Personal Loan Pathankot Interest Rates 2024, Apply Online

Pathankot is a municipal corporation in the Indian state of Punjab, and serves as the capital of the Pathankot district. The name Pathankot comes from Pathania Rajput, who was the king of Nurpur. Pathankot was the capital of Nurpur prior to 1849. Pathankot is the ninth most populous city in the state of Punjab. Pathankot is an economically prosperous city compared to many other towns of the Punjab or Himachal Pradesh. Additionally, Pathankot economy has greatly increased by supplying crude oil, which is located near IAF and Pathankot Cantt. (Chakki bank). Pathnkot deal with Plastic storage tanks also. Cotton and musturd oil are also manufactured here in Pathankot.

Personal Loan Interest Rates in Pathankot

Banks	Rate of Interest	Processing Fee	Loan Amount	Prepayment Charges	Disbursal Time	Part Payment Option
Bajaj Finance	10% - 18%	1.50% - 3.99%	Rs.1,00,000 - Rs.35,00,000	4.72% inclusive of taxes	Within 24 Hours	Yes
IndusInd Bank	10.25% - 26%	3.5%	Rs.30,000 - Rs.25,00,000	4% + GST (after 12 EMIs)	2-4 Days	No
ICICI Bank	10.60% - 16.50%	Up to 2%	As per Eligibility	3% + GST (Nil after 12 EMIs)	24-72 Hours	Yes
Yes Bank	10.85% - 21%	2.50%	Rs.25,000 - Rs.40,00,000	2% Part Prepayment + taxes; Foreclosure: 4%(13-24m), 3%(25-36m), 2%(37-48m), Nil(>48m)	Few Hours - 5 Days	Yes
Tata Capital	10.99% - 17.99%	3.5% + GST	Up to Rs.35,00,000	0% up to 25%; 6.5%(within 12m) / 4.5%(after 12m) on excess	3-4 Days	Yes
SMFG India Credit	10.99% - 24%	Up to 5% + GST	Up to Rs.30,00,000	0% - 7%; Lock-in 6-12 months	30 Min - 48 Hours	No
Kotak Bank	10.99% - 24%	2.50% - 5%	Rs.50,000 - Rs.35,00,000	Floating: Nil; Fixed: 4%(up to 3yr), 2%(after 3yr)	Few Hours - 2 Days	Yes
KreditBee	12% - 29.95%	Up to 5.1% + GST	Up to Rs.10,00,000	4% of Principal + GST	15 Min - 3 Working Days	Yes
Unity Small Finance Bank	15.50% - 30%	3.25% + e-franking	Up to Rs.5,00,000	4% after 6-month lock-in	15 Min - 2 Hours	Yes
Navi Finserv	9.90% - 36%	zero	Up to Rs.20,00,000	Nil (Zero Prepayment Penalty)	5-20 Minutes	Yes
Poonawalla Fincorp	9.99% - 18%	0% - 3% + GST	Rs.1,00,000 - Rs.50,00,000	Nil after 6 EMIs, else 4%	Instant (1-2 Days)	Yes
IDFC First Bank	9.99% - 18%	1.5% - 2% + GST	Rs.1,00,000 - Rs.1,00,00,000	Up to 5%; Zero for FIRSTmoney	30 Min - 7 Days	Yes
HDFC Bank	9.99% - 24%	Up to 2.50% (Max Rs.25,000)	Rs.25,000 - Rs.40,00,000	4%(0-24 EMIs), 3%(24-36 EMIs), 2%(after 36 EMIs)	At Bank's Discretion	Yes
Ram Fincorp	Up to 35% p.a.	Up to 5%	Rs.5,000 - Rs.2,00,000	Zero	~30 Minutes	Yes

Eligibility Criteria

Eligibility Criteria for Personal Loan in Pathankot

Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.

Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:

Salaried	Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m Other Cities: Minimum Salary is Rs. 12500/- p.m	Metros: Minimum ITR Rs. 150000/- Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks

HDFC Bank

ICICI Bank

Bajaj Finserv

Yes Bank

Canara Bank

HDFC Bank	Bajaj Finserv	ICICI Bank	Axis Bank
SMFG India	ING Vysya	Kotak Bank	HDB Financial Services
Bank of India	Union Bank of India	United Bank of India	Punjab National Bank
IndusInd Bank	Dena Bank	Andhra Bank	Citibank
Indian Bank	Vijaya Bank	Corporation Bank	RBS

Documents required
for Personal Loan

Documents required for Personal
Loan in Pathankot

Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months

Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria

Eligibility Criteria for Personal Loan in Pathankot

Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.

Salaried	Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m Other Cities: Minimum Salary is Rs. 12500/- p.m	Metros: Minimum ITR Rs. 150000/- Other Cities: Minimum ITR Rs. 150000/-

Documents required for Personal Loan in Pathankot:

The documentation process is very fast on Personal loans. Following documents are required by financial institutions to process the loan application for personal loan:

In case of Salaried

Identity proof
3 to 6 months Bank statements
Residence proof
Salary slip
Guarantors & their same set of documents

In case of Self Employed

Balance Sheets
Profit & Loss Account
Partnership Deed & other mandatory documents etc.

Persanol Loans Providers in pathankot:

Bank Name	pathankot
Union Bank of India	Dalhousie Rd, Pathankot, Punjab 145001
State Bank of India	Gurdaspur Rd, Pathankot, Punjab 145001
Indian Bank	138, Dalhousie Rd, Ramlila Ground, Pathankot, Punjab 145001

Punjab National Bank	Sahni Market, Gurdaspur Rd, Pathankot, Punjab 145001
HDFC Bank	MCS Shah Complex, Saili Rd, Pathankot, Punjab 145001
Syndicate Bank	Patel Chowk, Pathankot, Punjab 145001
Central Bank of India	Dhangu Rd, Pathankot, Punjab 145001
Oriental Bank of Commerce	Dalhousie Rd, Pathankot, Punjab 145001
Bank of Baroda	Dalhousie Rd, Pathankot, Punjab 145001
Punjab & Sind Bank	Dalhousie Rd, Pathankot, Punjab 145001
ICICI Bank	SCO 5 & 6, Block B, Improvement Trust Complex, Improvement Trust Rd, Patel Chowk, Pathankot, Punjab 145001
Axis Bank	Saili Rd, Patel Chowk, Pathankot, Punjab 145001
Chakki Bank	Shop No. 6, Jammu Jalandhar Highway, Dhakki Chowk, Opposite Chakki Bank Railway Station, Pathankot, Punjab 145001

ICICI Bank	10.99 - 16.50%
Kotak Mahindra	10.99 - 17.25%
Standard Chartered	11.50 - 18.00%
HDFC Bank	10.99 - 20.75%
Bajaj Finserv	11.99% onwards
IndusInd Bank	12.99 - 20.00%
SBI	12.90 - 16.55%
Citibank	10.99%
Tata Capital	10.49 - 19.00%
SMFG India	11.99 - 26.00%

Personal Loan Pathankot

Personal Loan Interest Rates in Pathankot

Eligibility Criteria

List of Personal Loans Banks

Documents required
for Personal Loan

Eligibility Criteria

Documents required for Personal Loan in Pathankot:

Persanol Loans Providers in pathankot:

Top Bank for Personal Loans

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