Personal Loan in Guntur Interest Rates 2024, Apply Online

Documents required for Personal Loan in Guntur:

The documentation process in Best personal loan is very fast as against secured loans. Following documents are required by financial institutions to process the loan application:

• Identity proof
• 3 to 6 months Bank statements
• Residence proof
• Salary slip
• Guarantors & their same set of documents
In case of self-employed banks require balance sheets, profit & loss account, partnership deed & other mandatory documents etc.

Personal Loan Interest Rates in Guntur

Banks	Rate of Interest	Processing Fee	Loan Amount	Prepayment Charges	Disbursal Time	Part Payment Option
Bajaj Finance	10% - 18%	1.50% - 3.99%	Rs.1,00,000 - Rs.35,00,000	4.72% inclusive of taxes	Within 24 Hours	Yes
IndusInd Bank	10.25% - 26%	3.5%	Rs.30,000 - Rs.25,00,000	4% + GST (after 12 EMIs)	2-4 Days	No
ICICI Bank	10.60% - 16.50%	Up to 2%	As per Eligibility	3% + GST (Nil after 12 EMIs)	24-72 Hours	Yes
Yes Bank	10.85% - 21%	2.50%	Rs.25,000 - Rs.40,00,000	2% Part Prepayment + taxes; Foreclosure: 4%(13-24m), 3%(25-36m), 2%(37-48m), Nil(>48m)	Few Hours - 5 Days	Yes
Tata Capital	10.99% - 17.99%	3.5% + GST	Up to Rs.35,00,000	0% up to 25%; 6.5%(within 12m) / 4.5%(after 12m) on excess	3-4 Days	Yes
SMFG India Credit	10.99% - 24%	Up to 5% + GST	Up to Rs.30,00,000	0% - 7%; Lock-in 6-12 months	30 Min - 48 Hours	No
Kotak Bank	10.99% - 24%	2.50% - 5%	Rs.50,000 - Rs.35,00,000	Floating: Nil; Fixed: 4%(up to 3yr), 2%(after 3yr)	Few Hours - 2 Days	Yes
KreditBee	12% - 29.95%	Up to 5.1% + GST	Up to Rs.10,00,000	4% of Principal + GST	15 Min - 3 Working Days	Yes
Unity Small Finance Bank	15.50% - 30%	3.25% + e-franking	Up to Rs.5,00,000	4% after 6-month lock-in	15 Min - 2 Hours	Yes
Navi Finserv	9.90% - 36%	zero	Up to Rs.20,00,000	Nil (Zero Prepayment Penalty)	5-20 Minutes	Yes
Poonawalla Fincorp	9.99% - 18%	0% - 3% + GST	Rs.1,00,000 - Rs.50,00,000	Nil after 6 EMIs, else 4%	Instant (1-2 Days)	Yes
IDFC First Bank	9.99% - 18%	1.5% - 2% + GST	Rs.1,00,000 - Rs.1,00,00,000	Up to 5%; Zero for FIRSTmoney	30 Min - 7 Days	Yes
HDFC Bank	9.99% - 24%	Up to 2.50% (Max Rs.25,000)	Rs.25,000 - Rs.40,00,000	4%(0-24 EMIs), 3%(24-36 EMIs), 2%(after 36 EMIs)	At Bank's Discretion	Yes
Ram Fincorp	Up to 35% p.a.	Up to 5%	Rs.5,000 - Rs.2,00,000	Zero	~30 Minutes	Yes

Eligibility Criteria

Eligibility Criteria for Personal Loan in Guntur

Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.

Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:

Salaried	Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m Other Cities: Minimum Salary is Rs. 12500/- p.m	Metros: Minimum ITR Rs. 150000/- Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks

HDFC Bank

ICICI Bank

Bajaj Finserv

Yes Bank

Canara Bank

HDFC Bank	Bajaj Finserv	ICICI Bank	Axis Bank
SMFG India	ING Vysya	Kotak Bank	HDB Financial Services
Bank of India	Union Bank of India	United Bank of India	Punjab National Bank
IndusInd Bank	Dena Bank	Andhra Bank	Citibank
Indian Bank	Vijaya Bank	Corporation Bank	RBS

Documents required
for Personal Loan

Documents required for Personal
Loan in Guntur

Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months

Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria

Eligibility Criteria for Personal Loan in Guntur

Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.

Salaried	Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m Other Cities: Minimum Salary is Rs. 12500/- p.m	Metros: Minimum ITR Rs. 150000/- Other Cities: Minimum ITR Rs. 150000/-

List of Major Bank Branch Address for Personal loans in Guntur :

Bank Name	Guntur
IDBI Bank	5/1, 5th Ln, Arundelpet, Guntur, Andhra Pradesh 522002
Andhra Bank	1st floor, Bolla Mansion, Kalyani Rd, Guntur, Andhra Pradesh 522007
Corporation Bank	1st Floor, Dno 24-3-24, Behind Hindu College, G T Road, P B No-332, G T Road, Guntur, Andhra Pradesh 522004
HDFC Bank	Guntur, Andhra Pradesh
IDBI Bank	4th lane,Chandramouli Nagar, Guntur, Andhra Pradesh
Karour Vyshya Bank	Naidupet, Guntur, Andhra Pradesh
Axis Bank Ltd	Sai Santosh Towers, Ground & 1st Floors, 58723, Lakshmipuram Main Road, Guntur, Andhra Pradesh 522007
State Bank Of Mysore	4/5, Arundelpet, Arundelpet, Guntur, Andhra Pradesh 522002
State Bank of India	D:No:GMC-24, Brindavan Gardens Main Rd, Guntur, Andhra Pradesh 522007
Andhra Bank	1st floor, Bolla Mansion, Kalyani Rd, Guntur, Andhra Pradesh 522007
Bank of Baroda	Hemalata Nilaya, 5-87-6, 2nd Lane, Lakshmipuram, Brodipet, Guntur, Andhra Pradesh 522002
Bank of India	Door No.5-87-70/7/A, Sai Plaza, Chandramouli Nagar, Guntur, Andhra Pradesh 522007
Indian Overseas Bank	Vidhya Nagar, Guntur, Andhra Pradesh
Indian Bank	Nehru Nagar, Guntur, Andhra Pradesh
ING Vysya Bank	Ground Floor, Kasi Arcade, Navabharath Nagar, Guntur, Andhra Pradesh 522006
Axis Bank Ltd	Kothapet, Guntur, Tenali, Andhra Pradesh 522201
SBI Bank	Nehru Nagar, Guntur, Andhra Pradesh 522001
SBI	Arundelpet-2, Arundelpet, Guntur, Andhra Pradesh 522002
Andhra Bank	NAGARAM PALEM, Nagarjuna Sagar Rd, Guntur, Andhra Pradesh
Andhra Bank- Koretipadu Branch	4-13-23, MADDISUDARSANAM BLDGS, OPP. HARIHARA MAHAL, MAIN RD,Naidupet, Guntur, Andhra Pradesh 520077

ICICI Bank	10.99 - 16.50%
Kotak Mahindra	10.99 - 17.25%
Standard Chartered	11.50 - 18.00%
HDFC Bank	10.99 - 20.75%
Bajaj Finserv	11.99% onwards
IndusInd Bank	12.99 - 20.00%
SBI	12.90 - 16.55%
Citibank	10.99%
Tata Capital	10.49 - 19.00%
SMFG India	11.99 - 26.00%

Personal Loan Guntur

Documents required for Personal Loan in Guntur:

Personal Loan Interest Rates in Guntur

Eligibility Criteria

List of Personal Loans Banks

Documents required
for Personal Loan

Eligibility Criteria

Top Bank for Personal Loans

Personal Loan Rates 2023

Find Personal Loan Deals in Your City

Compare Offers