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Home > Personal Loan > Personal Loan Eligibility

Personal Loan Eligibility

Eligibility and Fee Structure
Eligibility Criteria ( Annual Income)
Age Criteria
Residence (min)
Loan amount
Tenure
Processing Fees
Prepayment Charge
Current Experience
Documents Required
Documents for Professionals
 
Eligibility Criteria
Banks Salaried Self- Employed
Axis Bank 1,80,000 p.a. 2,00,000 p.a.
Barclays Finance 1,80,000 p. a. 1,50,000 p. a.
Citibank 3,00,000 p.a. 3,00,000 p. a.
Fullerton 96,000 p.a. -
HDFC Bank 1,80,000 p.a. -
ING VYSYA 1,80,000 p.a. 1,80,000 p.a.
ICICI Bank 1,44,000 p.a. -
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Age Criteria (in Years)
Banks Salaried Self-Employed
Axis Bank 21 to 60 24 to 65
Barclays Finance 21 to 60 25 to 65
Citibank 21 to 60 25 to 65
Fullerton 21 to 60 -
HDFC Bank 21 to 60 -
ING VYSYA 23 to 60 25 to 60
ICICI Bank 21 to 60 -
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Residence (min)
Banks Salaried Self-Employed
Axis Bank - -
Barclays Finance - -
Citibank - -
Fullerton 1 year -
HDFC Bank 1 year 1 year
ING VYSYA 1 year 1 year
ICICI Bank 1 year -
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Loan Amount
Banks Salaried Self-Employed
Axis Bank 1,00,000-20,00,000 1,00,000-20,00,000
Barclays Finance 40,000-17,00,000 40,000-17,00,000
Citibank 50,000-15,00,000 2,00,000-15,00,000
Fullerton 35,000-3,00,000 -
HDFC Bank 50,000 - 15,00,000 -
ING VYSYA 50,000-15,00,000 50,000-15,00,000
ICICI Bank 40,000-15,00,000 -
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>Tenure (months)
Banks Salaried Self-Employed
Axis Bank 12-60 12-60
Barclays Finance 12-84 12-84
Citibank 12-60 12-60
Fullerton 12-48 -
HDFC Bank 15-60 -
ING VYSYA 12-60 12-60
ICICI Bank 12-60 -
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Processing Fees
Banks Fees
Axis Bank 2%
Barclays Finance 2%
Citibank 2%
Fullerton 3%(above 50,000 loan amount),5%(Less than 50,000 loan amount)
HDFC Bank 0.5%(if salaried account in HDFC) if not than 2%
ING VYSYA 2%
ICICI Bank 2%-3%
Reliance Consumer Finance 2%
SBI 2% to 3%
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Prepayment Charges
Banks Fees
Axis Bank -
Barclays Finance 5%
Citibank 5%
Fullerton 4%
HDFC Bank 4%
ING VYSYA 4%
ICICI Bank Lower of the two amount given below. 1. 5% of principal outstanding or 2. Interest outstanding for unexpired period of the loan.
Reliance Consumer Finance 5%
SBI -
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Current Experience
Banks Salaried Self-Employed
Axis Bank - -
Barclays Finance - -
Citibank - 3 year
Fullerton 6 months -
HDFC Bank 6 months -
ING VYSYA 1 year 3 year
ICICI Bank 1 year -
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Documents Required
Banks Salaried Self-Employed
Axis Bank Identity proof, salary slip/form16 with Salary certificate, residence proof, Proof of telephone Identity proof, last two years ITR,residence proof, proof of telephone
Barclays Finance Identity proof, address proof, latest 2 salary slip and 3months bank statement Identity proof, address proof, last two year ITR and 6months bank statement, Degree certificate
Citibank Residence proof, Identity Proof, last 6 months bank statement, Last 2 months salary slip, Residence Proof, Last 2 yr ITR , Identity Proof , age proof, last 6 months bank statement ,Business Proof
Fullerton Identity proof, residence proof ,last 3 months bank statement -
ING VYSYA Identity proof, Last 2 months salary slip, form 16,residence proof,6 months bank statement, Last 2 year ITR, business proof , Identity & age proof, Address proof , last 6 months bank statement
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Documents for Professionals
Banks  
Axis Bank -
Barclays Finance -
Citibank -
Deutsche Bank Professional qualification For eg. Degree, Registration with professional council etc.
HSBC -
HDFC Bank Proof of qualification, Highest degree
ICICI Bank Proof of qualification, Highest degree
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Product
Name
Mobile +91
Email id
City
Net Salary (Yearly)
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