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Tips for Best Personal loan deal
1) Compare exact Emi|Processing fee |Tenure|Documents before choosing bank|
2) Never pay any fee to any person to get loan sanctioned.Processing fee are deducted from Loan amount.
3) Only give documents to one bank and check whether he is authorized Bank employee or vendor.

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Banks Rate of Interest Processing Fee Loan Amount Prepayment Charges Disbursal Time	HDFC Bank 14.25% - 22.25% 2% if salary account in HDFC - other wise 2.5% Rs.50,000 - Rs.15,00,000 4% 2Days - 7Days	Fullerton India 21% - 32% 2% Rs.40,000 - Rs.5,00,000 4% 4 working days	HDB Financial Services 16% - 21% up to 2% 100,000 to 15,00,000 NIL for Select Corporates Employees (CAT A & B). 4% For Rest 2 days - 7 days	Bajaj Finserve 15.75% - 18% 2% - 2.5% 3Lacs - 30 Lacs Nil 4 working days (Approval in 24 hours post complete file login)
Basic Documents	Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months statement)/ banker’s sign verification (Anyone of the above) Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above) Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above) Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above) Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)