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Personal Loan
A wedding in the family. May be your house needs renovation or your daughter has obtained admission to a medical college. Gift your wife a beautiful gold pendant, pay for your children's higher education or send your parents on a much-needed holiday. We offer various kinds of Personal Loans to fulfill your dreams in India.Personal loan Banks Offerings > Axis Bank Personal Loan
Personal Loan from Axis Bank
Salaried Individuals
| Eligibility Criteria | Loan Amount | Documents Required |
| Age: 21 years-60 years | You can avail of a loan up to 11 times your net monthly income subject to a minimum Of Rs. 50,000 to maximum of Rs. 10,00,000. | Identity proof: Passport or voter's card or driving license or PAN card and photograph |
| Minimum employment: years cumulative experience or 6 months for Salaried professional | Income proof: Latest salary slip showing all deductions or Form 16 along with current dated salary certificate (for salaried) | |
| Proof of telephone: Latest bill of landline or mobile or WLL stating name of borrower or address of borrower employment proof or business continuity proof | ||
| Minimum net monthly income: Rs 7,000 per month | Employment proof |
Self Employment
| Eligibility Criteria | Loan Amount | Documents Required |
 24 years to 65 years |
Up
to 1.25 times your gross annual income subject to a minimum of Rs. 1,00,000
to a maximum of Rs. 5,00,000/- |
Identity proof: Passport or voter's card or driving license or PAN card and photograph |
| Minimum employment: 3 yrs continuous employment | Income proof: ITR (last 2 years) and computation of income (last 2 years) certified by a CA, balance sheet, profit and loss statement (for self-employed) | |
| Minimum annual income: Rs 1,00,000 per annum | Residence proof: Ration card or passport or latest electricity bill or latest telephone bill or latest credit card bill bank statements, last 6 months bank statements | |
| Proof of telephone: Latest bill of landline or mobile or WLL stating name of borrower or address of borrower employment proof or business continuity proof | ||
| Business continuity proof | ||
| Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers |
Fees & Charges for Axis Bank Personal Loan
• Processing fee of 2% of the loan amount is payable upfront.
• Prepayment charges as applicable would be levied on the outstanding loan amount. No part prepayment is allowed. Prepayment charges as applicable would be levied on the outstanding loan amount. No part prepayment is allowed.
Axis Bank -
Head Office:
11TH FLOOR, MAKER TOWERS F CUFFE PARADE COLABA
MUMBAI - 400005
INDIA
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