Personal loans in Jamshedpur | Interest Rates 2020 | EMI | Documents | Apply
Apply Personal Loan in Jamshedpur: Now you can check Instant E-approval, Special Offers, Best interest rates and lowest EMI options from all major banks in Jamshedpur through deal4loans.
Personal Loan Jamshedpur details:
| Interest Rates | 11.50% – 26.00% |
| Processing Fees | 0.99% – 3.00% |
| Pre payment Charges | Nil – 5.00% |
| Repayment Period | Upto 7 years |
| Cibil Score | Min. 750 |
| Lowest EMI | Rs. 2199.26 per lac |
Personal Loan Interest Rates in Jamshedpur 2020
| Banks | Interest Rates |
| HDFC Bank | 10.99 – 20.75% |
| ICICI Bank | 10.99 – 16.50% |
| Bajaj Finserv | 11.99 – 16.00% |
| Fullerton India | 14.00 – 33.00% |
| Kotak Mahindra | 10.99 – 17.25% |
| IndusInd Bank | 12.99 – 20.00% |
| Standard Chartered | 12.00 – 17.00% |
Processing Fees / Prepayment Charges
| Banks | Processing Fee | Pre Payment Charges |
| Bajaj Finserv | Upto 2.00% | Upto 4% post 1st EMI clearance |
| ICICI Bank | 1999 to 2.50% | Zero or 5.00% |
| Axis Bank | 2.00% | Nil |
| Kotak | 1.5 – 2.00% | 5.00% |
| HDFC Bank | 0.8% – 2.00% | 4.00% |
| Fullerton India | 2.00% | Upto 7.00%, 0% after 3 year |
| Standard Chartered | Up to 1% | Upto 5.00% of loan amount |
✓ Tata Steel ✓ Tata Motors ✓ Larsen & Toubro ✓ JUSCO ✓ Tata Technologies ✓ Tata Power ✓ Tata Consulting Engineers
✓ TRF ✓ Telcon ✓ Adhunik Group ✓ Tata Cummins ✓ IBM ✓ L&T ✓ Tata Teleservices ✓ Voltas Limited ✓ Tata Autocomp Systems ✓ Tata Hitachi Construction Machinery ✓ RSB Group ✓ Consim Info Pvt. ✓ Hindustan Media Ventures ✓ Tata Consultancy Services ✓ AT&T ✓ Wipro ✓ ICICI Bank ✓ CMC ✓ Maruti Suzuki ✓ GlaxoSmithKline Pharmaceuticals ✓ Kotak Mahindra ✓ Timken
Eligibility Or Loan Amount in Jamshedpur
– Depends on your Credit Score, Bank Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.
Checklist of Documents required for Personal Loan in Jamshedpur:
The documentation process is very fast on Personal loans. Following documents are required by financial institutions to process the loan application:
Following documents are required by financial institutions to process the loan application :
in case of Salaried
- Identity proof
- 3 to 6 months Bank statements
- Residence proof
- Salary slip
- Guarantors & their same set of documents
In case of Self Employed
- Balance Sheets
- Profit & Loss Account
- Partnership Deed & other mandatory documents etc.