Personal Loan Solapur

About Solapur:

Solapur is the largest city in southern Maharashtra, India and 6th-largest in Maharashtra, . It lies on the border of Maharashtra and Karnataka. It is 2 TIER city classified as B-1 by HRA classification. Solapur is located on an important junction of the North–South railway line, a good base for its industries for logistical reasons, with approximately 98 medium and 8,986 smaller industries. As stated the Solapur district consists of medium and small scale industries, although Solapur is one of the leading centres for handlooms, power looms and cotton mills. Chaddars (Solapur bed sheets) have earned Solapur a reputation and fame for their durability and novel designs.

List of Major Bank Branch Address of Personal loans in Solapur:

  • Axis Bank Ltd - 82, Kanale Complex, Duffrin Chowk, Duffrin Chowk, Solapur, Maharashtra 413001
  • Axis Bank - Saurabh Apartment, Upper Ground Floor, 276/1, Hotgi Road, Opposite Savaskar Nursing Home, Solapur, Maharashtra 413003
  • Federal Bank - Solapur, Maharashtra
  • Lokmangal Co-operative Bank, Solapur - 193, Gold Finch Peth, Rukmini Complex, Solapur, Maharashtra 413002
  • Andhra Bank - Jodabasavanna Chowk, Sakhar Peth, Solapur, Maharashtra 413005
  • State Bank of India -Station Rd, Solapur, Maharashtra
  • HDFC Bank ATM - Lucky Chowk, Sun Plaza, Shop No 8516 / 11 Murarji Peth Lucky Chowk, Solapur, Maharashtra 413007
  • Thane Janata Sahakari Bank Ltd. - Rupa Bhavani Rd, Sidheshwar Peth, Solapur, Maharashtra 413002
  • Bank of Maharastra - Lokmanya Nagar, Solapur, Maharashtra
  • HDFC Bank Branch / ATM - Lucky Chowk, Sun Plaza, 8516 / 11 Lucky Chowk, Solapur, Maharashtra 413007

 

Tips to Get Best Personal loan deals in Solapur:

1) Compare exact EMI | Processing fee |Tenure| Documents checklist before choose the bank.

2) Never pay any fee to any person to get loan sanctioned. Processing fee is deducted from Loan amount.

3) Only give documents to one bank and check whether he is authorized Bank employee or vendor.

4) For getting more loan from bank – Pay regular bills or payments of credit cards, and Try to increase your income with the help of these steps you get more& more personal loan amount from bank.

What are the minimum and maximum loan amounts?

You can avail of loans ranging from Rs 50,000/- to Rs 25,00,000/- depending on your eligibility, income and repayment capacity.

What are the loan tenure options?

The loan can be repaid over a period of 12 to 60 months ( 1 Year to 5 Years).

Eligibility Or Loan Amount Depends on your Credit Score, Banks Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.

If you want to know how much you have to pay for your loan amount – Calculate Personal loan EMI with Calculator

Documents required for Personal Loan in Solapur:

The documentation process is very fast on Personal loans. Following documents are required by financial institutions to process the loan application :

In case of Salaried
  • Identity proof
  • 3 to 6 months Bank statements
  • Residence proof
  • Salary slip
  • Guarantors & their same set of documents
In case of Self Employed
  • Balance Sheets
  • Profit & Loss Account
  • Partnership Deed & other mandatory documents etc.
Get lowest interest rates on Personal loan in Solapur from top 10 Banks & your CIBIL score absolutely FREE.
Loan Amount
Employment Status

Personal Loan Interest Rates in Solapur

Banks Rate of Interest Processing Fee Loan Amount Prepayment Charges Disbursal Time Part Payment Option
Yes Bank 10.45% - 16.99% Upto 2% Rs.100,000 - Rs.20,00,000 Nil Above 7.5Lacs 48 Working Hours No
Kotak Bank 10.50% - 16.99% 0.99% - 2.5% Rs.100,000 - Rs.20,00,000 Zero (if loan Amount is more than 10 lakhs) Else 5% 3 - 4 working days Yes
HDFC Bank 10.75% - 13.45% upto 3999 + GST Min. 50,000 Max. as per eligibility Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4% 3 - 4 Days No
ICICI Bank 11% - 17.50% Rs.999 for Special offers otherwise 1% - 2.5% Rs.50,000 - Rs.20,00,000 Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% 3 - 4 working days No
Standard Chartered 11.00% - 15.00% Rs.1000 Rs.1,00,000 - Rs.50,00,000 Upto 5% 3-4 Working days Yes
Citibank 11.49% to 16.50% Upto 2.0% + 0.5% (waiver on PF)
Special surprise gift from Citi Bank
Rs.1,00,000 - Rs.30,00,000 Upto 3% 48 hours Yes
Bajaj Finance 11.99% - 16% Upto 2% Upto Rs.25 Lacs Upto 4% post 1st EMI clearance Approval In 48 Hours Yes
Tata Capital 11.99% - 17% Rs.999-2.50% Rs.75,000 - Rs.15 Lacs Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding) Loan disbursement in 3-4 days Yes
Fullerton India 11.99% - 26% 2% Rs.50,000 - Rs.15,00,000 Upto 7.00%, 0% after 3 years 2-8 days No
IndusInd Bank 12.99% - 20% 0.5% -2% Rs.1,00,000 - Rs.25,00,000 4% 4 working days No
HDB Financial Services 16% - 21% up to 2% Rs.100,000 to Rs.15,00,000 Nil for Selected Corporates Employees (CAT A & B).
4% For Rest
2 days - 7 days No

Eligibility Criteria

Eligibility Criteria for Personal Loan in Solapur
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks

HDFC Bank
ICICI Bank
Bajaj Finserv
Yes Bank
Canara Bank
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HDFC Bank Bajaj Finserv ICICI Bank Axis Bank
Fullerton India ING Vysya Kotak Bank HDB Financial Services
Bank of India Union Bank of India United Bank of India Punjab National Bank
IndusInd Bank Dena Bank Andhra Bank Citibank
Indian Bank Vijaya Bank Corporation Bank RBS

Documents required
for Personal Loan

Documents required for Personal
Loan in Solapur
Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months
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Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria

Eligibility Criteria for Personal Loan in Solapur
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

One of the leading players in the personal loan business offers loans for personal use without providing security or guarantors. Avail a personal loan for the renovation of your home, a marriage in the family, a holiday with your family, medical expenses or for an emergency.

A Borrowers can also look for Home Loan in Solapur, Credit Card in Solapur, Business Loan in Solapur and Car Loans in Solapur.

Compare All Banks Personal Loans in Solapur

SBI HDFC Bank ICICI Bank Axis Bank
Bajaj Finance Indusind Bank Fullerton India TATA Capital
Ratnakar Bank Citibank Standard Chartered Kotak Bank
Bank of Baroda Uco Bank Dena Bank Federal Bank
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Top Bank for Personal Loans

Personal Loan Rates 2020

ICICI Bank 10.99 - 16.50%
Kotak Mahindra 10.99 - 17.25%
Standard Chartered 11.50 - 18.00%
HDFC Bank 10.99 - 20.75%
Bajaj Finserv 11.99% onwards
IndusInd Bank 12.99 - 20.00%
SBI 12.90 - 16.55%
Citibank 10.99%
Tata Capital 10.49 - 19.00%
Fullerton India 11.99 - 26.00%

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