Personal Loan Sbi-amravati

SBI Advantages in personal loans over other banks in Amravati:

  • Low interest rates. Further, we charge interest on a daily reducing balance!!
  • Low processing charges; only 2%-3% of loan amount
  • No hidden costs or administrative charges.
  • No security required ……which means minimal documentation…something that you had always wanted.
  • No prepayment penalties. Reduce your interest burden and optimally utilize your surplus funds by prepaying the loan (1% of the loan amount will be charged if you repay the loan before 6 months)
  • Long repayment period of up to 48 months.
Get lowest interest rates on Personal loan in Sbi-amravati from top 10 Banks & your CIBIL score absolutely FREE.
Loan Amount
Employment Status

Personal Loan Interest Rates in Sbi-amravati

Banks Rate of Interest Processing Fee Loan Amount Prepayment Charges Disbursal Time Part Payment Option
Bajaj Finance 10% - 18% 1.50% - 3.99% Rs.1,00,000 - Rs.35,00,000 4.72% inclusive of taxes Within 24 Hours Yes
IndusInd Bank 10.25% - 26% 3.5% Rs.30,000 - Rs.25,00,000 4% + GST (after 12 EMIs) 2-4 Days No
ICICI Bank 10.60% - 16.50% Up to 2% As per Eligibility 3% + GST (Nil after 12 EMIs) 24-72 Hours Yes
Yes Bank 10.85% - 21% 2.50% Rs.25,000 - Rs.40,00,000 2% Part Prepayment + taxes; Foreclosure: 4%(13-24m), 3%(25-36m), 2%(37-48m), Nil(>48m) Few Hours - 5 Days Yes
Tata Capital 10.99% - 17.99% 3.5% + GST Up to Rs.35,00,000 0% up to 25%; 6.5%(within 12m) / 4.5%(after 12m) on excess 3-4 Days Yes
SMFG India Credit 10.99% - 24% Up to 5% + GST Up to Rs.30,00,000 0% - 7%; Lock-in 6-12 months 30 Min - 48 Hours No
Kotak Bank 10.99% - 24% 2.50% - 5% Rs.50,000 - Rs.35,00,000 Floating: Nil; Fixed: 4%(up to 3yr), 2%(after 3yr) Few Hours - 2 Days Yes
KreditBee 12% - 29.95% Up to 5.1% + GST Up to Rs.10,00,000 4% of Principal + GST 15 Min - 3 Working Days Yes
Unity Small Finance Bank 15.50% - 30% 3.25% + e-franking Up to Rs.5,00,000 4% after 6-month lock-in 15 Min - 2 Hours Yes
Navi Finserv 9.90% - 36% zero Up to Rs.20,00,000 Nil (Zero Prepayment Penalty) 5-20 Minutes Yes
Poonawalla Fincorp 9.99% - 18% 0% - 3% + GST Rs.1,00,000 - Rs.50,00,000 Nil after 6 EMIs, else 4% Instant (1-2 Days) Yes
IDFC First Bank 9.99% - 18% 1.5% - 2% + GST Rs.1,00,000 - Rs.1,00,00,000 Up to 5%; Zero for FIRSTmoney 30 Min - 7 Days Yes
HDFC Bank 9.99% - 24% Up to 2.50% (Max Rs.25,000) Rs.25,000 - Rs.40,00,000 4%(0-24 EMIs), 3%(24-36 EMIs), 2%(after 36 EMIs) At Bank's Discretion Yes
Ram Fincorp Up to 35% p.a. Up to 5% Rs.5,000 - Rs.2,00,000 Zero ~30 Minutes Yes

Eligibility Criteria
Eligibility Criteria for Personal Loan in Sbi-amravati
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m 		Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks
HDFC Bank
ICICI Bank
Bajaj Finserv
Yes Bank
Canara Bank
close
HDFC Bank Bajaj Finserv ICICI Bank Axis Bank
SMFG India ING Vysya Kotak Bank HDB Financial Services
Bank of India Union Bank of India United Bank of India Punjab National Bank
IndusInd Bank Dena Bank Andhra Bank Citibank
Indian Bank Vijaya Bank Corporation Bank RBS

Documents required
for Personal Loan
Documents required for Personal
Loan in Sbi-amravati
Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months
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Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria
Eligibility Criteria for Personal Loan in Sbi-amravati
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m 		Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

Eligibility Required for Loan in Amravati:

You are eligible if you are a salaried individual of good quality corporate, self employed engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing.

Why to choose SBI Bank in Amravati - Feature

Loan Amount

  • Your personal loan limit would be determined by your income and repayment capacity.
  • Minimum: Rs.24,000/- in metro and urban centres
  • Rs.10,000/- in rural/semi-urban centres
  • Maximum: 12 times Net Monthly Income for salaried individuals and pensioners subject to a ceiling of Rs.10 lacs in all centres

Documents Required for State Bank of India Loans in Cochin:

Important documents to be furnished while opening a Personal Loan Account:

For existing bank customers Passport size photograph

From salaried individual’s Latest salary slip and Form 16 Margin we do not insist on any margin amount.

Repayment The loan is repayable in 48 EMI. You are allowed to pay more than the EMI if you wish to, without attracting any prepayment penalty.

Security - NIL

Processing Fee

Processing charges are 2-3% of the loan amount. This is amongst the lowest fees in the industry. Processing fees have to be paid up front. There are no hidden costs or other administrative charges.

Bank Branches in Amravati:

Bank Branch Branch Code Address Contact
State Bank Of India (SBI) RAVI NAGAR, NAGPUR 007504 ANNAPURNA ARCADE OPP AGRASEN HOSTEL, RAVINAGAR, AMRAVATI ROAD, NAGPUR , PIN - 440033 City: NAGPUR District: NAGPUR State: MAHARASHTRA 0712-2541066 IP-109496
State Bank Of India (SBI) IFB NAGPUR 007136 5, SAI.COMPLEX, BHARAT.NAGAR, AMRAVATI.ROAD, NAGPUR, PIN.440010 City: NAGPUR District: NAGPUR State: MAHARASHTRA 0712-2544642 0712-2544641 0712-529105 (FAX) IP-109301 IP-109302
State Bank Of India (SBI) WADI 012710 1ST FLOOR, SHEELA COMPLEX, AMRAVATI ROAD, WADI, 440023 City: NAGPUR District: NAGPUR State: MAHARASHTRA 9833817603
State Bank Of India (SBI) TALEGAON DASHASAR 003458 TQ CHANDUR, DT AMRAVATI, MAHARASHTRA 444710 City: TALEGAON DASHASAR District: AMRAVATI State: MAHARASHTRA 07222-232031
State Bank Of India (SBI) ADB AMRAVATI 003327 AMRAVATI, MAHARASHTRA City: AMRAVATI District: AMRAVATI State: MAHARASHTRA 0721-2578953

 
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Top Bank for Personal Loans

Personal Loan Rates 2023

ICICI Bank 10.99 - 16.50%
Kotak Mahindra 10.99 - 17.25%
Standard Chartered 11.50 - 18.00%
HDFC Bank 10.99 - 20.75%
Bajaj Finserv 11.99% onwards
IndusInd Bank 12.99 - 20.00%
SBI 12.90 - 16.55%
Citibank 10.99%
Tata Capital 10.49 - 19.00%
SMFG India 11.99 - 26.00%

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