ICICI Personal Loan Delhi | Interest Rates | Instant Online Approval

ICICI Bank Personal Loans in Delhi: Apply online with lowest Interest Rates, EMI. Check Offers, Documents and Eligibility for Personal Loan and Choose the Best. ICICI bank have 8 loan servicing branches in New Delhi.

ICICI Bank Personal Loan – Key Benefits in Delhi

  • Loan up to Rs. 20 Lakhs
  • No security/guarantor required
  • Faster processing.
  • Minimum documentation
  • Attractive rates of interest
  • Flexible repayment option of 12-60 months

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 27 January 2023)

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status

City


ICICI Bank Personal Loan Details

Interest Rates 10.99% – 17.50%
Processing Fee Upto 2.25% per annum of loan amount plus GST
Prepayment Charges 5% per annum of principal outstanding plus GST
Tenure Upto 5 Years
Loan Amount Upto 20 Lakh

ICICI Bank Personal Loan

Personal loans by ICICI come with higher eligibility and lower EMIs at attractive interest rates. Apply now for an ICICI Bank personal loan and fulfill the financial requirements.

Personal Loan By Top Banks

Eligibility Required for Loans in Delhi

You can avail of an ICICI Bank Personal Loan if you meet the following criteria:

Criteria*

Salaried

Age 23 years – 58 years.
Net Salary** Salaried Individuals with minimum monthly income – Rs. 20,000 p.m.
(Rs. 25,000 for customers residing in Delhi)
Eligibilty ICICI Bank Salary Account Holder,
Customers having asset relationship with ICICI Bank (availed Home Loan, Car Loan and/or Auto Loan),
Salaried customers with ICICI Bank Savings Account or
Salaried customer having no relationship with ICICI Bank.
Years in total job / profession 2 Year
Years in current residence 1 Year

**The minimum salary requirement will differ depending on the profile (Type of employer, having relationship with ICICI Bank etc.) of the customer.

Criteria*

Self Employed

Age 28 years (self employed individuals) and 25 years (for doctors); Maximum- 65 years
Minimum Turnover Rs. 40 lac (for non-professionals), Rs. 15 lac (for professionals) as per audited financials
Minimum Profit After Tax Rs. 2 lac (for Proprietorship Firm/Self employed Individuals) and Rs. 1 lac (for non-professionals) as per audited financials
Business Stability In current business for at least 5 years and minimum 3 years for doctors.
Existing relationship with ICICI Bank Minimum 1 Year liability relationship (current or savings account) or asset (loan) relationship, either live or closed in the last 6 months.

Documents Required for Salaried Class Peoples in Delhi for Personal loans of ICICI Bank

  • Proof of Identity (any one) Passport / Driving License / Voters ID / PAN      Card
  • Proof of Residence (any one) Ration Card / Utility Bill / Passport / LIC      Policy Receipt
  • Latest 3 months Bank Statement (where salary/income is credited)
  • Salary slips for last 3 months
  • 2 Passport Size photographs.

List of documents for Self-Employed:

  • KYC Documents : Proof of Identity; Address proof; DOB proof.
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Income proof (audited financials for the last two years).
  • Latest 6 months Bank statement.
  • Office address proof.
  • Proof of residence or office ownership.
  • Proof of continuity of business.
About Delhi:

Delhi that includes the Indian capital New Delhi, stands on the Yamuna River in northern India. It is the second most populous metropolis in India after Mumbai and the largest city in terms of area

Personal loan servicing branch address in New Delhi for ICICI Bank

Pitampura – RP-1, PITAMPURA, Near TV Tower 110034
Rohini – Plot no. 7, Community Centre, S.D. Tower, Sec-8, Rohini, NewDelhi 110085
Saket – E-30, Saket, New Delhi 110017
Videocon Tower – E-1, ground Floor, Videocon Tower, Jhandewalan Extn. New Delhi 110055
Preet Vihar – F-11, Preet Vihar, New Delhi-110092
Greater Kailash – II – E – 568, Greater Kailash—II, New Delhi – 110048
Green Park – S-26,27,28, Veera Towers, Ground Floor, Green Park Extension, New Delhi-110016
Janakpuri – Mahatta Towers, B-54, Community Centre, Janak Puri, New Delhi – 110058

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