Personal Loan Nagercoil

Nagercoil (Tamil: நாகர்கோயில்) is a town in the southernmost Indian state of Tamil Nadu and a municipality and administrative headquarters of Kanyakumari District. The Indian Space Research Organisation- ISRO has its Liquid Propulsion Systems Centre facility in the Mahendragiri hills (on the Western Ghats) off Nagercoil. As of 2011, the town had a population of 224,849.

Fish-net manufacturing is a growing business in and around the town; nets for commercial fishing are supplied to the domestic and export markets. Being the major Tamil Nadu town closest to the Kerala capital, Thiruvananthapuram , trading and sending supplies to Kerala and Thiruvananthapuram is a major activity for the bustling markets at Vadasery and Kottar - availability.

Get lowest interest rates on Personal loan in Nagercoil from top 10 Banks & your CIBIL score absolutely FREE.
Loan Amount
Employment Status

Personal Loan Interest Rates in Nagercoil

Banks Rate of Interest Processing Fee Loan Amount Prepayment Charges Disbursal Time Part Payment Option
Bajaj Finance 10% - 18% 1.50% - 3.99% Rs.1,00,000 - Rs.35,00,000 4.72% inclusive of taxes Within 24 Hours Yes
IndusInd Bank 10.25% - 26% 3.5% Rs.30,000 - Rs.25,00,000 4% + GST (after 12 EMIs) 2-4 Days No
ICICI Bank 10.60% - 16.50% Up to 2% As per Eligibility 3% + GST (Nil after 12 EMIs) 24-72 Hours Yes
Yes Bank 10.85% - 21% 2.50% Rs.25,000 - Rs.40,00,000 2% Part Prepayment + taxes; Foreclosure: 4%(13-24m), 3%(25-36m), 2%(37-48m), Nil(>48m) Few Hours - 5 Days Yes
Tata Capital 10.99% - 17.99% 3.5% + GST Up to Rs.35,00,000 0% up to 25%; 6.5%(within 12m) / 4.5%(after 12m) on excess 3-4 Days Yes
SMFG India Credit 10.99% - 24% Up to 5% + GST Up to Rs.30,00,000 0% - 7%; Lock-in 6-12 months 30 Min - 48 Hours No
Kotak Bank 10.99% - 24% 2.50% - 5% Rs.50,000 - Rs.35,00,000 Floating: Nil; Fixed: 4%(up to 3yr), 2%(after 3yr) Few Hours - 2 Days Yes
KreditBee 12% - 29.95% Up to 5.1% + GST Up to Rs.10,00,000 4% of Principal + GST 15 Min - 3 Working Days Yes
Unity Small Finance Bank 15.50% - 30% 3.25% + e-franking Up to Rs.5,00,000 4% after 6-month lock-in 15 Min - 2 Hours Yes
Navi Finserv 9.90% - 36% zero Up to Rs.20,00,000 Nil (Zero Prepayment Penalty) 5-20 Minutes Yes
Poonawalla Fincorp 9.99% - 18% 0% - 3% + GST Rs.1,00,000 - Rs.50,00,000 Nil after 6 EMIs, else 4% Instant (1-2 Days) Yes
IDFC First Bank 9.99% - 18% 1.5% - 2% + GST Rs.1,00,000 - Rs.1,00,00,000 Up to 5%; Zero for FIRSTmoney 30 Min - 7 Days Yes
HDFC Bank 9.99% - 24% Up to 2.50% (Max Rs.25,000) Rs.25,000 - Rs.40,00,000 4%(0-24 EMIs), 3%(24-36 EMIs), 2%(after 36 EMIs) At Bank's Discretion Yes
Ram Fincorp Up to 35% p.a. Up to 5% Rs.5,000 - Rs.2,00,000 Zero ~30 Minutes Yes

Eligibility Criteria
Eligibility Criteria for Personal Loan in Nagercoil
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
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Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m 		Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks
HDFC Bank
ICICI Bank
Bajaj Finserv
Yes Bank
Canara Bank
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HDFC Bank Bajaj Finserv ICICI Bank Axis Bank
SMFG India ING Vysya Kotak Bank HDB Financial Services
Bank of India Union Bank of India United Bank of India Punjab National Bank
IndusInd Bank Dena Bank Andhra Bank Citibank
Indian Bank Vijaya Bank Corporation Bank RBS

Documents required
for Personal Loan
Documents required for Personal
Loan in Nagercoil
Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months
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Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria
Eligibility Criteria for Personal Loan in Nagercoil
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m 		Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

Why to Choose Personal loans in Nagercoil with deal4loans.com

  1. Compare multiple bank offers, Eligibility and Instant Apply
  2. Get lowest interest rates on personal loans*
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What are the minimum and maximum loan amounts?

You can avail of loans ranging from Rs 50,000/- to Rs 25,00,000/- depending on your eligibility, income and repayment capacity.

What are the loan tenure options?

The loan can be repaid over a period of 12 to 60 months ( 1 Year to 5 Years).

Eligibility Or Loan Amount Depends on your Cibil Score , Banks Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.

List of Major Bank Branch Address of Personal loans in Nagercoil:

  1. Axis Bank Ltd - Hayammal Harris Towers, No. 42, Court Road, Kanyakumari, Nagercoil, Tamil Nadu 629001 1800 209 5577
  2. Indian Bank - 165, opp womens christian college road,, College Rd, Ozhuginasery, Nagercoil, Tamil Nadu 629001 1800 4250 0000
  3. Indian Overseas Bank - Kanyakumari Govt Med College Campus, Asaripallam Rd, Nagercoil, Tamil Nadu
  4. City Union Bank - Ozhuginasery, Nagercoil, Tamil Nadu 629001
  5. Syndicate Bank - National Highway 47, Parvathipuram, Tamil Nadu 629003
  6. HDFC Bank ATM - Nagercoil, No.173, A / 3, Kp Road, Nagercoil, Tamil Nadu 629002 022 6160 6161
  7. Oriental Bank of Commerce - krishna complex,MS road, vettoornimadam, Nagercoil, Tamil Nadu 629001
  8. Indian Overseas Bank - National Highway 47B, Nagercoil, Tamil Nadu 629502
  9. Syndicate Bank - MAY MAALIGAI,, 207 B, College Rd, Ozhuginasery, Nagercoil, Tamil Nadu 629001
  10. Canara Bank - college road,, Ozhuginasery, Nagercoil, Tamil Nadu 629001
  11. State Bank of Travancore - Balamore Road, Near Nagercoil Municipality, National Highway 944, Ozhuginasery, Nagercoil, Tamil Nadu 629001
  12. Syndicate Bank - MAY MAALIGAI,, 207 B, College Rd, Ozhuginasery, Nagercoil, Tamil Nadu 629001
  13. Tamilnad Mercantile Bank Ltd - 229 charles miller street, college road 2n floor, Nagercoil, Tamil Nadu 629001
  14. State Bank Of India - Vadiveeswaram,, Ozhuginasery, Nagercoil, Tamil Nadu 629001
  15. Tamilnad Mercantile Bank Ltd - 846 cape road, kottar post, Nagercoil, Tamil Nadu 629002
  16. Canara Bank - Kottar, Nagercoil, Tamil Nadu 629001
  17. HDFC Bank Branch / ATM - Vadasery Bus Stand,, No. 214 / 15, Ddj Centre, Opp Vadasery Bus Stand, Nagercoil, Tamil Nadu 629002
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Top Bank for Personal Loans

Personal Loan Rates 2023

ICICI Bank 10.99 - 16.50%
Kotak Mahindra 10.99 - 17.25%
Standard Chartered 11.50 - 18.00%
HDFC Bank 10.99 - 20.75%
Bajaj Finserv 11.99% onwards
IndusInd Bank 12.99 - 20.00%
SBI 12.90 - 16.55%
Citibank 10.99%
Tata Capital 10.49 - 19.00%
SMFG India 11.99 - 26.00%

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