Personal Loan Kolkata – Interest Rates 2023, Apply online

Apply Personal Loan in Kolkata: Get Quotes on Instant E-approval, Special Offers, Best interest rates 2023 and lowest EMI options from all major banks in Kolkata through

Personal Loan Kolkata details:

Interest Rates 10.99% – 20.75%
Processing Fees 0.99% – 3.00%
Pre payment Charges Nil – 5.00%
Repayment Period Upto 7 years
Cibil Score Min. 750
Lowest EMI Rs. 2174 per Lakh

₹ 273,923 crores worth of Personal Loan Applications received! (last updated on 25 September 2023)

Compare Personal Loan Rates – Eligibility – Process of Top 10 Banks. Check CIBIL score absolutely FREE.

Loan Amount

Employment Status


Personal Loan Interest Rates in Kolkata 2023

Banks Interest Rates
HDFC Bank 10.99 – 20.75%
ICICI Bank 10.99 – 16.50%
Bajaj Finserv 11.99 – 16.00%
Fullerton India 14.00 – 33.00%
Kotak Mahindra 10.50 – 17.25%
IndusInd Bank 12.99 – 17.00%
Standard Chartered 11.00 – 12.50%

About Kolkata

Kolkata is the main commercial and financial hub of East and North-East India. As the trend to have upgraded consumer durables has taken hold the other parts of India, Kolkatans are not behind in no way to have this pleasure.

Though a large number of people draw a comfortable salary, nevertheless, they experience a shortfall in their income to purchase hi-tech consumer durables. To counter such situation a range of banks and financial institutions are ready to lend the money in the form of personal loan at competitive interest rates with easy payment plan.
Personal loan are also common for home renovations and medical emergency as well. Apart from this, marriage, festivals and celebrations are other occasions for which personal loan are preferred in Kolkata.

To move around and travel to other parts of India is a common feature among Bengalis. To meet this exuberance sometimes one comes across with short of funds. At this moment of time, personal loan becomes the only option to meet this expenditure.

Eligibility Or Personal Loan Amount in Kolkata

– Depends on your Credit Score, Bank Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.

Personal Loan EMI Calculator Kolkata

To calculate your personal loan emi in Kolkata, you have follow simple 3 steps, which are as follows:

  1. Enter Personal Loan amount
  2. Interest Rate (bank offered to you)
  3. Repayment period
  4. Submit & EMI calculation’s on your screen

Calculate Loans EMI Online

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Total Interest Amount
Yearly Interest Amount

For customer’s satisfactions or help here’s some examples which helps you to know how much you have to pay for the personal loans for the respective yearly repayment period. Examples of personal loans amount in Kolkata.

Pre-calculated emi for personal loans in Kolkata with the help of personal loan emi calculator:

Loan Amount Tenure In Years Interest Rate Monthly EMI
100000 3 15.30% Rs. 3,481
140000 2 15.50% Rs. 6,821
200000 2 14.10% Rs. 9,612
275000 5 13.00% Rs. 6,257
300000 5 12.00% Rs. 6,673
400000 4 12.50% Rs. 10,632
480000 3 13.50% Rs, 16,229
500000 4 14.50% Rs. 13,789
700000 5 13.00% Rs. 15,927
800000 5 12.10% Rs. 17,836

Best Banks for Personal Loan in Kolkata

SBI Personal Loan Bajaj Finance Personal Loan ICICI Bank Personal Loan
Standard Chartered Personal Loan HDFC Bank Personal Loan Kotak Bank Personal Loan
UBI Personal Loan Tata Capital Personal Loan IndusInd Personal Loan
HSBC Personal Loan IDBI Bank Fullerton Personal Loan
AXIS Bank Personal Loan Bank of Baroda Personal Loan BOM Personal Loan

Documents requirement for Personal Loans Kolkata:

Following documents are required by financial institutions to process the loan application :

in case of Salaried

  • Identity proof
  • 3 to 6 months Bank statements
  • Residence proof
  • Salary slip
  • Guarantors & their same set of documents

In case of Self Employed

  • Balance Sheets
  • Profit & Loss Account
  • Partnership Deed & other mandatory documents etc.

List of Bank Branches for apply personal loans in Kolkata

Bank Address Pincode
Axis Bank Lords building, 1st Floor, 7/1, Lord Sinha Road, Kolkata 700071
Bajaj Finserv Office #1201, 12th Floor, “Infinity Benchmark”, Plot G-1, Ep & Gp, Sector 5, Salt Lake, Kolkata 700091
HDFC Bank 40 Bangur Avenue Block A Bangur Avenue Kolkata 700055
ICICI Bank Intellect Icon, 232, C.R. Avenue, Girish Park, Kolkata, West Bengal 700006
Indusind Bank Ground Floor Rene Tower, Plot No AA-1, 1842, Rajdhanga Main Road, Ward No 107, Kasba, Kolkata 700107
Kotak Ground Floor, Rajlila Building, 33 Bankim Mukherjee Sarani, P S New Alipore, Kolkata, West Bengal 700053
Tata Capital 7,1A, Loudon Street, Ground Floor, Kolkata 700017
Fullerton 1004, 10th Floor, IT Lagoon, Plot No. E2-2/1, in Block EP & GP, Sector – V, Salt Lake Electronics Complex, Saltlake, Kolkata 700091
HDFC Bank Bf 13 Saltlake Sector 1 Salt Lake Opp – CAP Camp Bidhannagar Kolkata 700064
HDFC Bank 43/3 Feeder Road, Belghoria Kolkata 700056
Tata Capital 2,5,1 Hindustan Road, gariahat 700029
Indusind Bank Ground Floor front Side, Merlin Infinity , West Bengal 700001
Bajaj Finserv “2nd Floor, 112A, NARAYANI Complex, ” “Rashbehari Avanue,Near Lake Mall, Above HDFC Bank Ltd. 700029
Fullerton 1st Floor, 53A, Rafi Ahmed Kidwai Road, Nagerbazar, Kolkata 700016

Private Finance Companies available in Kolkata

When your CIBIL score is low and you application was rejected by the bank and of course you need a personal loan, could it be for a vacation with your family or a medical emergency, private financier in Kolkata has a wide range of private financier who could be your ultimate liberator.

In contempt of the fact that these private financier companies help you when you are in the utmost need of money but has its conditions, it comes with a higher interest rates of about 1.7% to 2.5% more than any regular banks.
(As your financial companion we do not endorse to employ loans from companies until and unless you are in an immense problem.)

Name of the company Address
Shree Shyam Financial Services Gallindar House no. 8, N.S. Road, Dalhousie, Land mark: Coal India Bhawan Kolkata-700001
Rozis Quick Cash Loan No. 15, Mcleod Street, Park Street, Land mark: Near Maullick Bazar Kolkata-700017
Access Universal No. 469, Rabindra Sarani, Shoba Bazar, Beadon Street, Land mark: Beside lane of Lal Mandir
Singh International-Kolkata No-1 Company 18, 3rd Floor, Room No. 334, Poddaar Court, Rabindra Sarani, Land mark: Near Poddar court
PKM & Associates No. 30/A, 1st Floor, Lake Road, Sarat Bose Road, Kolkata- 700029
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