Personal Loan Ghaziabad | Interest Rates 2020 | EMI | Documents | Apply

Apply Personal Loan in Ghaziabad – Instant E-approval, Special Offers, Best Personal loan interest rates and lowest EMI from all major banks in Ghaziabad such as SBI, HDFC Bank, Citibank, Axis bank, Fullerton India, Bajaj Finance Standard Chartered.

Personal Loan Ghaziabad details:

Interest Rates 11.50% – 26.00%
Processing Fees 0.99% – 3.00%
Pre payment Charges Nil – 5.00%
Repayment Period Upto 7 years
Cibil Score Min. 750
Lowest EMI Rs. 2199.26 per lac
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Personal Loan Interest Rates in Ghaziabad 2020

Banks Interest Rates
HDFC Bank 10.99 – 20.75%
ICICI Bank 10.99 – 16.50%
Bajaj Finserv 11.99 – 16.00%
Fullerton India 14.00 – 33.00%
Kotak Mahindra 10.99 – 17.25%
IndusInd Bank 12.99 – 20.00%
Standard Chartered 12.00 – 17.00%

Processing Fees / Prepayment Charges

Banks Processing Fee Pre Payment Charges
Bajaj Finserv Upto 2.00% Upto 4% post 1st EMI clearance
ICICI Bank 1999 to 2.50% Zero or 5.00%
Axis Bank 2.00% Nil
Kotak 1.5 – 2.00% 5.00%
HDFC Bank 0.8% – 2.00% 4.00%
Fullerton India 2.00% Upto 7.00%, 0% after 3 year
Standard Chartered Up to 1% Upto 5.00% of loan amount

Tips for Best Personal loan deal in Ghaziabad:

1) Compare exact EMI | Processing fee |Tenure| Documents List before choosing bank
2) Never pay any fee to any person to get loan sanctioned. Processing fee is deducted from Loan amount.
3) Only give documents to one bank and check whether he is authorized Bank employee or vendor.

Documents required for Personal Loan in Ghaziabad:

The documentation process is very fast on Personal loans. Following documents are required by financial institutions to process the loan application:

Following documents are required by financial institutions to process the loan application :

in case of Salaried

  • Identity proof
  • 3 to 6 months Bank statements
  • Residence proof
  • Salary slip
  • Guarantors & their same set of documents

In case of Self Employed

  • Balance Sheets
  • Profit & Loss Account
  • Partnership Deed & other mandatory documents etc.

About Ghaziabad:
Ghaziabad is a city in the Indian state of Uttar Pradesh. sometimes referred to as the “Gateway of UP” because it neighbours New Delhi and is the main route to Uttar Pradesh. It is a part of the National Capital Region of Delhi.

As a large number of residential and commercial projects are coming up along the highway. Some major developers which have invested heavily on NH-24 are SARE, Mahagun, Antriksh, Crossings Republik, Ansal, Wave etc. Places on NH-24 and National Highway 58 are flourishing as residential options to the capital because of their proximity to Delhi.

List of Bank Branches for apply personal loans in Ghaziabad

Bank Address Pincode
Axis Bank BG-1, BF-1, Aditya City Centre, Plot No. 3, Vaibhav Khand, Indirapuram, Ghaziabad, Uttar Pradesh 201012
Bajaj Finserv 201 to 205, 2nd Floor, KM Trade Towers, Kaushambi, Ghaziabad, Uttar Pradesh 201010
HDFC Bank Shop No: 717, Sahyog Ln, Sector 5, Vaishali, Ghaziabad, Uttar Pradesh 201010
ICICI Bank Supertech Shopprix, Sector 5, Vaishali, Ghaziabad, Uttar Pradesh 201012
Indusind Bank Complex, grounC-76, District Centre, Raj Nagar, Main Road, Ghaziabadd Floor, Kodialbail, Hotel Panchmahal, KS Rao Rd, Kodailbail, Mangaluru, Karnataka 201002
Kotak Aditya City Center, Kala Pathar Marg, Aditya Mega City, Vaibhav Khand, Indirapuram, Ghaziabad, Uttar Pradesh 201014
Tata Capital K 66, Ground Floor, Tarika Plaza, K Block, Pocket E, Sector 18, Noida, Uttar Pradesh 201301