Personal Loan Varanasi | Interest Rates 2020 | EMI | Documents | Apply

Apply Personal Loan in Varanasi – Now you can get Instant E-approval, Special Offers, Best interest rates and lowest EMI options from all major banks in Varanasi through deal4loans.

Personal Loan Varanasi details:

Interest Rates 10.99% – 26.00%
Processing Fees 0.99% – 3.00%
Pre payment Charges Nil – 5.00%
Repayment Period Upto 7 years
Cibil Score Min. 750
Lowest EMI Rs. 2174.26 per lac
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Personal Loan Interest Rates in Varanasi 2020

Banks Interest Rates Processing Fees
HDFC Bank 10.75 – 20.75% 0.8% – 2.00%
ICICI Bank 10.99 – 16.50% 1999 to 2.50%
Bajaj Finserv 11.99 – 16.00% Upto 2.00%
Fullerton India 11.99 – 26.00% 2.00%
Kotak Bank 10.50 – 17.25% 0.99% – 2.25%
IndusInd Bank 11.25% onwards 0.5% – 2.00%
Standard Chartered 11.50 – 18.00% ZERO
SBI / State Bank 11.65 – 15.05% NA

Varanasi: Personal Loan

Often called as “spiritual capital of India,” Varanasi is center point for cottage industry that include silk weaving, carpet weaving and zardozi.

Though the people in Varanasi are traditional yet their attraction towards hi-tech electronic goods is fast growing. They try their best to buy these products from their saving but sometime they encounter with financial shortage. In order to fulfill the dream they have to knock their bank for personal loan because borrowing from other source may carry higher interest rate.

Additionally, marriage, banquet and excursion are most common requirement for personal loan.
At the time of haste, one has no time to visit banks for lowest interest rate of different banks and other benefits. To facilitate customers, we at deal4loans offer quick services to discerning clients.

Eligibility Or Loan Amount in Varanasi

– Depends on your Credit Score, Bank Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.

Checklist of Documents required for Personal Loan in Varanasi:

The documentation process is very fast on Personal loans. Following documents are required by financial institutions to process the loan application:

Documents requirement for Personal Loans Varanasi:

In case of Salaried

  • Identity proof
  • 3 to 6 months Bank statements
  • Residence proof
  • Salary slip
  • Guarantors & their same set of documents
In case of Self Employed

  • Balance Sheets
  • Profit & Loss Account
  • Partnership Deed & other mandatory documents etc.

Location / Address of Major Banks in Varanasi City for Personal Loans:

Bank Name Varanasi
Canara Bank Sankat Mochan Rd, Naria, Varanasi, Uttar Pradesh 221010
State Bank of India Kamachha Rd, Ashfaq Nagar, Bhelupur, Varanasi, Uttar Pradesh 221010
IDBI Bank D-38/115-117, St Kabir Road, Maidagin Circle, Kotwali, Varanasi, Uttar Pradesh 221001
ICICI Bank Sigra, Varanasi, Uttar Pradesh 221010
Union Bank of India Durgakund Rd, Jawahar Nagar Colony, Bhelupur, Varanasi, Uttar Pradesh 1800 22 2244
Punjab National Bank Pahalwan Sweet House, Pandit Manmohan Malviya Rd, Naria, Varanasi, Uttar Pradesh
Bank of India Durgakund Rd, Bhelupur, Varanasi, Uttar Pradesh 221001
State Bank Of India Mahmoorganj, Varanasi, Uttar Pradesh 221010
Canara Bank Sankat Mochan Rd, Naria, Varanasi, Uttar Pradesh 221010
State Bank of India Kamachha Rd, Ashfaq Nagar, Bhelupur, Varanasi, Uttar Pradesh 221010
Bank of Baroda Lahurabir Rd, Ramakanth Nagar, Varanasi, Uttar Pradesh 221001
Union Bank of India Rathyatra – Mahmoorganj Rd, Varanasi, Uttar Pradesh
State Bank of India Lanka, Pandit Manmohan Malviya Rd, Varanasi, Uttar Pradesh 221005
BOB Luxa Road, Near Gurubagh Crossing, Luxa Rd, Sidhgiribagh, Varanasi, Uttar Pradesh 221001
State Bank of India Banaras Hindu University Campus, Varanasi, Uttar Pradesh
State Bank of India Sikraul, Varanasi, Uttar Pradesh
Union Bank of India Rathyatra – Mahmoorganj Rd, Varanasi, Uttar Pradesh
Axis Bank Ground Floor, Building, No. B 30/69-70-71, Part Of SM Plot No. 53, Mauza Nagwa, Pargana Dehat Amanat, Lanka, Varanasi, Uttar Pradesh 221005
BOB Luxa Road, Near Gurubagh Crossing, Luxa Rd, Sidhgiribagh, Varanasi, Uttar Pradesh 221001
Union Bank of India SA-1/159-1, Ghazipur Road, Off Kachehari Rd, Khajuri, Pandeypur, Varanasi, Uttar Pradesh, 221002,
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Top Personal Loan Banks in India
ICICI Bank Personal loan 10.99 – 16.50%
Kotak Mahindra Personal loan 10.50 - 17.25%
Standard Chartered Personal loan 11.00 - 15.00%
HDFC Personal loan 10.75 - 20.75%
Bajaj Finserv Personal loan 11.99% onwards
IndusInd Bank Personal loan 11.25% onwards
SBI Personal loan 11.65% - 15.05%
Citibank Personal loan 10.99%
Tata Capital Personal loan 11.25% - 19%
Fullerton Personal loan 11.99 - 26.00%