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Personal Loan
A wedding in the family. May be your house needs renovation or your daughter has obtained admission to a medical college. Gift your wife a beautiful gold pendant, pay for your children's higher education or send your parents on a much-needed holiday. We offer various kinds of Personal Loans to fulfill your dreams in India.Personal loan Banks Offerings > Deutsche Bank Personal Loan
Personal Loan from Deutsche BANK
Salaried Individuals
| Eligibility Criteria | Loan Amount | Documents Required |
 25 years-60 years of age |
loans amounting from Rs 50,000 to Rs 1,500,000 |
- Salary slip of last one month
- Copy of bank statement from salary account for last 6 months |
| Minimum Gross Annual Income (Rs) 240000 | Photo Identity (any one) - Passport - Photo PAN Card - Defence/Govt ID Card - Voter's ID Card - Driving License |
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| Telephone: Mandatory at both residence and office | Proof of Residence (any one) - Passport - Photo PAN Card - Defence/Govt ID Card - Voter's ID Card - Driving License |
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| 1 year in current job | Proof of Age (any one) - Passport - Voter's ID Card - PAN Card - Birth Certificate - Life Insurance Policy or premium receipt clearly stating age/DoB |
Self Employed Individuals
| Eligibility Criteria | Loan Amount | Documents Required |
25 years-65 years of age |
loans amounting from Rs 50,000 to Rs 1,500,000 |
- Income Tax Returns (last 2 years), CA certified computation of income, or CA certified Profit & Loss Account and Balance Sheet for last 2 years. - Copy of bank statement (main account) for last 6 months |
| Minimum Gross Annual Income (Rs) 360000 | Photo
Identity (any one) - Passport - Photo PAN Card - Voter's ID Card - Driving Licence |
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| Telephone: Mandatory at both residence and office3 year in current job/proffession | Proof
of Residence (any one) - Passport - Telephone Bill (landline) - Electricity Bill - Voter's ID Card - Driving Licence |
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| Proof
of Age (any one) - Passport - Voter's ID Card - PAN Card - Birth Certificate - Life Insurance Policy or premium receipt clearly stating age/DOB |
Fees & Charges for Deutsche Bank Personal Loan
| Description of Charges | Personal Loans |
| Processing Fees | 3% of the loan amount |
| Default Interest Rate | 24% per annum |
| Loan Prepayment Penalties | Prepayment is allowed only after 6 months from the date of loan disbursal |
| Fixed rate loan: 4% penalty on amount prepaid (no prepayment penalty waiver) | |
| Duplicate Statement Issuance Charge | Rs. 200 |
| Unsuccessful Execution of Standing Instruction for Payment / Cheque Bounce Charge | Rs. 350 |
| PDC Swap Charges | Rs. 500 |
| Documentation Charges | Up to Rs. 750 |
Deutsche Bank AG.
Head office:
5TH FLOOR, NICHOLAS PIRAMALTOWER PENINSULA CORPORATE PARK GANPATRAO KADAM MARG,
LOWER PAREL
MUMBAI 400013
INDIA
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