Personal Loan Nashik

A positive inclination to have modern means of luxury has impacted on overspending. To accomplish the buying of white goods, a numbers of banks and financial institutions lend money to its customers at reasonable interest. Termed as personal loan, this debt instrument is meant to offer loans for any rightful reason that a person may face. Apart from marriage and home renovation, exciting tourism has added an extra burden to monthly budget.

To facilitate an excursion tour in India and abroad, a customer can visit to any bank or can register at online bank and financial institutions companies available on internet. A customer friendly executive of these financial institutions contacts its registered customer for comparison of interest rates of different banks available in market. A step by step guidance is also provided to customers for approval of personal loan.

At the time of haste, one has no time to visit banks for lowest interest rate of different banks and other benefits. To facilitate customers, we at deal4loans offer quick services to discerning clients.

We proudly offer following benefits to our customers:

Lowest Interest Rates | High Loan Amount Eligibility | Tie-up with Higher Number of Banks | Online Comparison of Interest Rates offered by all Major Banks | Minimum Time Period |Step by Step Guidance for Easy Sanction of Loan

Get lowest interest rates on Personal loan in Nashik from top 10 Banks & your CIBIL score absolutely FREE.
Loan Amount
Employment Status

Personal Loan Interest Rates in Nashik

Banks Rate of Interest Processing Fee Loan Amount Prepayment Charges Disbursal Time Part Payment Option
Kotak Bank 10.50% - 16.99% 0.99% - 2.5% Rs.100,000 - Rs.20,00,000 Zero (if loan Amount is more than 10 lakhs) Else 5% 3 - 4 working days Yes
HDFC Bank 10.75% - 13.45% upto 3999 + GST Min. 50,000 Max. as per eligibility Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4% 3 - 4 Days No
ICICI Bank 11% - 17.50% Rs.999 for Special offers otherwise 1% - 2.5% Rs.50,000 - Rs.20,00,000 Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% 3 - 4 working days No
Citibank 11.49% to 16.50% Upto 2.0% + 0.5% (waiver on PF)
Special surprise gift from Citi Bank
Rs.1,00,000 - Rs.30,00,000 Upto 3% 48 hours Yes
Standard Chartered 11.50% - 18% 0 - 1% Rs.1,00,000 - Rs.30,00,000 Upto 5% 3-4 Working days Yes
Bajaj Finance 11.99% - 16% Upto 2% Upto Rs.25 Lacs Upto 4% post 1st EMI clearance Approval In 48 Hours Yes
Tata Capital 11.99% - 17% Rs.999-2.50% Rs.75,000 - Rs.15 Lacs Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding) Loan disbursement in 3-4 days Yes
Fullerton India 11.99% - 26% 2% Rs.50,000 - Rs.15,00,000 Upto 7.00%, 0% after 3 years 2-8 days No
IndusInd Bank 12.99% - 20% 0.5% -2% Rs.1,00,000 - Rs.25,00,000 4% 4 working days No
HDB Financial Services 16% - 21% up to 2% Rs.100,000 to Rs.15,00,000 Nil for Selected Corporates Employees (CAT A & B).
4% For Rest
2 days - 7 days No

Eligibility Criteria

Eligibility Criteria for Personal Loan in Nashik
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
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Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks

HDFC Bank
ICICI Bank
Bajaj Finserv
Yes Bank
Canara Bank
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HDFC Bank Bajaj Finserv ICICI Bank Axis Bank
Fullerton India ING Vysya Kotak Bank HDB Financial Services
Bank of India Union Bank of India United Bank of India Punjab National Bank
IndusInd Bank Dena Bank Andhra Bank Citibank
Indian Bank Vijaya Bank Corporation Bank RBS

Documents required
for Personal Loan

Documents required for Personal
Loan in Nashik
Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months
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Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria

Eligibility Criteria for Personal Loan in Nashik
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Major Bank Branch Address of Personal loans in Nashik:

  1. Dena Bank - Renuka Plaza, Trimbak Road, Bhadrakali, Near G P O, Bhadrakali, Nashik, Maharashtra 422001
  2. State Bank of India - Manilal Chambers, Hirawadi, Nashik, Maharashtra 422003
  3. Axis Bank Ltd - Sharanpur Rd, Shalimar, Nashik, Maharashtra 422001
  4. IDBI Bank - Prathamesh, A-1 & 2 , Gangapur Road, Nashik, Maharashtra 422005
  5. State Bank of Hyderabad - Kamal Apartment, Sharanpur Road, Canada Corner, Canada Corner, Sharanpur Rd, Sharanpur, Nashik, Maharashtra 422005
  6. Canara Bank - Jadhav Tower, Circle Cinema, 1st Floor, Canada Corner, Canada Corner, Nashik, Maharashtra 422002
  7. Union Bank of India- Jail Rd, Nashik, Maharashtra 1800 22 2244
  8. HDFC Bank- Nashik, Maharashtra
  9. Punjab National Bank - Raviwar Karanja, Nashik, Maharashtra 422001
  10. Bank Of Maharashtra - Mauli Bunglow, Pathardi Phata, Indira Nagar, Near Raj Sarthi Society, Indira Nagar, Nashik, Maharashtra 422009
  11. Kotak Mahindra Bank - Shop No.: 1 & 2, Payas, Opp. BYK College, Thatte Nagar Road, Nashik, Maharashtra 422005
  12. ICICI Bank - Opp Nimani Bus Stand, Maharashtra State Highway 17, Panchavati, Nashik, Maharashtra 422003
  13. Citi Bank - Plot No 52/53, Rushiraj Presidency Gr Floor, Dsouza Colony College Road, Canada Corner, Canada Corner, Nashik, Maharashtra 422005
  14. State Bank of Travancore - Amaranand, Patil lane 4, Nashik, Maha

Why to Choose Personal loans in Nashik with deal4loans.com

  1. Compare multiple bank offers, Eligibility and Instant Apply
  2. Get lowest interest rates on personal loans*
  3. Get quotes and e-approvals instantly
  4. Document collection at your doorstep, No need to Visit Bank Branch.
  5. Loans disbursed within 72 working Hour

What are the minimum and maximum loan amounts?

You can avail of loans ranging from Rs 50,000/- to Rs 25,00,000/- depending on your eligibility, income and repayment capacity.

What are the loan tenure options?

The loan can be repaid over a period of 12 to 60 months ( 1 Year to 5 Years).

Eligibility Or Loan Amount Depends on your Credit Score, Banks Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.

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Top Bank for Personal Loans

Personal Loan Rates 2019

ICICI Bank 10.99 - 16.50%
Kotak Mahindra 10.99 - 17.25%
Standard Chartered 11.50 - 18.00%
HDFC Bank 10.99 - 20.75%
Bajaj Finserv 11.99% onwards
IndusInd Bank 12.99 - 20.00%
SBI 12.90 - 16.55%
Citibank 10.99%
Tata Capital 10.49 - 19.00%
Fullerton India 11.99 - 26.00%

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