Personal Loan Vizianagaram

About Vizianagaram:

Vizianagaram (Telugu: విజయనగరo; ) is the main city of the Vizianagaram District of North Eastern. Andhra Pradesh in Southern India. Some parts carved from the neighbouring districts of Srikakulam and Visakhapatnam. It is, at present, the largest municipality of Andhra Pradesh in terms of population. It is located about 18 km inland from the Bay of Bengal, and 52 km northeast of Visakhapatnam

It is one among the north circars in Coastal Andhra with 34 Revenue Mandals, 12 Towns, 1524 Villages and 22,45,103 population. Many eminent personalities have added new dimensions of glory to Vizianagaram.

Get lowest interest rates on Personal loan in Vizianagaram from top 10 Banks & your CIBIL score absolutely FREE.
Loan Amount
Employment Status

Personal Loan Interest Rates in Vizianagaram

Banks Rate of Interest Processing Fee Loan Amount Prepayment Charges Disbursal Time Part Payment Option
Bajaj Finance 10% - 18% 1.50% - 3.99% Rs.1,00,000 - Rs.35,00,000 4.72% inclusive of taxes Within 24 Hours Yes
IndusInd Bank 10.25% - 26% 3.5% Rs.30,000 - Rs.25,00,000 4% + GST (after 12 EMIs) 2-4 Days No
ICICI Bank 10.60% - 16.50% Up to 2% As per Eligibility 3% + GST (Nil after 12 EMIs) 24-72 Hours Yes
Yes Bank 10.85% - 21% 2.50% Rs.25,000 - Rs.40,00,000 2% Part Prepayment + taxes; Foreclosure: 4%(13-24m), 3%(25-36m), 2%(37-48m), Nil(>48m) Few Hours - 5 Days Yes
Tata Capital 10.99% - 17.99% 3.5% + GST Up to Rs.35,00,000 0% up to 25%; 6.5%(within 12m) / 4.5%(after 12m) on excess 3-4 Days Yes
SMFG India Credit 10.99% - 24% Up to 5% + GST Up to Rs.30,00,000 0% - 7%; Lock-in 6-12 months 30 Min - 48 Hours No
Kotak Bank 10.99% - 24% 2.50% - 5% Rs.50,000 - Rs.35,00,000 Floating: Nil; Fixed: 4%(up to 3yr), 2%(after 3yr) Few Hours - 2 Days Yes
KreditBee 12% - 29.95% Up to 5.1% + GST Up to Rs.10,00,000 4% of Principal + GST 15 Min - 3 Working Days Yes
Unity Small Finance Bank 15.50% - 30% 3.25% + e-franking Up to Rs.5,00,000 4% after 6-month lock-in 15 Min - 2 Hours Yes
Navi Finserv 9.90% - 36% zero Up to Rs.20,00,000 Nil (Zero Prepayment Penalty) 5-20 Minutes Yes
Poonawalla Fincorp 9.99% - 18% 0% - 3% + GST Rs.1,00,000 - Rs.50,00,000 Nil after 6 EMIs, else 4% Instant (1-2 Days) Yes
IDFC First Bank 9.99% - 18% 1.5% - 2% + GST Rs.1,00,000 - Rs.1,00,00,000 Up to 5%; Zero for FIRSTmoney 30 Min - 7 Days Yes
HDFC Bank 9.99% - 24% Up to 2.50% (Max Rs.25,000) Rs.25,000 - Rs.40,00,000 4%(0-24 EMIs), 3%(24-36 EMIs), 2%(after 36 EMIs) At Bank's Discretion Yes
Ram Fincorp Up to 35% p.a. Up to 5% Rs.5,000 - Rs.2,00,000 Zero ~30 Minutes Yes

Eligibility Criteria
Eligibility Criteria for Personal Loan in Vizianagaram
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
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Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m 		Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks
HDFC Bank
ICICI Bank
Bajaj Finserv
Yes Bank
Canara Bank
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HDFC Bank Bajaj Finserv ICICI Bank Axis Bank
SMFG India ING Vysya Kotak Bank HDB Financial Services
Bank of India Union Bank of India United Bank of India Punjab National Bank
IndusInd Bank Dena Bank Andhra Bank Citibank
Indian Bank Vijaya Bank Corporation Bank RBS

Documents required
for Personal Loan
Documents required for Personal
Loan in Vizianagaram
Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months
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Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria
Eligibility Criteria for Personal Loan in Vizianagaram
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m 		Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

Banks Address details in Vizianagaram for providing Personal loans:

  • State Bank of India - Near RTC Complex, Opp:Hotel Vytla Residency, Lower Tankbund Rd, Lower Tankbund Area, Vizianagaram, Andhra Pradesh
  • Corporation Bank - Chinna Veedhi, Maridamma Temple Area, Santha Pet Vizianagaram, Andhra Pradesh
  • Central Bank of India - Thota Palem Rd, Thota Palem Vizianagaram, Andhra Pradesh
  • Andhra Bank - M.R.College Campus Hukumpet, Vizianagaram, Andhra Pradesh
  • Karnataka Bank Ltd. - National Highway 43, Mayuri Junction Area, Vizianagaram, Andhra Pradesh
  • Indusind Bank - Address: Level 2, opp Mayur bar and restarunt, Vizianagaram, Andhra Pradesh
  • Indian Overseas Bank - Address: Opp:RTC Complex, Lower Tankbund Rd, RTC Complex Area, Vizianagaram, Andhra Pradesh 535003

 

Compare Personal loan Banks in Vizianagaram

SBI HDFC Bank ICICI Bank Axis Bank
Bajaj Finance Indusind Bank Fullerton India TATA Capital
Ratnakar Bank Citibank Standard Chartered Kotak Bank
Bank of Baroda Uco Bank Dena Bank Federal Bank

 
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Top Bank for Personal Loans

Personal Loan Rates 2023

ICICI Bank 10.99 - 16.50%
Kotak Mahindra 10.99 - 17.25%
Standard Chartered 11.50 - 18.00%
HDFC Bank 10.99 - 20.75%
Bajaj Finserv 11.99% onwards
IndusInd Bank 12.99 - 20.00%
SBI 12.90 - 16.55%
Citibank 10.99%
Tata Capital 10.49 - 19.00%
SMFG India 11.99 - 26.00%

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