Personal Loan Rajkot

Rajkot: Personal Loan

Ranked as 4th largest city in Gujarat, a large population of Rajkot is business oriented. As a result of 280 million assistance for development of infrastructure in city by World Bank, an upsurge in real estate industry is expected. Discerning investors has already started booking plots and flats in hot locations. One may use the amount taken as personal loan for booking property for handsome return in future.

Additionally, personal loan can be used for buying objects for home furnishing and comfort such as sofa set, bed and dining table of his choice and brand.

One may take advantage of personal loan by fulfilling his dream to travel abroad for holidays with his family. The loan amount can be paid in easy installments in a period of four years.

At the time of haste, one has no time to visit banks for lowest interest rate of different banks and other benefits. To facilitate customers, we at deal4loans offer quick services to discerning clients.

We proudly offer following benefits to our customers:

Lowest Interest Rates | High Loan Amount Eligibility | Tie-up with Higher Number of Banks | Online Comparison of Interest Rates offered by all Major Banks | Minimum Time Period |Step by Step Guidance for Easy Sanction of Loan

Get lowest interest rates on Personal loan in Rajkot from top 10 Banks & your CIBIL score absolutely FREE.
Loan Amount
Employment Status

Personal Loan Interest Rates in Rajkot

Banks Rate of Interest Processing Fee Loan Amount Prepayment Charges Disbursal Time Part Payment Option
Yes Bank 10.45% - 16.99% Upto 2% Rs.100,000 - Rs.20,00,000 Nil Above 7.5Lacs 48 Working Hours No
IDFC First Bank 10.49% - 25% 2% - 2.5% Rs.100,000 - Rs.1,00,00,000 5% of Principal outstanding 24-48 hours Yes
Kotak Bank 10.50% - 16.99% 0.99% - 2.5% Rs.100,000 - Rs.20,00,000 Zero (if loan Amount is more than 10 lakhs) Else 5% 3 - 4 working days Yes
HDFC Bank 10.75% - 13.45% upto 3999 + GST Min. 50,000 Max. as per eligibility Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4% 3 - 4 Days No
ICICI Bank 11% - 17.50% Rs.999 for Special offers otherwise 1% - 2.5% Rs.50,000 - Rs.20,00,000 Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% 3 - 4 working days No
Standard Chartered 11.00% - 12.50% 1% Rs.1,00,000 - Rs.50,00,000 Upto 5% 3-4 Working days Yes
Citibank 11.49% to 16.50% Upto 2.0% + 0.5% (waiver on PF)
Special surprise gift from Citi Bank
Rs.1,00,000 - Rs.30,00,000 Upto 3% 48 hours Yes
Bajaj Finance 11.99% - 16% Upto 2% Upto Rs.25 Lacs Upto 4% post 1st EMI clearance Approval In 48 Hours Yes
Tata Capital 11.99% - 17% Rs.999-2.50% Rs.75,000 - Rs.15 Lacs Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding) Loan disbursement in 3-4 days Yes
SMFG India Credit 11.99% - 26% 2% Rs.50,000 - Rs.15,00,000 Upto 7.00%, 0% after 3 years 2-8 days No
IndusInd Bank 12.99% - 20% 0.5% -2% Rs.1,00,000 - Rs.25,00,000 4% 4 working days No
HDB Financial Services 16% - 21% up to 2% Rs.100,000 to Rs.15,00,000 Nil for Selected Corporates Employees (CAT A & B).
4% For Rest
2 days - 7 days No

Eligibility Criteria

Eligibility Criteria for Personal Loan in Rajkot
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
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Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks

HDFC Bank
ICICI Bank
Bajaj Finserv
Yes Bank
Canara Bank
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HDFC Bank Bajaj Finserv ICICI Bank Axis Bank
SMFG India ING Vysya Kotak Bank HDB Financial Services
Bank of India Union Bank of India United Bank of India Punjab National Bank
IndusInd Bank Dena Bank Andhra Bank Citibank
Indian Bank Vijaya Bank Corporation Bank RBS

Documents required
for Personal Loan

Documents required for Personal
Loan in Rajkot
Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months
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Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria

Eligibility Criteria for Personal Loan in Rajkot
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Major Bank Branch Address of Personal loans in Rajkot:

  1. State Bank of India - Hospital Chowk,, Jawahar Rd, Rajkot, Gujarat 360001
  2. Allahabad Bank Ltd - 17, Dhebar Road, Millpara, Millpara, Rajkot, Gujarat 360002
  3. Bank of India (BOI) Rajkot Main - BOI Building, Para Bazaar Rd, Lohana Para, Rajkot, Gujarat 360001
  4. The Federal Bank Limited - 7, Panchnath Plot, Subhash Chowk, Opposite Shastri Maidan, Panchnath Plot, Rajkot, Gujarat 360001
  5. Syndicate Bank - Abbasi Chamber, Ground Floor, Dhebar Road, Near Para Bazar, Rajkot, Gujarat 360001
  6. Federal Bank - P B NO. 141, 7, PANCHNATH PLOT, OPP.SHASTRI MAIDAN, SUBHASH ROAD, RAJKOT, GUJARAT
  7. Rajkot Nagarik Sahakari Bank Ltd- Nagarik Bhavan No-2, Dhebar Road, One Way Dhebar Road, Dhebar Road, Rajkot, Gujarat 360001
  8. State Bank Of India - Gondal Road, Near Kanta Strivikas Gruh Road, Bhaktinagar, Rajkot, Gujarat 360002
  9. Corporation Bank - Nijanand, P B No 556, Dhebar Road, Dhebar Road, Rajkot, Gujarat 360002
  10. Bank Of Maharashtra - Madhav Chamber 7, Radhuvir Para, Dhebar Road, Radhuvir Para, Rajkot, Gujarat 360001
  11. State Bank Of India - Gondal Road, Near Kanta Strivikas Gruh Road, Bhaktinagar, Rajkot, Gujarat 360002
  12. SBI - 1st Floor .Panchnath Commercial Centre, Kalawad Rd, Rajkot, Gujarat
  13. ICICI Bank Branch & ATM. - Rajkot - Palace Road - Palace Road, 8 Vardhaman Nagar Corner,, Rajkot, Gujarat 360001
  14. HDFC Bank - MG Rd, Sadar, Rajkot, Gujarat 360001
  15. HDFC Bank Branch / ATM - Kalawad Road, “Radhika House†Kalawad Road Nr. Wockhardt Hospital, Kalawad Rd, Jala Ram Nagar, Rajkot, Gujarat 360005

Tips to Get Best Personal loan deals in Rajkot:

1) Compare exact EMI | Processing fee |Tenure| Documents checklist before choose the bank.

2) Never pay any fee to any person to get loan sanctioned. Processing fee is deducted from Loan amount.

3) Only give documents to one bank and check whether he is authorized Bank employee or vendor.

4) For getting more loan from bank – Pay regular bills or payments of credit cards, and Try to increase your income with the help of these steps you get more& more personal loan amount from bank.

What are the minimum and maximum loan amounts?

You can avail of loans ranging from Rs 50,000/- to Rs 25,00,000/- depending on your eligibility, income and repayment capacity.

What are the loan tenure options?

The loan can be repaid over a period of 12 to 60 months ( 1 Year to 5 Years).

Eligibility Or Loan Amount Depends on your Cibil Score , Banks Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.

You can get Lowest Interest Rates on Personal loans if you are working for these Companies in Rajkot: ✓ Enercon ✓ Searce Cosourcing Services Private Limited ✓ Atul Auto ✓ HDFC Bank ✓ Reliance Industries ✓ Bharti Airtel ✓ IndiaMART ✓ Bank of India ✓ Wockhardt ✓ Infinity Infoway ✓ RK University ✓ Aaliza Enterprise ✓ Delhi Public School ✓ PGVCL ✓ Pfizer ✓ Pizza Hut ✓ Samsung Group ✓ ICICI Bank ✓ Freescale Semiconductor ✓ Vodafone ✓ State Bank of India ✓ LG Electronics ✓ L&T ✓ IDEA Cellular ✓ Bsnl ✓ Life Insurance Corporation of India ✓ Tata Teleservices ✓ IIFL

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Top Bank for Personal Loans

Personal Loan Rates 2023

ICICI Bank 10.99 - 16.50%
Kotak Mahindra 10.99 - 17.25%
Standard Chartered 11.50 - 18.00%
HDFC Bank 10.99 - 20.75%
Bajaj Finserv 11.99% onwards
IndusInd Bank 12.99 - 20.00%
SBI 12.90 - 16.55%
Citibank 10.99%
Tata Capital 10.49 - 19.00%
SMFG India 11.99 - 26.00%

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