| Bank Name | Up to 15 Lacs | From 15 Lacs to 30 Lacs | From 31 Lacs to 75 Lacs | Above 75 Lacs | Processing Fee |
Prepayment charges |
| DHFL | 11% | 11.25% | 11.50% | 12% | NIL | 1% |
| Salaried | Self employed | |
| Age | Up to retirement age | Up to retirement age or 65 years whichever is earlier |
| Minimum Income | 10,000 in Rural and 15,000 in Urban | - |
| Loan Amount Offered | Maximum-5,00,00,000 | Maximum-5,00,00,000 |
| Tenure | Home Extension-1yr to 20yrs Home Improvement-1yr to 10yrs Home Loan for NRI’s-1yr to 15yrs Plot Loan-1yr to 20yrs Mortgage Loan-1yr to 7yrs |
Home Extension-1yr to 20yrs Home Improvement-1yr to 10yrs Home Loan for NRI’s-1yr to 15yrs Plot Loan-1yr to 20yrs Mortgage Loan-1yr to 7yrs |
| Processing Fee | 1% | 1% |
| Documentation | 1) Complete Application Form, 2) Residence Proof, Identification Proof, 3) Income Proof, Last 3 months Salary slip or Salary Certificate, If Salary is above 10000 per month than Latest Form 16 4) Last 1 year bank statement 5) Property Documents with Map |
Residence Proof, Identification Proof, Business Proof: 1) Brief Business Profile on the letter head 2) Copy of Shop & Establishment License / VAT Registration or any other mandatory license / registration 3) Copy of Partnership deed Details of Contract, 4) Copy of last 3 years Income Tax Returns, 5) Copy of last 3 Years Balance Sheet and Profit & Loss Account of the firm duly attested by a Chartered Accountant, 6) Bank Statement for the last 1 year for the Savings A/c & Current A/c 7) Form 16 /Tax deduction certificate 8) Copy of Advance Tax paid / self assessment tax paid Challan 9) Property Documents with Map |
Head Office :
Dewan Housing Finance Corporation Limited.
6th Floor, Dheeraj Arma,
Anant Kanekar Road,
Bandra(E), Station Road,
Mumbai - 400051
