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Home Loan
Home, sweet home, built out of your dreams. A place where you return after a hard day's work and relax, a place where you share precious moments with your family. A place that gives you a sense of belonging. We are here to help you realize your long cherished dream of owning your home through hassle free and customer friendly home loans.Home
loan Banks > ICICI HomeLoan
Home Loan from ICICI Bank
Features:
• Attractive loan interest rates
• Home loan amounts suited to your needs
• Home Loan tenure upto 25 years
• Simplified Documentation
• Doorstep Delivery of home loan papers
• Sanction approval without having selected a property.
• Free Personal Accident Insurance
• Insurance options for your home loan at attractive premium
Loan
Amount
The home loan amount depends on your repayment capability and is restricted
to a maximum of 85% of the cost of the property or the cost of construction
as applicable.
Description of Charges |
Home Loans |
| Loan Processing Charges / Renewal Charges | Home Loans: 0.5% of loan amount as Administrative fee or Rs.2,000, whichever is higher. Loan Overdraft against property or office premises: 1% of loan amount or Rs.2,000, whichever is higher. Fees are non–refundable. |
| Prepayment Charges | 2 % on the principal outstanding on full prepayment |
| Charges for late payment (loans) | Home Loans : 2% per month Home OD : 1.5% of the outstanding amount subject to minimum of Rs. 500/- & Maximum of Rs.5000/- |
| Interest rate swiping charges | 1.75% on principal outstanding |
Know the Rate of interest charged by major banks for Home Loan.
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