Credit Card Shimla
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Benefits of Credit Card
1) Free Credit Period: Firstly the Credit Card offers you a free credit period (of 50-55 days) from the date of the billing cycle which helps you to purchase on credit without any hassle of carrying cash, thus making your shopping much easier.
2) Online Shopping: The Credit Card helps you to buy products/services online or over the phone thus helping you to purchase anywhere 24x7.
3) Advantage of various Branding offers: Most importantly credit cards offer various discounts & schemes which are associated with entertainment, travel, shopping etc. Issuing Credit Card Banks tie up with the reputed brands to sell products/services at attractive rates which you can buy through your credit cards. To check offers running on your credit card.
4) Borrowing cash through credit cards: You can also withdraw cash through ATMs at any time.
5) Credit Cards also offer reward points on purchases which you can accumulate and redeem later with cash backs & attractive gifts etc.
Looking for Bank Branches where you can get Information on Credit Cards in Shimala
| Bank Name | Shimla |
| Axis Bank | Ground & First Floor, Durga Cottage Commercial Complex, Kasumpti, Shimla, Himachal Pradesh 171009 1800 209 5577 |
| IDBI | Kasumpti, Shimla, Himachal Pradesh 171009 |
| State Bank of Patiala | The Mall, Shimla, Himachal Pradesh 171001 |
| IDBI Bank | Lala Lajpatrai Chowk, The Mall, Shimla, Himachal Pradesh 171001 |
| HPSCB | Shimla, Himachal Pradesh 171006 |
Top 5 Banks that offers Credit Cards in Shimla?
Customers also check list of Top / Best Credit Cards available in India at present time.
Why Apply Online or Choose Deal4loans for Credit Cards in Shimla:
- Exact credit card eligibility in 2 mins
- Online paperless application for existing customers*
- Get Instant e-approval at Deal4loans
How you can get credit cards with deal4loans in Shimla in just three easy steps:
- Quick eligibility check
- Complete Online application
- Get Instant e-approval within minutes
Which are the credit cards available in Shimla for Customers?
- Travel Cards
- Entertainment Cards
- Cash back Cards
- Premium Cards
- Regular Cards
- Reward Cards
- Fuel Cards
How you can pay for credit cards payments or payment options?
A credit card user in Shimla make payments through below channels – Auto Pay, through Net banking of particular bank, fund transfer, mobile banking, Via Cheque or drop box etc.Eligibility Criteria for Credit cards in Shimla:
- ✓ For Salaried / Self employed - Minimum Age 21 years
- ✓ For Salaried / Self employed - Maximum Age 65 years
- Eligibility required for credit cards - check here
Required Income Criteria for Credit Cards in Shimla:
- ✓ Minimum Income – Rs.15000 per month or depends on credit card requirements, High end cards require more income per month & very strong cibil score.
