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DHFL Home Loan

DHFL ( Dewan Housing Finance Corporation Limited ) offers home loan to individuals & Corporate bodies.

You can take Home Loan from DHFL for the following purposes
1. Home Extension – Those who want to extend their existing accommodation can take a Home Extension Loan.
2. Home Improvement Loan- This is offered to those individuals who want to renovate or want to repaint their home.
3. Home Loan for NRI’s – This is offered to Non-Resident Indians (NRIs) for residential property in India. They can also avail this loan for purchase, contruction, improvement & extension.
4. Plot Loan- A individual can avail Plot loan from DHFL. It can be taken to purchase non-agricultural loan situated within Municipal/Local Development Authority limits.
5. Loan against Property - A professionally qualified individual who is either salaried or self employed can take mortgage loan from DHFL, against their residential property.

DHFL Home Loan

Loan Amount
Annual income
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Features & Benefits of DHFL Home Loan
1. DHFL offers home loan to Individuals & Corporate bodies.
2. Prepayment option.
3. Hassle frees Process.
4. Loan sanctioned up to 85% of the property cost.

Interest Rates of DHFL

Bank Name Upto 1.5 Cr Above 1.5 Cr Processing
DHFL 9.90% 9.90% 1% for Salaried & 1.5% for SENP NIL

Eligibility & documentation required for DHFL Home Loan
  Salaried Self employed
Age Up to retirement age Up to retirement age or 65 years whichever is earlier
Minimum Income 10,000 in Rural and 15,000 in Urban -
Loan Amount Offered Maximum-5,00,00,000 Maximum-5,00,00,000
Tenure Home Extension-1yr to 20yrs
Home Improvement-1yr to 10yrs
Home Loan for NRI’s-1yr to 15yrs
Plot Loan-1yr to 20yrs
Mortgage Loan-1yr to 7yrs
Home Extension-1yr to 20yrs
Home Improvement-1yr to 10yrs
Home Loan for NRI’s-1yr to 15yrs
Plot Loan-1yr to 20yrs
Mortgage Loan-1yr to 7yrs
Processing Fee 1% 1%
Documentation 1) Complete Application Form,
2) Residence Proof, Identification Proof,
3) Income Proof, Last 3 months Salary slip or Salary Certificate, If Salary is above 10000 per month than Latest Form 16
4) Last 1 year bank statement
5) Property Documents with Map
Residence Proof, Identification Proof, Business Proof:
1) Brief Business Profile on the letter head
2) Copy of Shop & Establishment License / VAT Registration or any other mandatory license / registration
3) Copy of Partnership deed Details of Contract,
4) Copy of last 3 years Income Tax Returns,
5) Copy of last 3 Years Balance Sheet and Profit & Loss Account of the firm duly attested by a Chartered Accountant,
6) Bank Statement for the last 1 year for the Savings A/c & Current A/c
7) Form 16 /Tax deduction certificate
8) Copy of Advance Tax paid / self assessment tax paid Challan
9) Property Documents with Map

Head Office :
Dewan Housing Finance Corporation Limited.
6th Floor, Dheeraj Arma,
Anant Kanekar Road,
Bandra(E), Station Road,
Mumbai - 400051

Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.

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