Credit Cards - Revealed
A credit card holder is entitled to a plethora of benefits like travel discounts, discount on retail loans, and free credit periods. To benefit from these, the customer i.e. you, are at the receiving end and should make use of these wisely. A credit card also helps in case of bigger purchases, as one might not be willing to carry large amounts of cash as well as the merchant’s unwillingness to accept cheques. Credit cards therefore, are a more convenient, acceptable and safer transaction medium.read more..

Benefit from reward points
You think nothing comes for free in this little imperfect world?? Have a look at your credit card statement again. Reward points are earned with every purchase made with the credit card. These reward points can eventually be exchanged to make purchases, or redeemed from the bank in the form of gifts.read more...

How to protect your credit card
Credit card fraud is facilitated when you give your credit card number to unfamiliar individuals, when cards are lost or stolen, when mail is diverted from the intended recipients and taken by criminals, or when the employees of a business, copy the cards or card numbers of a cardholder. read more...

Lost your credit card? Inform call center
Has anyone stolen your card or have you lost it? The first thing you should do is call up the bank’s 24-hour call centre. You have to be prompt in your action otherwise, you may end up with a huge outstanding balance if someone else misuses your card. read more...

Now, pay for debit card & ATM services
A free SMS alert from your bank today may cost you tomorrow. This is because banks have upped service charges on banking financial services and products. read more...

Silent killer: Credit card rates spurt
Rising EMIs for housing loans have hogged the headlines because of the pain experienced by homeowners, who had borrowed in a benign interest rate regime. But not paying the credit card bills in full has also become costlier, though with far less visibility. read more...

Age, salary and loan history to decide credit rating soon
Starting November, banks will be able to check the creditworthiness of 100 million borrowers before extending fresh loan read more...

How to read your credit card statement?
You receive a statement every month reflecting the transactions on your credit card account. Your billing statement is a complete record of your account activity during the past month. read more...

Public sector insurance major Life Insurance Corporation of India (LIC) is all set to foray into the growing credit card market soon.
Besides foraying into the health insurance sector, the company will also launch credit cards at the earliest to tap the growing market, read more...