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Banks	ICICI Bank	HDFC Ltd.	HSBC Bank	Axis Bank
Rate of Interest	10.5% - 11.5%	10.75% - 11.75%	11% - Regular Home Loan 11.50% - Smart Home	10.75% - 11.25%
Processing Fee	0.50%	0.5% plus applicable service tax and cess	10,000 plus service tax & cess	1%
Loan Amount	Rs.8,00,000 - Maximum 80% of the Cost of the Property (Subject to Income Eligibility)	80% of the Cost of the Property (Subject to Income Eligibility)	Maximum upto 10 crores (Subject to Income Eligibility)	Rs.1,00,000 - Rs.2,00,00,000
Prepayment Charges	Rs.10,000 - or 2%	If 25% of outstanding amount is paid within 3 years - No Penalty , otherwise 2% of outstanding amount	NIL upto 25% of the loan amount sanctioned in every financial year & at a pre-payment charge of 3% for any excess amount.	Nil

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