Credit Card Articles

 Pay the Outstanding Amount on Your Card
Now that you know about billing cycles and billing dates, payment due date, minimum amount due, total amount due and previous balance, let's understand how you must make your payments to ensure to to get into credit card debt. Read More....

 RBI to launch credit cards
The Reserve Bank of India i.e RBI will launch an IndiaPay credit card - an Indian version of the China UnionPay card - by the end of next year. Read More....

 Citi not to exit India finance business
Citigroup has no plans to exit its consumer finance business in India, where defaults have risen, the head of its Indian unit said on Thursday. Read More....

 Whirlpool tying up with retailers for easier credit facilities
Whirlpool of India is entering the arena of financial services by partnering with Videocon’s Next Retail for giving easy and flexible credit to consumers. Read More....

 Banking ombudsman receives most complaints
The number of complaints received by the banking ombudsman offices has constantly increased in the last five years, Read More....

 Billions shaved off spending power on credit cards
Card providers have clawed back more than £3 billion worth of credit by cutting their customers’ spending limits, research shows Read More....

 Cleartrip.com teams up with HDFC Bank credit cards
Cleartrip.com has teamed up with HDFC Bank to offer instant 50 per cent cash back to its customers using any HDFC credit cards for online transactions. Read More....

 Payment Mechanism
Ensure to pay your card outstanding on time to avoid penalties & charges. You can pay your credit card outstanding with any of the following modes:-  Read More....

 LIC- set to foray in credit card market
Besides foraying into the health insurance sector, the company will also launch credit cards at the earliest to tap the growing market, Read More....

 How to read your credit card statement?
You receive a statement every month reflecting the transactions on your credit card account. Your billing statement is Read More....

 Shuffle your plastic
With the festive season kicking in, banks and credit card companies are offering ‘cash backs’ to woo you. Smart shuffling of plastic could save quite a sum for shoppers.  Read More....

 Age, salary & loan history will decide credit rating
Starting November, banks will be able to check the creditworthiness of 100 million borrowers before extending fresh loan Read More....

 Silent killer: Credit card rates spurt
Rising EMIs for housing loans have hogged the headlines because of the pain experienced by homeowners, who had borrowed in a benign interest rate regime. Read More....

 Now, pay for debit card & ATM services
A free SMS alert from your bank today may cost you tomorrow. This is because banks have upped service charges on banking financial services and products. Read More....

 Lost Card
Has anyone stolen your card or have you lost it? The first thing you should do is call up the bank’s 24-hour call centre. You have to be prompt in your action otherwise, you may end up with a huge outstanding balance  Read More....

 How to protect your credit card?
Credit card fraud is facilitated when you give your credit card number to unfamiliar individuals, when cards are lost or stolen, when mail is diverted from the intended recipients  Read More....

 Latest Credit Cards offers
Many people are unaware or do not keep track of the benefits that their Credit Cards entitle them to like discount at shops, restaurants and airline tickets. And hence lose out on good offers. Read More....

 Benefit from reward points
You think nothing comes for free in this little imperfect world? Have a look at your credit card statement again. Read More....

 Credit Cards - Revealed
A credit card holder is entitled to a plethora of benefits like travel discounts, discount on retail loans, and free credit periods. To benefit from these, Read More....