Personal Loan Kanpur

Attraction towards personal loan has gained a significant place as more and more people are inclined for standard living. Easy availability and modest interest rate coupled with convenient payment plan are main features of personal loan. Diagnosis of critical disease and serious accident are some incidents that stun most of us. A financial crisis may arise to meet the expensive medical treatment. With support of personal loan, one may feel relaxed in terms of expenditure to an extent.

Elegant wedding ceremony and munificent banquet is the one that most of us dream to accomplish. An outflow may arise to meet this festivity. One may go for personal loan to fulfill his dream.

One can repay his old arrears taken in hastiness on higher interest rate with the help of personal loan.

At the time of haste, one has no time to visit banks for lowest interest rate of different banks and other benefits. To facilitate customers, we at deal4loans offer quick services to discerning clients.

We proudly offer following benefits to our customers:

Lowest Interest Rates | High Loan Amount Eligibility | Tie-up with Higher Number of Banks | Online Comparison of Interest Rates offered by all Major Banks | Minimum Time Period | Step by Step Guidance for Easy Sanction of Loan

Get lowest interest rates on Personal loan in Kanpur from top 10 Banks & your CIBIL score absolutely FREE.
Loan Amount
Employment Status

Personal Loan Interest Rates in Kanpur

Banks Rate of Interest Processing Fee Loan Amount Prepayment Charges Disbursal Time Part Payment Option
Kotak Bank 10.50% - 16.99% 0.99% - 2.5% Rs.100,000 - Rs.20,00,000 Zero (if loan Amount is more than 10 lakhs) Else 5% 3 - 4 working days Yes
HDFC Bank 10.75% - 13.45% upto 3999 + GST Min. 50,000 Max. as per eligibility Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4% 3 - 4 Days No
ICICI Bank 11% - 17.50% Rs.999 for Special offers otherwise 1% - 2.5% Rs.50,000 - Rs.20,00,000 Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% 3 - 4 working days No
Citibank 11.49% to 16.50% Upto 2.0% + 0.5% (waiver on PF)
Special surprise gift from Citi Bank
Rs.1,00,000 - Rs.30,00,000 Upto 3% 48 hours Yes
Standard Chartered 11.50% - 18% 0 - 1% Rs.1,00,000 - Rs.30,00,000 Upto 5% 3-4 Working days Yes
Bajaj Finance 11.99% - 16% Upto 2% Upto Rs.25 Lacs Upto 4% post 1st EMI clearance Approval In 48 Hours Yes
Tata Capital 11.99% - 17% Rs.999-2.50% Rs.75,000 - Rs.15 Lacs Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding) Loan disbursement in 3-4 days Yes
Fullerton India 11.99% - 26% 2% Rs.50,000 - Rs.15,00,000 Upto 7.00%, 0% after 3 years 2-8 days No
IndusInd Bank 12.99% - 20% 0.5% -2% Rs.1,00,000 - Rs.25,00,000 4% 4 working days No
HDB Financial Services 16% - 21% up to 2% Rs.100,000 to Rs.15,00,000 Nil for Selected Corporates Employees (CAT A & B).
4% For Rest
2 days - 7 days No

Eligibility Criteria

Eligibility Criteria for Personal Loan in Kanpur
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
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Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks

HDFC Bank
ICICI Bank
Bajaj Finserv
Yes Bank
Canara Bank
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HDFC Bank Bajaj Finserv ICICI Bank Axis Bank
Fullerton India ING Vysya Kotak Bank HDB Financial Services
Bank of India Union Bank of India United Bank of India Punjab National Bank
IndusInd Bank Dena Bank Andhra Bank Citibank
Indian Bank Vijaya Bank Corporation Bank RBS

Documents required
for Personal Loan

Documents required for Personal
Loan in Kanpur
Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months
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Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria

Eligibility Criteria for Personal Loan in Kanpur
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

You can get Lowest Interest Rates on Personal loans in Kanpur, if you are working for these Companies:

✓ IIT Kanpur ✓ Tata Consultancy Services ✓ Tata Motors ✓ New Generation Applications (NewGenApps) ✓ Sahara India Pariwar ✓ Hindustan Aeronautics ✓ ITC ✓ Ericsson-Worldwide ✓ IDEA Cellular ✓ Bsnl ✓ Cipla ✓ Reliance Communications ✓ NIIT ✓ Indian Railways ✓ PepsiCo India

Eligibility Or Loan Amount in Meerut - Depends on your Credit Score, Bank Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.

Now Get Personal loan in Kanpur as Per lowest processing fee Charges

Banks

ICICI Bank

HDFC

ING Vysya

Bajaj Finserv

Kotak Mahindra

SBI

Axis Bank

Standard Chartered

Fullerton India

Processing Fees

0.8% for special companies else 2%

0.8% - 1.75% (for Special Companies) 2% (HDFC)

1.5%

2% - 2.5%

1.50% - 2.00%

2%-3%

2%

2%

2%

Choose Personal loan Kanpur based on Prepayment Charges

Banks

Bajaj Finserv

Axis Bank

SBI

ING Vysya

Standard Chartered

HDFC

Fullerton India

Kotak Bank

ICICI Bank

Prepayment charges

Nil

Nil

N.A

N.A

2% - 5%

4%

4%

5%

5% Or Nil (For Loan Amount More Than 10 Lacs)

Address/ Locations of Major Banks for Personal Loans in Kanpur:

Bank Name Adderss of Kanpur
Syndicate Bank 111-a/243, Near Saint Xeviers College, Ashok Nagar, Ashok Nagar, Kanpur, Uttar Pradesh 208012
CORPORATION BANK Mall Rd, Kursawan, Downtown, Kanpur, Uttar Pradesh 208001
State Bank Of India -Govind Nagar Govind Nagar Rd, Near FDFC Bank, Govind Nagar, Kanpur, Uttar Pradesh 208006
Karnataka Bank Limited Kanpur Branch Shop No. 24/13, Mall Rd, Civil Lines, Kanpur, Uttar Pradesh 208001
Dena Bank - Kanpur 24/57, Birhana Rd, General Ganj, Kanpur, Uttar Pradesh 208001
Corporation Bank Kidwai Nagar, Kanpur, Uttar Pradesh 208011
Allahabad bank Branch Mall Road, Kanpur, Uttar Pradesh 208001
Bank of India 26/41, Thaper House, Birhana Road, Birhana Road, Kanpur, Uttar Pradesh 208001
IDBI Bank No. 15/54- B, 2nd Floor, Civil Lines, Virendra Smriti, Kanpur, Uttar Pradesh 208001
Central Bank Of India-Arya Nagar 8/90,1st Floor, Sabji Mandi, Allenganj, Arya Nagar, Kanpur, Uttar Pradesh 208002
Punjab National Bank Gumti 5, 119/1095, New Parwati Market, Lajpat Nagar, Lajpat Nagar, Kanpur, Uttar Pradesh 208005
Indian Overseas Bank First Floor, Barra, Kanpur, Uttar Pradesh 208027
Dena Bank - Barra Branch 185, Z-1, Ratan Lal Nagar Road, Main Rd, Barra-2, Barra, Kanpur, Uttar Pradesh 208027
Punjab And Sind Bank - Govind Nagar Branch 13/351, Barra Main Rd, Near CTI Chouraha, Govind Nagar, Barra World Bank, Ratan Lal Nagar, Kanpur, Uttar Pradesh 208006
State Bank Of India - Gaushala Crossing Gaushala Rd, Gaushala Crossing, S Block, Near Dham Mandir, Juhi Kalan, Juhi, Kanpur, Uttar Pradesh 208014
State Bank of India- Ratan Lal Nagar Branch K. D. A. Commercial Complex, Ratanlal Nagar Main Rd, Ratan Lal Nagar, Kanpur, Uttar Pradesh 208022
State Bank Of India- Sanigawan Branch A- 18, Sanigawan Rd, 60 Feet Rd, Near Sanigawan Road, Anna Chauraha, Gayatri Nagar, Daheli Sujanpur, Kanpur, Uttar Pradesh 208021
State Bank Of Travancore - Swaroop Nagar Branch 113/166, 1st Floor, Nadri Bazar, Swaroop Nagar, Kanpur, Uttar Pradesh 208002
South Indian Bank 80 Feet Rd, Nehru Nagar, Jawahar Nagar, Kanpur, Uttar Pradesh 208012
Union Bank Of India - Rawatpur Branch National Highway 91, Beside Gurudev Palace, Near GT Road, Near Vastr Bhawan, Rawat Pur, Kanpur, Uttar Pradesh 208014

 

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Personal Loan Rates 2019

ICICI Bank 10.99 - 16.50%
Kotak Mahindra 10.99 - 17.25%
Standard Chartered 11.50 - 18.00%
HDFC Bank 10.99 - 20.75%
Bajaj Finserv 11.99% onwards
IndusInd Bank 12.99 - 20.00%
SBI 12.90 - 16.55%
Citibank 10.99%
Tata Capital 10.49 - 19.00%
Fullerton India 11.99 - 26.00%

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