Punjab Gramin Bank Personal Loan – Check Interest Rates, Documents, Processing Fees, Loan Amount, Repayment period, locations online. PGB offers personal loan to account holders whose accounts are 6 month old.
Eligibility for PGB Personal loan:
All permanent Defence Personnel including officials of Military Station Headquarters, Border Security Force, Central Reserve Police Force, Central Industrial Security Force, Indo Tibetan Boarder Police, etc..having left out service of more than24 months.
All Confirmed/ permanent employees of Central/ State Govt./ PSUs and all reputed companies/ Institutions including Schools, Colleges, Universities, autonomous bodies, Hospitals/ Nursing Homes, who are either drawing their salary through accounts maintained with our branches or these employers agree for check off facility*.
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PGB Personal Loan Interest Rates
|For Defence Personnel only
(Applicable for main scheme only viz. Personal Loan Scheme for Public)
|Individuals whose salary is disbursed through branch||15.00%|
|Individuals whose salary is being disbursed through our branches as also those employees who are availing the loan under check-off facility||15.25%|
PERSONAL LOAN TO PENSIONERS
|Demand Loan & Term Loan||13.50 %|
Minimum Net Monthly Income required to obtain personal loan from PGB.
Rs. 12500 per month for availing loan/OD at Urban centres; and
Rs. 10000 per month for availing Loan/OD at Semi-Urban and Rural centres.
Borrowers can repay the loan amount in maximum upto 5 years/ 60 months tenor.
Suitable guarantee acceptable to the Bank as Security (Collateral)