Car Loan Punjab And Sind Bank

Punjab and Sind Bank Car Loan: Find Details on Interest Rates, Documents, EMI, Processing Fee, Prepayment charges, documents requirement, finance options for SUV, MUV and more, Emi calculations online at Deal4loans.

Interest Rates for New Car Loan	9.05%
Interest Rates for Used Car	11.80%
Processing Fees	Zero
Margin	10% for New, 25% for Old cars
Repayment Period	Upto 7 Years
Prepayment charges	1% of pending loan amount

Apply for Best Car Loan Punjab And Sind Bank

Professional Details

Loan Amount:

Occupation:

City:

Annual Income:

Banks/Rates	HDFC Bank	Kotak	Axis Bank	State Bank of India (SBI)
New Car Loan	9.45% - 12.50%	11.50% - 13.50%	9.40% - 12.00%	9.45%( for WOMEN) 9.50%( for Others)
Processing Fee	Up to 2.5 Lakhs: Rs. 3220/-, (Above 2.5 Lac, Rs.4390/- to Rs.5870/-)	Rs.3300/- to Rs.4750/-	Rs.3500/- to Rs.5500/-	Nil

For Individuals & Proprietorship concerns:

New Vehicles & Old Vehicles

No maximum ceiling on amount of loan. (Income of spouse / major son / parents can be clubbed subject to their becoming Co-borrower or guarantor in the loan).

For business concerns and Institutions (corporate or Non-corporate): New & Old Vehicles

For Repayment period up-to 3 years -:Twice the average annual cash accruals i.e. PAT+ Dep. as per the last year balance sheet, P&L account.
For Repayment period above 3 years and up-to 5 years -:Thrice the average annual cash accruals i.e. PAT+ Dep. as per the last year balance sheet, P&L account.
For Repayment period above 5 years and up-to 7 years -:Five times the average annual cash accruals i.e. PAT+ Dep. as per the last year balance sheet, P&L account.

(3 year ITR also to be obtained). No maximum ceiling on amount of finance and number of vehicles to be financed to single entity.

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