Apply Personal Loan in Bangalore: Get Instant E-approvals, Special Offers, Best interest rates, lowest EMI, Higher loan amount from all major banks in Bangalore through deal4loans.
Personal Loan Bangalore details:
|Interest Rates||11.50% – 26.00%|
|Processing Fees||0.99% – 3.00%|
|Pre payment Charges||Nil – 5.00%|
|Repayment Period||Upto 7 years|
|Cibil Score||Min. 750|
|Lowest EMI||Rs. 2199.26 per lac|
Personal loan interest rates Bangalore from various banks – 2016
|HDFC Bank||11.49 – 19.50%|
|Standard Chartered||11.99 – 15.00%|
|Bajaj Finserv||15.00 – 17.00%|
|Fullerton India||21.00 – 32.00%|
|Kotak Mahindra||11.50 – 20.00%|
|IndusInd Bank||12.99 – 17.00%|
|ICICI Bank||13.49 – 17.50%|
Bangalore is the capital and the largest city of the Indian state of Karnataka. It is also called “Garden City” for its beautiful gardens, flowers and trees which flourish in each and every street. It is India’s fifth largest city and India’s fifth largest metropolitan area, with a 2001 population of about 6.5 million.
Bangalore district’s population ballooned 46.68 per cent over the past decade to around 9.59 million in 2011. The district today houses over 15.69% of the state’s population. This, despite the thrust of the state on deflecting growth towards tier II and tier III cities in the state. Today, 4,378 persons cram every square kilometer space of the district.
Known as Silicon Valley of India, Bangalore has attracted a large number of multi-nationals to open their offices. Better opportunity and handsome salary has converted this city to a preferred choice among IT professionals across India. As a result of this migration property rates have become dearer and dearer which ultimately turned to high rentals as well.
Even though the city has a large number of high mid income group but due to increase in demand sometimes we realize shortfall of funds to meet the expenses. Old loans with high interest rate taken in haste, causes a hole in our pocket. In order to repay this interest burden, one may opt for personal loan.
In our unpredictable life we sometimes face medical need in our family. Monthly remuneration is not enough to meet expensive medical cost. At this time of need personal loans proves to be of great help.
As a safe investment option buying a piece of land sometime leaves us in short of fund. An easy accessibility to a debt instrument like personal loan easily resolves our problem.To mark a memorable marriage and hosting superb banqueting charge its own price and to meet this expense a number of banks are in fray to offer personal loan at competitive interest rates.
You can get Lowest Interest Rates on Personal loans if you are working in these Companies:
✓ Infosys ✓ Wipro ✓ Accenture ✓ Tata Consultancy Services ✓ Oracle ✓ Hewlett-Packard ✓ IBM India ✓ Mindtree
✓ Cognizant Technology Solutions ✓ HCL Technologies ✓ Mu Sigma ✓ Dell ✓ Cisco Systems India ✓ Thomson Reuters
✓ Huawei Technologies ✓ Honeywell ✓ MphasiS ✓ SAP ✓ Robert Bosch India
Eligibility Or Loan Amount in Bangalore
Depends on your Credit Score, Bank Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.
Prepayment charges / processing fees of top banks in Bangalore for Personal loans
|Bank||Processing Fee||pre payment charges|
|Bajaj Finserv||2 – 2.5%||Nil|
|ICICI Bank||0.8% – 2.00%||Zero or 5.00%|
|Kotak||1.5 – 2.00%||5.00%|
|HDFC Bank||0.8% – 2.00%||4.00%|
Documents requirement for Personal Loans Bangalore:
Following documents are required by financial institutions to process the loan application :
in case of Salaried
- Identity proof
- 3 to 6 months Bank statements
- Residence proof
- Salary slip
- Guarantors & their same set of documents
In case of Self Employed
- Balance Sheets
- Profit & Loss Account
- Partnership Deed & other mandatory documents etc.
Best Banks Provide Personal Loans in Bangalore:
List of Bank Branches for apply personal loans in Bangalore
|Axis Bank||4-3-White Field Loan Centre, 2nd floor above Bata showroom, No. 3, Kundanhalli Main Road, Bangalore537 & 4-3-538, Sri Krishna Ashray, Hanuman Tekdi, Off Bank Street, Hyderabad, Telangana||560037|
2nd Floor, Hosur Main Road Next To Wipro Building, Madivala
No.47, Margosa Road, Next to BSNL Office, 15th Cross, Malleshwaram Bangalore Bangalore
1st Cross, K G Road Extension, No 11, Opposite Menaka Theatre, Bangalore
Parvatheswara Complex, D B Cross, BB Road, opposite Jain Temple, Devenahalli, Bangalore
23, Bangalore 560069, 1277, 25th Main Rd, Jayanagara 9th Block, Jayanagar, Bengaluru, Karnataka
2nd Floor, Prestige Corniche, No.62, Richmond Road, Bangalore
First Floor, Suraj Centre, No:-235/12, 27th Cross, 7th Block, Jayanagar, Bangalore
Anand Surya, No600, 100ft Road, 6th Phase, JP Nagar, Bangalore
83,7Th Cross , Opp. Bda Complex 4Th B Block,Koramangala Bangalore
107, Sri Sai Plaza,Bangalore 560016 B, Narayanapura, Marathalli Outer Ring Road, Bangalore
58,8th Main Road , Malleshwaram, Bangalore
208B, 80 Ft Main Road, 1st stage, 2nd Block, HBR Layout, Bangalore
2nd Floor, Shiva Complex, #1017 Dr. Rajakumar Road, 4th Block, Rajaji Nagar
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