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Credit Card Shimla

क्या आप शिमला में क्रेडिट कार्ड की तलाश कर रहे हैं। शिमला में Deal4loans पर क्रेडिट कार्ड लागू करने के लिए लाभ, पुरस्कार अंक, शुल्क, नवीनतम प्रस्ताव और पात्रता की जांच करें।

Benefits of Credit Card

1) Free Credit Period: Firstly the Credit Card offers you a free credit period (of 50-55 days) from the date of the billing cycle which helps you to purchase on credit without any hassle of carrying cash, thus making your shopping much easier.
2) Online Shopping: The Credit Card helps you to buy products/services online or over the phone thus helping you to purchase anywhere 24x7.
3) Advantage of various Branding offers: Most importantly credit cards offer various discounts & schemes which are associated with entertainment, travel, shopping etc. Issuing Credit Card Banks tie up with the reputed brands to sell products/services at attractive rates which you can buy through your credit cards. To check offers running on your credit card.
4) Borrowing cash through credit cards: You can also withdraw cash through ATMs at any time.
5) Credit Cards also offer reward points on purchases which you can accumulate and redeem later with cash backs & attractive gifts etc.

Looking for Bank Branches where you can get Information on Credit Cards in Shimala

Bank Name Shimla
Axis Bank Ground & First Floor, Durga Cottage Commercial Complex, Kasumpti, Shimla, Himachal Pradesh 171009  1800 209 5577
IDBI Kasumpti, Shimla, Himachal Pradesh 171009
State Bank of Patiala The Mall, Shimla, Himachal Pradesh 171001  
IDBI Bank Lala Lajpatrai Chowk, The Mall, Shimla, Himachal Pradesh 171001
HPSCB Shimla, Himachal Pradesh 171006

 

 

Top 5 Banks that offers Credit Cards in Shimla?

 

Customers also check list of Top / Best Credit Cards available in India at present time.

 

Why Apply Online or Choose Deal4loans for Credit Cards in Shimla:

  1. Exact credit card eligibility in 2 mins
  2. Online paperless application for existing customers*
  3. Get Instant e-approval at Deal4loans

 

How you can get credit cards with deal4loans in Shimla in just three easy steps:

Apply for credit card
  • Quick eligibility check
  • Complete Online application
  • Get Instant e-approval within minutes

Which are the credit cards available in Shimla for Customers?

  1. Travel Cards
  2. Entertainment Cards
  3. Cash back Cards
  4. Premium Cards
  5. Regular Cards
  6. Reward Cards
  7. Fuel Cards

How you can pay for credit cards payments or payment options?

A credit card user in Shimla make payments through below channels – Auto Pay, through Net banking of particular bank, fund transfer, mobile banking, Via Cheque or drop box etc.

Eligibility Criteria for Credit cards in Shimla:

  • ✓ For Salaried / Self employed - Minimum Age 21 years
  • ✓ For Salaried / Self employed - Maximum Age 65 years
  • Eligibility required for credit cards - check here

Required Income Criteria for Credit Cards in Shimla:

  • ✓ Minimum Income – Rs.15000 per month or depends on credit card requirements, High end cards require more income per month & very strong cibil score.

 

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