Apply Personal Loan in Ghaziabad – Instant E-approval, Special Offers, Best Personal loan interest rates and lowest EMI from all major banks in Ghaziabad such as SBI, HDFC Bank, Citibank, Axis bank, Fullerton India, Bajaj Finance Standard Chartered.
Personal Loan Ghaziabad details:
|Interest Rates||11.50% – 26.00%|
|Processing Fees||0.99% – 3.00%|
|Pre payment Charges||Nil – 5.00%|
|Repayment Period||Upto 7 years|
|Cibil Score||Min. 750|
|Lowest EMI||Rs. 2199.26 per lac|
Compare Interest Rates, Eligibility and Apply online instantly. Check CIBIL score absolutely FREE.
Personal Loan Interest Rates in Ghaziabad 2019 / 2020
|HDFC Bank||10.99 – 20.75%|
|ICICI Bank||10.99 – 16.50%|
|Bajaj Finserv||11.99 – 16.00%|
|Fullerton India||14.00 – 33.00%|
|Kotak Mahindra||10.99 – 17.25%|
|IndusInd Bank||12.99 – 20.00%|
|Standard Chartered||12.00 – 17.00%|
Processing Fees / Prepayment Charges
|Banks||Processing Fee||Pre Payment Charges|
|Bajaj Finserv||Upto 2.00%||Upto 4% post 1st EMI clearance|
|ICICI Bank||1999 to 2.50%||Zero or 5.00%|
|Kotak||1.5 – 2.00%||5.00%|
|HDFC Bank||0.8% – 2.00%||4.00%|
|Fullerton India||2.00%||Upto 7.00%, 0% after 3 year|
|Standard Chartered||Up to 1%||Upto 5.00% of loan amount|
1) Compare exact EMI | Processing fee |Tenure| Documents List before choosing bank
2) Never pay any fee to any person to get loan sanctioned. Processing fee is deducted from Loan amount.
3) Only give documents to one bank and check whether he is authorized Bank employee or vendor.
Documents required for Personal Loan in Ghaziabad:
The documentation process is very fast on Personal loans. Following documents are required by financial institutions to process the loan application:
Following documents are required by financial institutions to process the loan application :
in case of Salaried
- Identity proof
- 3 to 6 months Bank statements
- Residence proof
- Salary slip
- Guarantors & their same set of documents
In case of Self Employed
- Balance Sheets
- Profit & Loss Account
- Partnership Deed & other mandatory documents etc.
Ghaziabad is a city in the Indian state of Uttar Pradesh. sometimes referred to as the “Gateway of UP” because it neighbours New Delhi and is the main route to Uttar Pradesh. It is a part of the National Capital Region of Delhi.
As a large number of residential and commercial projects are coming up along the highway. Some major developers which have invested heavily on NH-24 are SARE, Mahagun, Antriksh, Crossings Republik, Ansal, Wave etc. Places on NH-24 and National Highway 58 are flourishing as residential options to the capital because of their proximity to Delhi.
List of Bank Branches for apply personal loans in Ghaziabad
|Axis Bank||BG-1, BF-1, Aditya City Centre, Plot No. 3, Vaibhav Khand, Indirapuram, Ghaziabad, Uttar Pradesh||201012|
|Bajaj Finserv||201 to 205, 2nd Floor, KM Trade Towers, Kaushambi, Ghaziabad, Uttar Pradesh||201010|
|HDFC Bank||Shop No: 717, Sahyog Ln, Sector 5, Vaishali, Ghaziabad, Uttar Pradesh||201010|
|ICICI Bank||Supertech Shopprix, Sector 5, Vaishali, Ghaziabad, Uttar Pradesh||201012|
|Indusind Bank||Complex, grounC-76, District Centre, Raj Nagar, Main Road, Ghaziabadd Floor, Kodialbail, Hotel Panchmahal, KS Rao Rd, Kodailbail, Mangaluru, Karnataka||201002|
|Kotak||Aditya City Center, Kala Pathar Marg, Aditya Mega City, Vaibhav Khand, Indirapuram, Ghaziabad, Uttar Pradesh||201014|
|Tata Capital||K 66, Ground Floor, Tarika Plaza, K Block, Pocket E, Sector 18, Noida, Uttar Pradesh||201301|