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Personal Loan Eligibility

Eligibility and Fee Structure
Eligibility Criteria ( Annual Income)
Age Criteria
Residence (min)
Loan amount
Tenure
Processing Fees
Prepayment Charge
Current Experience
Documents Required
Documents for Professionals
 
Check Personal Loan Eligibility
 
Eligibility Criteria
Banks Salaried Self- Employed
Axis Bank 1,80,000 p.a. 2,00,000 p.a.
Fullerton 1,44,000 p.a. 1,50,000 p. a.
HDFC Bank 1,80,000 p.a. -
Kotak Bank 1,80,000 p.a. 1,80,000 p.a.
ICICI Bank 1,44,000 p.a. -
Age Criteria (in Years)
Banks Salaried Self-Employed
Axis Bank 21 to 60 24 to 65
Fullerton 21 to 60 -
HDFC Bank 21 to 60 -
Kotak Bank 23 to 60 25 to 60
ICICI Bank 21 to 60 -
Residence (min)
Banks Salaried Self-Employed
Axis Bank - -
Fullerton 1 year -
HDFC Bank 1 year 1 year
Kotak Bank 1 year 1 year
ICICI Bank 1 year -
Loan Amount
Banks Salaried Self-Employed
Axis Bank 1,00,000-20,00,000 1,00,000-20,00,000
Fullerton 35,000-3,00,000 -
HDFC Bank 50,000 - 15,00,000 -
Kotak Bank 50,000-15,00,000 50,000-15,00,000
ICICI Bank 40,000-15,00,000 -
Tenure (months)
Banks Salaried Self-Employed
Axis Bank 12-60 12-60
Fullerton 12-48 -
HDFC Bank 15-60 -
Kotak Bank 12-60 12-60
ICICI Bank 12-60 -
Processing Fees
Banks Fees
Axis Bank 2%
Fullerton 2%
HDFC Bank 0.8% - 2.5%
Kotak Bank upto 2%
ICICI Bank 2%-3%
Reliance Consumer Finance 2%-2.25%
SBI 2% - 2.5%
Prepayment Charges
Banks Fees
Axis Bank -
Fullerton 4%
HDFC Bank 4%
Kotak Bank Nil Foreclosure Charges Special Offer. Valid till(30th June 13)
ICICI Bank 5%
Reliance Consumer Finance Nil
SBI N.A.
Current Experience
Banks Salaried Self-Employed
Axis Bank - -
Fullerton 6 months -
HDFC Bank 6 months -
Kotak Bank 1 year 3 year
ICICI Bank 1 year -
 
Documents Required
Banks Salaried Self-Employed
Axis Bank Identity proof, salary slip/form16 with Salary certificate, residence proof, Proof of telephone Identity proof, last two years ITR,residence proof, proof of telephone
Fullerton Identity proof, residence proof ,last 3 months bank statement -
Kotak Bank Identity proof, Last 2 months salary slip, form 16,residence proof,6 months bank statement, Last 2 year ITR, business proof , Identity & age proof, Address proof , last 6 months bank statement
Documents for Professionals
Banks  
Axis Bank -
Deutsche Bank Professional qualification For eg. Degree, Registration with professional council etc.
HSBC -
HDFC Bank Proof of qualification, Highest degree
ICICI Bank Proof of qualification, Highest degree
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