PGB Personal Loan EMI Calculator – Interest Rates Online

Punjab Gramin Bank Personal Loan – Check Interest Rates, Documents, Processing Fees, Loan Amount, Repayment period, locations online. PGB offers personal loan to account holders whose accounts are 6 month old.

Eligibility for PGB Personal loan:

All permanent Defence Personnel including officials of Military Station Headquarters, Border Security Force, Central Reserve Police Force, Central Industrial Security Force, Indo Tibetan Boarder Police, etc..having left out service of more than24 months.

All Confirmed/ permanent employees of Central/ State Govt./ PSUs and all reputed companies/ Institutions including Schools, Colleges, Universities, autonomous bodies, Hospitals/ Nursing Homes, who are either drawing their salary through accounts maintained with our branches or these employers agree for check off facility*.

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 16 April 2021)

Compare Interest Rates, Eligibility and Apply online instantly. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status


PGB Personal Loan Interest Rates

For Defence Personnel only
(Applicable for main scheme only viz. Personal Loan Scheme for Public)
Individuals whose salary is disbursed through branch 15.00%
For others 16.00%
For Public
Individuals whose salary is being disbursed through our branches as also those employees who are availing the loan under check-off facility 15.25%
For others 16.25%


Demand Loan & Term Loan 13.50 %
Overdraft 13.75 %

Minimum Net Monthly Income required to obtain personal loan from PGB.

Rs. 12500 per month for availing loan/OD at Urban centres; and
Rs. 10000 per month for availing Loan/OD at Semi-Urban and Rural centres.


Borrowers can repay the loan amount in maximum upto 5 years/ 60 months tenor.

Suitable guarantee acceptable to the Bank as Security (Collateral)

Apply Here
I authorize & its partnering banks to contact me to explain the product & I Agree to Privacy policy and Terms and Conditions.
Top Personal Loan Banks in India
ICICI Bank Personal loan 10.99 – 16.50%
Kotak Mahindra Personal loan 10.50 - 17.25%
Standard Chartered Personal loan 14.00 - 21.00%
HDFC Personal loan 10.75 - 20.75%
Bajaj Finserv Personal loan 11.99% onwards
IndusInd Bank Personal loan 11.25% onwards
SBI Personal loan 11.65% - 15.05%
Citibank Personal loan 10.99%
Tata Capital Personal loan 11.25% - 19%
Fullerton Personal loan 11.99 - 26.00%