Rajapalayam (Tamil: இராஜபாளையம்) is a town and a special grade municipality in Virudhunagar district in the Indian state of Tamil Nadu. A total of 11,604 were under the age of six, constituting 5,927 males and 5,677 females. Scheduled Castes and Scheduled Tribes accounted for 13.51% and .09% of the population respectively. The average literacy of the city was 77.87%, compared to the national average of 72.99%.
|Banks||Rate of Interest||Processing Fee||Loan Amount||Prepayment Charges||Disbursal Time||Part Payment Option|
|Yes Bank||10.45% - 16.99%||Upto 2%||Rs.100,000 - Rs.20,00,000||Nil Above 7.5Lacs||48 Working Hours||No|
|Kotak Bank||10.50% - 16.99%||0.99% - 2.5%||Rs.100,000 - Rs.20,00,000||Zero (if loan Amount is more than 10 lakhs) Else 5%||3 - 4 working days||Yes|
|HDFC Bank||10.75% - 13.45%||upto 3999 + GST||Min. 50,000 Max. as per eligibility||Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4%||3 - 4 Days||No|
|ICICI Bank||11% - 17.50%||Rs.999 for Special offers otherwise 1% - 2.5%||Rs.50,000 - Rs.20,00,000||Nil (For Loan amount >10 lacs & 12 EMI paid), else 5%||3 - 4 working days||No|
|Standard Chartered||11.00% - 15.00%||Rs.1000||Rs.1,00,000 - Rs.50,00,000||Upto 5%||3-4 Working days||Yes|
|Citibank||11.49% to 16.50%||Upto 2.0% + 0.5% (waiver on PF)
Special surprise gift from Citi Bank
|Rs.1,00,000 - Rs.30,00,000||Upto 3%||48 hours||Yes|
|Bajaj Finance||11.99% - 16%||Upto 2%||Upto Rs.25 Lacs||Upto 4% post 1st EMI clearance||Approval In 48 Hours||Yes|
|Tata Capital||11.99% - 17%||Rs.999-2.50%||Rs.75,000 - Rs.15 Lacs||Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding)||Loan disbursement in 3-4 days||Yes|
|Fullerton India||11.99% - 26%||2%||Rs.50,000 - Rs.15,00,000||Upto 7.00%, 0% after 3 years||2-8 days||No|
|IndusInd Bank||12.99% - 20%||0.5% -2%||Rs.1,00,000 - Rs.25,00,000||4%||4 working days||No|
|HDB Financial Services||16% - 21%||up to 2%||Rs.100,000 to Rs.15,00,000||Nil for Selected Corporates Employees (CAT A & B).
4% For Rest
|2 days - 7 days||No|
List of Major Bank Branch Address of Personal loans in Rajapalayam:
Tips to Get Best Personal loan deals in Rajapalayam:
1) Compare exact EMI | Processing fee |Tenure| Documents checklist before choose the bank.
2) Never pay any fee to any person to get loan sanctioned. Processing fee is deducted from Loan amount.
3) Only give documents to one bank and check whether he is authorized Bank employee or vendor.
4) For getting more loan from bank – Pay regular bills or payments of credit cards, and Try to increase your income with the help of these steps you get more& more personal loan amount from bank.
What are the minimum and maximum loan amounts?
You can avail of loans ranging from Rs 50,000/- to Rs 25,00,000/- depending on your eligibility, income and repayment capacity.
What are the loan tenure options?
The loan can be repaid over a period of 12 to 60 months ( 1 Year to 5 Years).
Eligibility Or Loan Amount Depends on your Credit Score, Banks Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.
|ICICI Bank||10.99 - 16.50%|
|Kotak Mahindra||10.99 - 17.25%|
|Standard Chartered||11.50 - 18.00%|
|HDFC Bank||10.99 - 20.75%|
|Bajaj Finserv||11.99% onwards|
|IndusInd Bank||12.99 - 20.00%|
|SBI||12.90 - 16.55%|
|Tata Capital||10.49 - 19.00%|
|Fullerton India||11.99 - 26.00%|