Home Loan Articles

 ICICI Bank cuts home loan rate by 1.5%
NEW DELHI: ICICI Bank has announced reduction in its home loan rate from 13 per cent to 11.5 per cent for loans of up to Rs 20 lakh. Read More....

 Home Loan Rates may be cut, RBI to ease risk norms
NEW DELHI: State-owned banks are planning to cut rates on small-ticket home loans by up to 300 basis points by Friday, as RBI  Read More....

 Tips for those planning to avail of home loans
Nishant Avasthy, a software professional employed with a firm handling US-based projects, decided to apply for a home loan of Rs 30 lakh after booking a residential property. Read More....

 Journey to Home Loan!
Planning to buy that long cherished dream home?? Well congratulations, in today’s day and age, just talking about buying a home can be a great source of excitement for a first-time homeowner. Read More....

 Can banks afford a home loan rate cut?
It is true that many of the existing borrowers who availed the home loans during low interest regime and who are facing the brunt of higher equated monthly installments (EMIs), Read More....

 HDFC rules out reduction in home loan
A day after Finance Minister P Chidambaram pitched for lower interest rates on home loans up to Rs 20 lakhs, private sector housing lender HDFC on Friday said it was not possible for now to further slash lending rates. Read More....

 ICICI Bank may cut home loan rates in Q1 FY'09
Home loan consumers in India may get some good news in the months to come with country's biggest private lender ICICI Bank saying it could cut interest rates in the first quarter of next fiscal.  Read More....

 Guide to Home Loan
Everyone likes hearing people say Wow, what a beautiful house you have! From cave dwelling, we have evolved and now a house provides Read More....

 Old customers do not gain from rate cuts
In the strange vocabulary of Indias home loan market, the term Floating Rate does not quite mean what it would in plain English. Read More....

 Banks dither in lending to GenX
Young borrowers are main defaulters in housing loan segment, finds out Banks are not happy with the experience Read More....

 SBI cuts home, retail loans by 0.5-1 pc
The country largest lender, State Bank of India, on Wednesday reduced interest rates on home and other retail loans by 0.5-1 per cent for different maturities as part of its festival offer. Read More....

 Property price rise driving home loans
Bankers have put down the recent drop in housing loan off-take to the unprecedented rise in property prices and not the recent rise in interest rates. Read More....

 Easy home loans for poor in the pipeline
he Centre is about to finalise a scheme aimed at making housing more affordable for the poor in urban areas, by providing them with home loans at subsidised interest rates. Read More....

 End of the road for home loan
The paradigm of home loan marketing is set for a change. The practice of using ordinary direct selling agents (DSAs) by home loan financiers will soon be history Read More....

 Ways to increase to your home loan eligibility
Home loan interest rates have inched up in the last few months. This in turn, has affected the loan eligibility for home loan borrowers.Loan eligibility is inversely related to rates. Read More....

 Ignorance is not bliss in a home loan agreement
If you thought the loan documents were just a formality, think again. It is a contract skewed towards the lenders through various clauses buried in the fine print. We help you dig them out Read More....

 Factors which decide your home loan eligibility
Basic Parameters that describe your Home loan entitlement & home loan endorsement Read More....