Personal Loan Ludhiana | Interest Rates 2022 | EMI | Documents | Apply

Apply Personal Loan in Ludhiana . Now you can get Instant E-approval, Special Offers, Best interest rates and lowest EMI options from all major banks in Ludhiana through Deal4loans.

Personal Loan Ludhiana details:

Interest Rates 10.99% – 20.75%
Processing Fees 0.99% – 3.00%
Pre payment Charges Nil – 5.00%
Repayment Period Upto 7 years
Cibil Score Min. 750
Lowest EMI Rs. 2174 per Lakh
Apply for Personal Loan
I authorize & its partnering banks to contact me to explain the product & I Agree to Privacy policy and Terms and Conditions.

Personal Loan Interest Rates in Ludhiana 2022

Banks Interest Rates Processing Fees
HDFC Bank 10.75 – 20.75% 0.8% – 2.00%
ICICI Bank 10.99 – 16.50% 1999 to 2.50%
Bajaj Finserv 11.99 – 16.00% Upto 2.00%
Fullerton India 11.99 – 26.00% 2.00%
Kotak Bank 10.50 – 17.25% 0.99% – 2.25%
IndusInd Bank 11.25% onwards 0.5% – 2.00%
Standard Chartered 11.50 – 18.00% ZERO
SBI / State Bank 11.65 – 15.05% NA

Documents requirement for Personal Loans Ludhiana:

Ludhiana: Personal Loan

Ludhiana a city in Punjab, features a host of small scale manufacturing units such as machine and auto parts, household appliances, hosiery and garments. The city is also tagged with largest manufacturer of bicycles in Asia.

With vibrant Punjabi culture, people of Ludhiana do not hesitate to overspend on marriage and banquet. Dazzling marriage and splendid feast often cause an outflow. To manage this outflow one may visit to bank for sanction of personal loan.

In spite of spending on festivity, discerning people do think to invest money in property. Amount received as personal loan is used for paying as initial booking amount for property.

Additionally, the amount of personal loan can be used in business as well.
You can get Lowest Interest Rates on Personal loans if you are working for these Companies in Ludhiana: ✓ PepsiCo ✓ IndiaMART ✓ Abhishek Industries ✓ HDFC Bank ✓ Kangaro Industries ✓ ICICI Bank ✓ State Bank of India ✓ Technossus ✓ HCL Infosystems ✓ Kotak Mahindra ✓ Bsnl ✓ Dr. Reddy’s ✓ Cipla ✓ ICICI Securities ✓ Ceasefire Industries ✓ DLF Pramerica ✓ Punjab Agricultural University ✓ Iol Chemicals & Pharmaceuticals ✓ Oswal Group ✓ Dayanand Medical College & Hospital ✓ Mansarovar Forgings ✓ Alchem Laboratories ✓ IBM ✓ Siemens
✓ Vodafone ✓ CMC ✓ LG Electronics ✓ Axis Bank ✓ Sanofi-Aventis ✓ Self-Employment and Entrepreneur Development Society (SEEDS)

Eligibility Or Loan Amount in Ludhiana

– Depends on your Credit Score, Bank Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.

Checklist of Documents required for Personal Loan in Ludhiana:

Following documents are required by financial institutions to process the loan application :

in case of Salaried

  • Identity proof
  • 3 to 6 months Bank statements
  • Residence proof
  • Salary slip
  • Guarantors & their same set of documents

In case of Self Employed

  • Balance Sheets
  • Profit & Loss Account
  • Partnership Deed & other mandatory documents etc.

Location / Address of Major Banks in Ludhiana city for Personal Loans:

Bank Name Address of Ludhiana
Personal Loan Ludhiana Ferozepur Rd, Ludhiana, Punjab 141001
IDBI Bank – Civil Lines Branch Janak Towers, College Rd, Civil Lines, Ludhiana, Punjab 141001
PNB Bank New Kartar Nagar, New Kartar Nagar, Ranjeet Singh Market, City Colony, Ludhiana, Punjab 141008
Corporation Bank – Pakhowal Road Corporation Bank Bldg, Pakhowal Rd, New Lajpat Nagar, Gurdev Nagar, Ludhiana, Punjab 141001
HDFC Bank Sayal Complex, Gill Road, Near J K Trading Co., Miller Ganj, Ludhiana, Punjab 141003
Axis Bank Ltd 8089, ATI Back Side Road, Near BP Pump, Ludhiana, Punjab 141003
Punjab National Bank Chowk Lakkar Bazar, Chowk Lakkar Bazar, Near Virdi Communction, Brown Road, Ludhiana, Punjab 141008
Bank of India Guru Tegh Bahadur Market,Near Clock Tower, Post Box No. 7, Ludhiana, Punjab
Syndicate Bank Gill Road, Near H S and Comppany, Miller Ganj, Ludhiana, Punjab 141003
Development Credit Bank Ltd SCO – 10/11, Feroze Gnadhi Market, Ludhiana, Punjab 140001
Karnataka Bank Ltd Nirankari Street, G.T. Road, Nirankari Street, Opposite Manju Cinema, Miller Ganj, Ludhiana, Punjab 141003
Oriental Bank Of Commerce Street No. 22, A.P. Machinery Mart, Jai Mal Road, Ludhiana, Punjab 141003
Allahabad Bank – Chaura Bazar Branch Beat No.37, Chaura Bazar Rd, Khushi Ram Halwai, Chaura Bazar, Old Ludhiana, Ludhiana, Punjab 141008
State Bank of India (SBI) atm C/O State Bank Of Hyderabad, Miller Ganj, Miller Ganj, Ludhiana, Punjab 141003
Bank Of Baroda Bhaini Sahib Vill & P O Bhaini Sahib, Bheni Sahibo, Ludhiana, Punjab 141001
Axis Bank National Road, National Road, Bhai Wala Chowk, Ghumar Mandi, Ludhiana, Punjab 141003
I D B I Bank C.M.C. Road, CMC Chowk, CMC Chowk, Ludhiana, Punjab 141008
Bank of Baroda Mata Bhagwanti Gurdwara Rd, Ludhiana, Punjab
PNB Bank Niggar Mandi Road, Mata Rani Road, Near Hotel Sagar, Mata Rani Road, Ludhiana, Punjab 141008
Axis Bank Biscuit Factory Road, Arjun Dev Nagar, Karma Hospital, Samrala Road, Ludhiana, Punjab 141007
Check Free Cibil Score
Apply Here
I authorize & its partnering banks to contact me to explain the product & I Agree to Privacy policy and Terms and Conditions.