Apply Personal Loan in Ahmedabad: Get Quotes on Instant E-approval, Special Offers, Best interest rates and lowest EMI options from all major banks in Ahmedabad through deal4loans.com.
Ahmadabad is well known for textile industry this is why it is also called as “Manchester of East.” The city is also largest exporter of gemstones. As known to all Gujratis are business oriented people and so they come in high income group.
People in Ahmadabad are believed to live life comfortably with upgraded consumer durable such as air-conditioners, hi-tech refrigerators, built-in oven and microwaves etc. Though a large number of people draw a comfortable salary, nevertheless, they experience a shortfall in their income to purchase hi-tech consumer durable. To counter such situation a range of banks and financial institutions are ready to lend the money in the form of personal loan at competitive interest rates with customized tenure.
Personal loan are also common for home renovations and medical emergency. Marriage, festivals and celebrations are other occasions for which personal loan are preferred in Ahmadabad.
A new trend has been developed among the citizens to reach out to places in India and abroad. A mushroom growth of travel companies has accelerated this trend which results an extra burden to our pocket. At this moment of time, personal loan becomes the only option to meet this inviting excursion tour. An enticing excursion tour has also added an extra burden to outflow. At this moment of time, personal loan becomes the only option to meet this expenditure.
Personal Loan Ahmedabad details:
|Interest Rates||11.50% – 26.00%|
|Processing Fees||0.99% – 3.00%|
|Pre payment Charges||Nil – 5.00%|
|Repayment Period||Upto 7 years|
|Cibil Score||Min. 750|
|Lowest EMI||Rs. 2199.26 per lac|
Personal loan interest rates Ahmedabad from various banks – 2016
|HDFC Bank||11.49 – 19.50%|
|Standard Chartered||11.99 – 15.00%|
|Bajaj Finserv||15.00 – 17.00%|
|Fullerton India||21.00 – 32.00%|
|Kotak Mahindra||11.50 – 20.00%|
|IndusInd Bank||12.99 – 17.00%|
|ICICI Bank||13.49 – 17.50%|
You can get Lowest Interest Rates on Personal loans if you are working in these Companies:
✓ Tata Consultancy Services ✓ Einfochips ✓ Reliance Industries ✓ Larsen & Toubro ✓ Elitecore Technologies
✓ eClinicalWorks ✓ ONGC ✓ Gateway TechnoLabs ✓ L&T Technology Services ✓ Meditab Software ✓ IndiaNIC Infotech
✓ Hidden Brains InfoTech ✓ Rigel Networks ✓ SNL Financial
Eligibility Or Loan Amount in Ahmedabad – Depends on your Credit Score, Bank Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.
Prepayment charges / processing fees of top banks in Ahmedabad for Personal loans
|Bank||Processing Fee||pre payment charges|
|Bajaj Finserv||2 – 2.5%||Nil|
|ICICI Bank||0.8% – 2.00%||Zero or 5.00%|
|Kotak||1.5 – 2.00%||5.00%|
|HDFC Bank||0.8% – 2.00%||4.00%|
Documents requirement for Personal Loans Ahmedabad:
Following documents are required by financial institutions to process the loan application :
in case of Salaried
- Identity proof
- 3 to 6 months Bank statements
- Residence proof
- Salary slip
- Guarantors & their same set of documents
In case of Self Employed
- Balance Sheets
- Profit & Loss Account
- Partnership Deed & other mandatory documents etc.
Best Banks Provide Personal Loans in Ahmedabad:
Ahmedabad was founded by Sultan Ahmed Shah in the year 1411 A.D, when it served as the capital of the Sultanate. A city which was once restricted to the walls constructed by Ahmed Shah, is today spread over 1300 sq. kms; once a home to the Sultans and Peshwas, is now a commercial city bustling with activity, a city which deserves a website dedicated exclusively to its news, information and services directory.
List of Bank Branches for apply personal loans in Ahmedabad
|Axis Bank||Trishul-Opposite, Samrtheshwar Temple, Nr Law Garden, Ellisbridge, Ahmedabad, Gujarat||380006|
|Bajaj Finserv||Unit No.302 To 306, 3rd Floor, “Torquoise Building” Opp : Centre Point, Panchvati Paanch Rasta, Off C. G. Road||380006|
|HDFC Bank||Near Rajkot Nagrik Bank, Opposite HDFC House, Mithakhali Road, Mithakhali, Navrangpura, Ahmedabad, Gujarat||380009|
|ICICI Bank||Koty Building, Gheekanta Cross Roads, Relief Road, Near Bhagwati Krupa Emporium, Ahmedabad, Gujarat||380001|
|Indusind Bank||Ground Floor, Shant Prabha Height, Opp Vallabh wadi, Jawahar chowk, Mani Nagar, Ahmedabad, Gujarat||380008|
|Kotak||Upper Level Shop No .32,33 & 34 , Advance Plaza Opp Swaminaryan Temple,, Shahibaug , Ahmedabad, Gujarat||380004|
|Tata Capital||1st Floor, Shanti Arcade,1-Ketan Society, Near B D Patel, Stadium Road, Naranpura, Ahmedabad||380013|
|Fullerton||1st Floor, Jupiter house, Opp Rasna Restaurant, Mani Nagar Cross road, Mani Nagar, Ahmedabad||380008|
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