|
|
| Eligibility
Criteria |
| Banks |
Salaried |
Self- Employed |
| CITIBANK |
1,20,000 p.a. |
1,20,000 p. a. |
| ICICI |
96,000 p.a. |
96,000 p.a. |
| HSBC |
75,000 p.a. |
75,000 p.a. |
| HDFC |
84,000 p.a. |
1,00,000 p.a. |
| STANDARD CHARTERED |
1,14,000 p.a. |
- |
| ABN AMRO |
1,14,000 p.a. |
- |
| Deutsche Bank |
2,40,000 p.a. |
3,60,000 p.a. |
| Barclays Finance |
1,20,000 p. a. |
1,20,000 p. a. |
|
Top  |
| Age Criteria (in Years) |
| Banks |
Salaried |
Self-Employed |
| CITIBANK |
21 to 58 |
21 to 65 |
| ICICI |
25 to 58 |
25 to 58 |
| HSBC |
21 to 58 |
21 to 58 |
| HDFC |
21 to 60 |
21 to 65 |
| STANDARD CHARTERED |
- |
- |
| ABN AMRO |
25 to 60 |
25 to 65 |
| Deutsche Bank |
25 to 60 |
25 to 65 |
| Barclays Finance |
25 to 60 |
25 to 65 |
|
| Top |
| Residence (min) |
| Banks |
Salaried |
Self-Employed |
| CITIBANK |
- |
|
| ICICI |
1 year |
1 year |
| HSBC |
1 year |
1 year |
| HDFC |
1 year |
- |
| STANDARD CHARTERED |
1 year |
- |
| ABN AMRO |
1 year |
- |
| Deutsche Bank |
1 year |
1 year |
| Barclays Finance |
- |
- |
|
|
| Top |
| Loan Amount |
| Banks |
Salaried |
Self-Employed |
| CITIBANK |
40,000 - 10,00,000 |
2,00,000 - 15,00,000 |
| ICICI |
20,000 - 10,00,000 |
20,000 - 15,00,000 |
| HSBC |
50,000 – 6 lacs ( upto 8 lacs in Delhi and Mumbai) |
50,000 - 6 lacs (upto 8 lacs in Delhi & Mumbai) |
| HDFC |
10,00,000 |
upto 10,00,000 |
| STANDARD CHARTERED |
15,000 - 15,00,000 |
- |
| ABN AMRO |
25,000 - 10,00,000 |
25,000 - 10,00,000 |
| Deutsche Bank |
2,00,000 - 15,00,000 |
2,00,000 - 15,00,000 |
| Barclays Finance |
30,000 - 15,00,000 |
30,000 - 15,00,000 |
|
|
| Top |
| Tenure |
| Banks |
Salaried |
Self-Employed |
| CITIBANK |
12-48 months |
12-48 months |
| ICICI |
12-48 months |
12-60 months |
| HSBC |
12-60 months |
12-60 months |
| HDFC |
12-48 months |
12-48 months |
| STANDARD CHARTERED |
- |
- |
| ABN AMRO |
12-60 months |
- |
| Deutsche Bank |
12-60 months |
12-60 months |
| Barclays Finance |
24-84 months |
24-84 months |
|
|
| Top |
| Service Charge |
| Banks |
Salaried |
Self-Employed |
| CITIBANK |
- |
- |
| ICICI |
2% on Loan amount |
2% on Loan amount |
| HSBC |
2% on Loan amount |
2% on Loan amount |
| HDFC |
2% on Loan amount |
- |
| STANDARD CHARTERED |
- |
- |
| ABN AMRO |
- |
2% on Loan amount |
| Deutsche Bank |
3% on Loan amount |
3% on Loan amount |
| Barclays Finance |
2% on Loan amount |
2% on Loan amount |
|
|
| Top |
| Prepayment Charge |
| Banks |
Salaried |
Self-Employed |
| CITIBANK |
5% |
5% |
| ICICI |
After 3 months |
- |
| HSBC |
4% ( After 6 Months of Disbursal of Loan) |
- |
| HDFC |
- |
- |
| STANDARD CHARTERED |
- |
- |
| ABN AMRO |
5 % |
- |
| Deutsche Bank |
- |
- |
| Barclays Finance |
4 % of principal outstanding after 6 months and 6 % before 6 months |
4 % of principal outstanding after 6 months and 6 % before 6 months |
|
|
| Top |
| Current Experience |
| Banks |
Salaried |
Self-Employed |
| CITIBANK |
1 year |
3 year |
| ICICI |
1 year |
1 year |
| HSBC |
1 year |
1 year |
| HDFC |
1 year |
1 year |
| STANDARD CHARTERED |
- |
- |
| ABN AMRO |
- |
- |
| Deutsche Bank |
- |
- |
| Barclays Finance |
- |
- |
|
|
| Top |
|
| Documents Required |
| Banks |
Salaried |
Self-Employed |
| CITIBANK |
Identity proof, Residence proof, Proof of age, Latest salary slip. |
- |
| ICICI |
Identity proof, Residence proof, Proof of age, Latest salary slip. |
Identity proof, Residence proof, Proof of age, Latest ITR. |
| HSBC |
4 photographs, Identity proof, Residence proof, Proof of age, Latest salary slip. |
4 photographs, Identity proof, Residence proof, Proof of age, Latest ITR. |
| HDFC |
Identity proof, Residence proof, Proof of age, Latest salary slip. |
Identity proof, Residence proof, Proof of age, Latest ITR. |
| STANDARD CHARTERED |
Identity proof, Residence proof, Proof of age, Latest salary slip. |
- |
| ABN AMRO |
Identity proof, Residence proof, Proof of age, Latest salary slip. |
Identity proof, Residence proof, Proof of age, Latest ITR. |
| Deutsche Bank |
Identity proof, Residence proof, Proof of age, Last 2 months salary slip. |
Identity proof, Residence proof, Proof of age, Latest ITR. |
| Barclays Finance |
- |
- |
|
| Top |
| Documents for Professionals |
| Banks |
|
| CITIBANK |
- |
|
| ICICI |
Proof of qualification, Highest degree |
|
| HSBC |
- |
|
| HDFC |
Proof of qualification, Highest degree |
|
| STANDARD CHARTERED |
- |
|
| ABN AMRO |
Professional qualification For eg. Degree, Registration with professional council etc |
|
| Deutsche Bank |
Professional qualification For eg. Degree, Registration with professional council etc. |
|
| Barclays Finance |
- |
|
|
| Top |
|
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