Personal Loan Lucknow | Interest Rates 2020 | EMI | Documents | Apply

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Personal Loan Lucknow details:

Interest Rates 11.50% – 26.00%
Processing Fees 0.99% – 3.00%
Pre payment Charges Nil – 5.00%
Repayment Period Upto 7 years
Cibil Score Min. 750
Lowest EMI Rs. 2199.26 per lac
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Personal Loan Interest Rates in Lucknow 2020

Banks Interest Rates
HDFC Bank 10.99 – 20.75%
ICICI Bank 10.99 – 16.50%
Bajaj Finserv 11.99 – 16.00%
Fullerton India 14.00 – 33.00%
Kotak Mahindra 10.99 – 17.25%
IndusInd Bank 12.99 – 20.00%
Standard Chartered 12.00 – 17.00%

Processing Fees / Prepayment Charges

Banks Processing Fee Pre Payment Charges
Bajaj Finserv Upto 2.00% Upto 4% post 1st EMI clearance
ICICI Bank 1999 to 2.50% Zero or 5.00%
Axis Bank 2.00% Nil
Kotak 1.5 – 2.00% 5.00%
HDFC Bank 0.8% – 2.00% 4.00%
Fullerton India 2.00% Upto 7.00%, 0% after 3 year
Standard Chartered Up to 1% Upto 5.00% of loan amount

Documents requirement for Personal Loans Lucknow:

Lucknow: Personal Loan

Lucknow, a capital city of India is center for commerce and cottage industries. It has also taken pace in information technology sector as well.

It is quite obvious for residents of Lucknow to live with high standard of life. For an augmented living one looks for high tech consumer goods. Though our purchasing power has increased considerably, but occasionally, due to some unexpected expenses we are caught in excess spending. Personal loan is such a debt instrument that resolves the financial crisis.

As the Lucknow’s infrastructure development is on fast pace. More and more people like to invest in real estate. It is quite common that people take personal loan and book plot or flat to earn profit in long period.

Medical exigency and marriage are other reasons for which personal loan can be availed.

Documents requirement for Personal Loans Lucknow:

Following documents are required by financial institutions to process the loan application :

in case of Salaried

  • Identity proof
  • 3 to 6 months Bank statements
  • Residence proof
  • Salary slip
  • Guarantors & their same set of documents

In case of Self Employed

  • Balance Sheets
  • Profit & Loss Account
  • Partnership Deed & other mandatory documents etc.

Address / Location of Major Banks for Personal loans in Lucknow:

IDBI Bank Vishal Khand, Vishal Khand, Near L D A Market, Gomti Nagar, Lucknow, Uttar Pradesh 226010
Corporation Bank 60, Mahatama Gandhi Marg, Mahatama Gandhi Marg, Near Northern Railway Office, Hazratganj, Lucknow, Uttar Pradesh 226001
Union Bank of India Dr. V.N. Verma Road, Aminabad, Lucknow, Uttar Pradesh 226001
ICICI Bank Bhootnath Market, Bhootnath Market, Near Faizabad Road, Indira Nagar, Lucknow, Uttar Pradesh 226016
Syndicate Bank – Gomtinagar 1/6, Viram Khand, Patrakarapuram Crossing,Gomti Nagar, Lucknow, Uttar Pradesh 226010
Union Bank of India UP State, Agro Industrial Corporation, Vidhab Sabha Marg, Lucknow, Uttar Pradesh 226001
Punjab National Bank 94, M G Road, M G Road, Lucknow, Uttar Pradesh 226001
Syndicate Bank Gole Market, Near Ekta Park, Mahanagar, Lucknow, Uttar Pradesh 226006
Dena Bank 1/1, Naval Kishor Road, Naval Kishor Road, Near Leela Cinema, Hazratganj, Lucknow, Uttar Pradesh 226001
HDFC Bank Ltd A-1/15, Puraniya Chauraha, Puraniya Chauraha, Near Sitapur Road, Aliganj, Lucknow, Uttar Pradesh 226020
Central Bank Of India P.B.NO.161 72, Mahatma Gandhi Marg, Hazratganj, Lucknow, Uttar Pradesh 226001
Allahabad Bank Mahatma Gandhi Marg, Mahatma Gandhi Marg, Near Governer House, Hazratganj, Lucknow, Uttar Pradesh 226001
Central Bank of India Butler Colony, Lucknow, Uttar Pradesh
Indusind Bank Ks Trident,, 10, Rana Pratap Marg, Civil Lines, Lucknow, Uttar Pradesh 226001
Canara Bank 44/15, Nawal Kishore Road, Opposite Leela Cinema, Sapru Marg, Prem Nagar, Hazratganj, Lucknow, Uttar Pradesh 226001
Central Bank of India Cantonment Road, Husainganj, Lucknow, Uttar Pradesh 226018
Corporation Bank Atul Market, Opposite Lekhraj Market, Faizabad Road, Faizabad Road, Lucknow, Uttar Pradesh 226016
Gramin Bank of Aryavart A-2/46, Vijay Khand, Gomati Nagar, Lucknow, Uttar Pradesh 226010
State Bank of India Balaji Complex, Kanpur Road, Kanpur Road, Krishna Complex, Krishna Nagar, Lucknow, Uttar Pradesh 226012
Bank of Baroda Awadh Tower, Naval Kishore Road, Naval Kishore Road, Near LIC Building, Hazratganj, Lucknow, Uttar Pradesh 226001