Personal Loan Guwahati | Best Interest Rates | lowest EMI

Apply Personal Loan in Guwahati. Now you can get Instant E-approval, Special Offers, Best interest rates and lowest EMI options from all major banks in Guwahati through deal4loans.

Guwahati: Personal Loan

Situated at bank of Brahmputra, Guwahati is a significant center for commerce and education. It is also largest tea auction center in the world.

Although a large part of savings is invested in property, but due to some unforeseen circumstances one faces shortage of fund to invest. One may resolve his financial shortage with the help of personal loan.

In addition to this, one may get personal loan to fulfill his dreams to buy hi-tech kitchen appliances, home decoration objects, tourism in India and abroad. Personal loan are also asked for necessities like marriage and festivity.

Apply for Personal Loan
I authorize Deal4loans.com & its partnering banks to contact me to explain the product & I Agree to Privacy policy and Terms and Conditions.

Compare Best Personal loan In Guwahati Based on Rate of Interest – 2019

Banks Interest Rates
HDFC Bank 10.99 – 20.75%
ICICI Bank 11.70 – 18.85%
Bajaj Finserv 11.99 – 16.00%
Fullerton India 14.00 – 33.00%
Kotak Mahindra 10.99 – 17.25%
IndusInd Bank 12.99 – 17.00%
Standard Chartered 12.00 – 17.00%

Processing Fees / Prepayment Charges

Banks Processing Fee Pre Payment Charges
Bajaj Finserv Upto 2.00% Upto 4% post 1st EMI clearance
ICICI Bank 1999 to 2.50% Zero or 5.00%
Axis Bank 2.00% Nil
Kotak 1.5 – 2.00% 5.00%
HDFC Bank 0.8% – 2.00% 4.00%
Fullerton India 2.00% Upto 7.00%, 0% after 3 year
Standard Chartered
Up to 1% Upto 5.00% of loan amount

You can get Lowest Interest Rates on Personal loans if you are working for these Companies in Guwahati:

✓ Zaloni ✓ State Bank of India ✓ HCL Infosystems ✓ Indian Oil ✓ Indian Institute of Technology ✓ Jumbo Roofings & Tiles ✓ Ericsson-Worldwide ✓ HDFC Bank ✓ Tata Motors ✓ LG Electronics ✓ Axis Bank ✓ Educomp Solutions ✓ Indian Railways ✓ SBI Life Insurance Company ✓ Gammon India Limited ✓ Godrej Consumer Products ✓ IITG ✓ IIT Guwahati
✓ KiTEC Industries ✓ Government of Assam

Eligibility Or Loan Amount in Guwahati

– Depends on your Credit Score, Bank Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.

Checklist of Documents required for Personal Loan in Guwahati

The documentation process is very fast on Personal loans. Following documents are required by financial institutions to process the loan application:

In case of Salaried

  • Identity proof
  • 3 to 6 months Bank statements
  • Residence proof
  • Salary slip
  • Guarantors & their same set of documents
In case of Self Employed

  • Balance Sheets
  • Profit & Loss Account
  • Partnership Deed & other mandatory documents etc.