Personal Loan Solapur
About Solapur:
Solapur is the largest city in southern Maharashtra, India and 6th-largest in Maharashtra, . It lies on the border of Maharashtra and Karnataka. It is 2 TIER city classified as B-1 by HRA classification. Solapur is located on an important junction of the North–South railway line, a good base for its industries for logistical reasons, with approximately 98 medium and 8,986 smaller industries. As stated the Solapur district consists of medium and small scale industries, although Solapur is one of the leading centres for handlooms, power looms and cotton mills. Chaddars (Solapur bed sheets) have earned Solapur a reputation and fame for their durability and novel designs.
List of Major Bank Branch Address of Personal loans in Solapur:
- Axis Bank Ltd - 82, Kanale Complex, Duffrin Chowk, Duffrin Chowk, Solapur, Maharashtra 413001
- Axis Bank - Saurabh Apartment, Upper Ground Floor, 276/1, Hotgi Road, Opposite Savaskar Nursing Home, Solapur, Maharashtra 413003
- Federal Bank - Solapur, Maharashtra
- Lokmangal Co-operative Bank, Solapur - 193, Gold Finch Peth, Rukmini Complex, Solapur, Maharashtra 413002
- Andhra Bank - Jodabasavanna Chowk, Sakhar Peth, Solapur, Maharashtra 413005
- State Bank of India -Station Rd, Solapur, Maharashtra
- HDFC Bank ATM - Lucky Chowk, Sun Plaza, Shop No 8516 / 11 Murarji Peth Lucky Chowk, Solapur, Maharashtra 413007
- Thane Janata Sahakari Bank Ltd. - Rupa Bhavani Rd, Sidheshwar Peth, Solapur, Maharashtra 413002
- Bank of Maharastra - Lokmanya Nagar, Solapur, Maharashtra
- HDFC Bank Branch / ATM - Lucky Chowk, Sun Plaza, 8516 / 11 Lucky Chowk, Solapur, Maharashtra 413007
Tips to Get Best Personal loan deals in Solapur:
1) Compare exact EMI | Processing fee |Tenure| Documents checklist before choose the bank.
2) Never pay any fee to any person to get loan sanctioned. Processing fee is deducted from Loan amount.
3) Only give documents to one bank and check whether he is authorized Bank employee or vendor.
4) For getting more loan from bank – Pay regular bills or payments of credit cards, and Try to increase your income with the help of these steps you get more& more personal loan amount from bank.
What are the minimum and maximum loan amounts?
You can avail of loans ranging from Rs 50,000/- to Rs 25,00,000/- depending on your eligibility, income and repayment capacity.
What are the loan tenure options?
The loan can be repaid over a period of 12 to 60 months ( 1 Year to 5 Years).
Eligibility Or Loan Amount Depends on your Credit Score, Banks Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.
If you want to know how much you have to pay for your loan amount – Calculate Personal loan EMI with Calculator
Documents required for Personal Loan in Solapur:
The documentation process is very fast on Personal loans. Following documents are required by financial institutions to process the loan application :
In case of Salaried
|
In case of Self Employed
|
Personal Loan Interest Rates in Solapur
| Banks | Rate of Interest | Processing Fee | Loan Amount | Prepayment Charges | Disbursal Time | Part Payment Option |
| Bajaj Finance | 10% - 18% | 1.50% - 3.99% | Rs.1,00,000 - Rs.35,00,000 | 4.72% inclusive of taxes | Within 24 Hours | Yes |
| IndusInd Bank | 10.25% - 26% | 3.5% | Rs.30,000 - Rs.25,00,000 | 4% + GST (after 12 EMIs) | 2-4 Days | No |
| ICICI Bank | 10.60% - 16.50% | Up to 2% | As per Eligibility | 3% + GST (Nil after 12 EMIs) | 24-72 Hours | Yes |
| Yes Bank | 10.85% - 21% | 2.50% | Rs.25,000 - Rs.40,00,000 | 2% Part Prepayment + taxes; Foreclosure: 4%(13-24m), 3%(25-36m), 2%(37-48m), Nil(>48m) | Few Hours - 5 Days | Yes |
| Tata Capital | 10.99% - 17.99% | 3.5% + GST | Up to Rs.35,00,000 | 0% up to 25%; 6.5%(within 12m) / 4.5%(after 12m) on excess | 3-4 Days | Yes |
| SMFG India Credit | 10.99% - 24% | Up to 5% + GST | Up to Rs.30,00,000 | 0% - 7%; Lock-in 6-12 months | 30 Min - 48 Hours | No |
| Kotak Bank | 10.99% - 24% | 2.50% - 5% | Rs.50,000 - Rs.35,00,000 | Floating: Nil; Fixed: 4%(up to 3yr), 2%(after 3yr) | Few Hours - 2 Days | Yes |
| KreditBee | 12% - 29.95% | Up to 5.1% + GST | Up to Rs.10,00,000 | 4% of Principal + GST | 15 Min - 3 Working Days | Yes |
| Unity Small Finance Bank | 15.50% - 30% | 3.25% + e-franking | Up to Rs.5,00,000 | 4% after 6-month lock-in | 15 Min - 2 Hours | Yes |
| Navi Finserv | 9.90% - 36% | zero | Up to Rs.20,00,000 | Nil (Zero Prepayment Penalty) | 5-20 Minutes | Yes |
| Poonawalla Fincorp | 9.99% - 18% | 0% - 3% + GST | Rs.1,00,000 - Rs.50,00,000 | Nil after 6 EMIs, else 4% | Instant (1-2 Days) | Yes |
| IDFC First Bank | 9.99% - 18% | 1.5% - 2% + GST | Rs.1,00,000 - Rs.1,00,00,000 | Up to 5%; Zero for FIRSTmoney | 30 Min - 7 Days | Yes |
| HDFC Bank | 9.99% - 24% | Up to 2.50% (Max Rs.25,000) | Rs.25,000 - Rs.40,00,000 | 4%(0-24 EMIs), 3%(24-36 EMIs), 2%(after 36 EMIs) | At Bank's Discretion | Yes |
| Ram Fincorp | Up to 35% p.a. | Up to 5% | Rs.5,000 - Rs.2,00,000 | Zero | ~30 Minutes | Yes |
One of the leading players in the personal loan business offers loans for personal use without providing security or guarantors. Avail a personal loan for the renovation of your home, a marriage in the family, a holiday with your family, medical expenses or for an emergency. A Borrowers can also look for Home Loan in Solapur, Credit Card in Solapur, Business Loan in Solapur and Car Loans in Solapur. Compare All Banks Personal Loans in Solapur
|
| Compare Offers |
 |
Top Bank for Personal Loans
- SBI Personal Loan
- HDFC Bank Personal Loan
- Bajaj Finance Personal Loan
- Kotak Personal Loan
- Axis Bank Personal Loan
- SMFG Personal Loan
Personal Loan Rates 2023
| ICICI Bank | 10.99 - 16.50% |
| Kotak Mahindra | 10.99 - 17.25% |
| Standard Chartered | 11.50 - 18.00% |
| HDFC Bank | 10.99 - 20.75% |
| Bajaj Finserv | 11.99% onwards |
| IndusInd Bank | 12.99 - 20.00% |
| SBI | 12.90 - 16.55% |
| Citibank | 10.99% |
| Tata Capital | 10.49 - 19.00% |
| SMFG India | 11.99 - 26.00% |
|
|
