| Banks |
| Rate of Interest |
| Processing Fee |
| Loan Amount |
| Prepayment Charges |
| Disbursal Time |
| Documents |
|
|
HDFC Bank |
| 14.5% - 24% |
| 2% - 2.5% |
| Rs.50,000 - Rs.15,00,000 |
| 4% |
| 2Days - 7Days |
| Identity Proof : Passport/ Driving License/PAN card/
Photo credit card (with embossed
Signature and last two months
statement)/ banker’s sign verification (Anyone of the above) |
| Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for
age Proof). (Anyone of the above) |
| Address Proof : Passport/ Telephone bill
(BSNL/MTNL)/ Electricity bill/ Title
deed of property/Rental agreement/
Driving license/ Election ID card/
Photo-credit card (with last two month
statements) (Anyone of the above) |
| Income Proof : Latest salary slip/current dated salary
Certificate with latest form 16 (Anyone of the above) |
| Job Continuity Proof : Form 16/relieving letter/appointment
Letter (for last two months) (Anyone of the above) |
| Banking History : Bank statements of latest 2 months/
3 months bank passbook (Anyone of the above) |
|
|
|
Citibank |
| 16.5% to 20% |
| 2% of loan amount |
| Rs.50,000 - Rs.15,00,000 |
| 5% |
| 2 working days |
| Identity Proof: Passport/ Driving License/PAN card/Photo credit card (with embossed Signature and last two months statement)/ banker’s sign verification. (Anyone of the above) |
| Age Proof: PAN Card/ Passport/ Driving License /School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) |
| Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/Driving license/ Election ID card/Photo-credit card (with last two month statements). (Anyone of the above) |
| Income Proof: Latest 3 month salary slip
(computerized pay slip with company
Logo/pay slip on company letterhead) (Anyone of the above) |
| Job Continuity Proof : Form 16/relieving letter/appointment
Letter (for last two months) (Anyone of the above) |
| Banking History : Bank statements of latest 6 months and
Existing loan sanction letter if any. (Anyone of the above) |
|
|
|
Fullerton |
| 23% - 28% |
| 2% |
| Rs.40,000 - Rs.5,00,000 |
| 4% |
| 4 working days |
| Identity Proof : Passport/ Driving License/PAN card/
Photo credit card (with embossed
Signature and last two months
statement)/ banker’s sign verification (Anyone of the above) |
| Age Proof : PAN Card/ Passport/ Driving License /School leaving certificate/ Voter’s card/
BirthCertificate/ LIC policy (only for
age Proof). (Anyone of the above) |
| Address Proof : Passport/ Telephone bill
(BSNL/MTNL)/ Electricity bill/ Title
deed of property/Rental agreement/
Driving license/ Election ID card/
Photo-credit card (with last two month
statements) (Anyone of the above) |
| Income Proof : Latest 3 months salary slip
(Computerized pay slip with company
Logo/pay slip on company letter head) (Anyone of the above) |
| Job Continuity Proof : Form 16/relieving letter/appointment
Letter. (Anyone of the above) |
| Banking History : Bank statements of latest 6 months (Anyone of the above) |
|
|
