Personal Loan Trichy

About Trichy:

Tiruchirappalli, also called Tiruchi or Trichy, is a city in the Indian state of Tamil Nadu and the administrative headquarters of Tiruchirappalli District. Occupying 167.23 square kilometres (64.57 sq mi), the city was home to 916,674 people as of 2011. Healthcare in Tiruchirappalli is mainly provided by government-run and private hospitals. The CSI Mission General Hospital at Uraiyur is one of the oldest in the city. Vasan Healthcare, a rapidly growing healthcare chain, is based in Tiruchirappalli. The city has a number of retail and wholesale markets, the most prominent among them being the Gandhi Market, which also serves people from other parts of the district.

Get lowest interest rates on Personal loan in Trichy from top 10 Banks & your CIBIL score absolutely FREE.
Loan Amount
Employment Status

Personal Loan Interest Rates in Trichy

Banks Rate of Interest Processing Fee Loan Amount Prepayment Charges Disbursal Time Part Payment Option
Kotak Bank 10.50% - 16.99% 0.99% - 2.5% Rs.100,000 - Rs.20,00,000 Zero (if loan Amount is more than 10 lakhs) Else 5% 3 - 4 working days Yes
HDFC Bank 10.75% - 13.45% upto 3999 + GST Min. 50,000 Max. as per eligibility Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4% 3 - 4 Days No
ICICI Bank 11% - 17.50% Rs.999 for Special offers otherwise 1% - 2.5% Rs.50,000 - Rs.20,00,000 Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% 3 - 4 working days No
Citibank 11.49% to 16.50% Upto 2.0% + 0.5% (waiver on PF)
Special surprise gift from Citi Bank
Rs.1,00,000 - Rs.30,00,000 Upto 3% 48 hours Yes
Standard Chartered 11.50% - 18% 0 - 1% Rs.1,00,000 - Rs.30,00,000 Upto 5% 3-4 Working days Yes
Bajaj Finance 11.99% - 16% Upto 2% Upto Rs.25 Lacs Upto 4% post 1st EMI clearance Approval In 48 Hours Yes
Tata Capital 11.99% - 17% Rs.999-2.50% Rs.75,000 - Rs.15 Lacs Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding) Loan disbursement in 3-4 days Yes
Fullerton India 11.99% - 26% 2% Rs.50,000 - Rs.15,00,000 Upto 7.00%, 0% after 3 years 2-8 days No
IndusInd Bank 12.99% - 20% 0.5% -2% Rs.1,00,000 - Rs.25,00,000 4% 4 working days No
HDB Financial Services 16% - 21% up to 2% Rs.100,000 to Rs.15,00,000 Nil for Selected Corporates Employees (CAT A & B).
4% For Rest
2 days - 7 days No

Eligibility Criteria

Eligibility Criteria for Personal Loan in Trichy
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
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Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks

HDFC Bank
ICICI Bank
Bajaj Finserv
Yes Bank
Canara Bank
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HDFC Bank Bajaj Finserv ICICI Bank Axis Bank
Fullerton India ING Vysya Kotak Bank HDB Financial Services
Bank of India Union Bank of India United Bank of India Punjab National Bank
IndusInd Bank Dena Bank Andhra Bank Citibank
Indian Bank Vijaya Bank Corporation Bank RBS

Documents required
for Personal Loan

Documents required for Personal
Loan in Trichy
Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months
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Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria

Eligibility Criteria for Personal Loan in Trichy
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

Available Banks Address details in Trichy for providing Personal loans:

S.No Bank Name Address / Location
1 Bank of India Municipal Office Rd, Melapudur, Sangillyandapuram, Tiruchirappalli, Tamil Nadu
2 ICICI Bank Branch KK Nagar, Pl.M Building Plot No 371, Door No 9, Rajaram Salai (Opp) KK Nagar Bus Terminals, Tiruchirappalli, Tamil Nadu 620021
3 Indian Overseas Bank Race Course Rd, Tiruchirappalli, Tamil Nadu
4 Allahabad Bank Srirangam, Tiruchirappalli, Tamil Nadu 620006
5 Axis Bank Ltd No. 75-E/1, Salai Road, Near Thillai Nagar Arch, Thillai Nagar, Tiruchirapalli, Tamil Nadu 620018
6 The Corporation Bank Thillainagar I Cross W Ext, Uraiyoor, Tiruchchirappalli, Tamil Nadu
7 IDBI Bank Ltd Melapudur, Sangillyandapuram, Tiruchirappalli, Tamil Nadu
8 Indian Bank 10th Cross St, Thillai Nagar, Tiruchirappalli, Tamil Nadu
9 UCO Bank Madurai Rd, Tiruchirappalli, Tamil Nadu 620008
10 City Union Bank Smt. Indira Gandhi College Campus, Kaliammankoil Street, Tiruchirapalli, Tamil Nadu 620002
11 The Federal Bank Limited 9, Chinnakadai Street, Chinnakadai Street, Tiruchirappalli, Kerala 620002
12 Oriental Bank of Commerce 32b, Williams Road, Williams Road, Tiruchirappalli, Kerala 620001
13 Punjab National Bank McDonalds Rd, Cantonment, Tiruchirappalli, Tamil Nadu 620001
14 State Bank of India 107,1st Floor,Above SBI,salai road,Woraiyur,Trichy, near rukmani theatre, Salai Rd, Uraiyoor, Tiruchirappalli, Tamil Nadu 620003

One of the leading players in the personal loan business offers loans for personal use without providing security or guarantors. Avail a personal loan for the renovation of your home, a marriage in the family, a holiday with your family, medical expenses or for an emergency.

A Borrowers can also look for Home Loan in Trichy, Credit Card in Trichy, Business Loan in Trichy and Car Loans in Trichy.

Compare All Banks Personal Loans in Trichy

SBI HDFC Bank ICICI Bank Axis Bank
Bajaj Finance Indusind Bank Fullerton India TATA Capital
Ratnakar Bank Citibank Standard Chartered Kotak Bank
Bank of Baroda Uco Bank Dena Bank Federal Bank
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Top Bank for Personal Loans

Personal Loan Rates 2019

ICICI Bank 10.99 - 16.50%
Kotak Mahindra 10.99 - 17.25%
Standard Chartered 11.50 - 18.00%
HDFC Bank 10.99 - 20.75%
Bajaj Finserv 11.99% onwards
IndusInd Bank 12.99 - 20.00%
SBI 12.90 - 16.55%
Citibank 10.99%
Tata Capital 10.49 - 19.00%
Fullerton India 11.99 - 26.00%

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