Personal Loan Raipur

The best ally at the time of severe need of cash and that too without owning an asset. Personal loan is such a tool in the hand of salaried people to resolve their financial woes. An increased demand to have more and more electronic goods has turned people for personal loan. With easy payment option and pocket-friendly interest rate, personal loan has become a preferred choice among many of us.

A fast growing city, Raipur has vast opportunity for development in real estate sector.  To capitalize the moment, a prudent customer may invest the amount taken as personal loan in real sector. One may expect descent return on his investment in due course of time.

One may get personal loan for number of reasons such as marriage, medical emergency, to spend holiday abroad, payment of old debt etc. Eventually, one can utilize personal loan as per his own wish.

At the time of haste, one has no time to visit banks for lowest interest rate of different banks and other benefits. To facilitate customers, we at deal4loans offer quick services to discerning clients.

We proudly offer following benefits to our customers:

Lowest Interest Rates | High Loan Amount Eligibility | Tie-up with Higher Number of Banks | Online Comparison of Interest Rates offered by all Major Banks | Minimum Time Period | Step by Step Guidance for Easy Sanction of Loan

Raipur is the capital city of the state of Chhattisgarh, India. The city is the administrative headquarters of Raipur District. At the time of the 2011 census, the population within the Municipal Corporation area of Raipur was 1,010,087. Raipur also has a big chemical plant which produces formalin and distributes throughout the country.

Raipur's economy has been based on agricultural-processing, Steel, Cement, Alloy, Poha and Rice. The city is located centrally in the state of Chhattisgarh, and now serves as a regional hub for trade and commerce for a variety of local agricultural and forest products.

Get lowest interest rates on Personal loan in Raipur from top 10 Banks & your CIBIL score absolutely FREE.
Loan Amount
Employment Status

Personal Loan Interest Rates in Raipur

Banks Rate of Interest Processing Fee Loan Amount Prepayment Charges Disbursal Time Part Payment Option
Kotak Bank 10.50% - 16.99% 0.99% - 2.5% Rs.100,000 - Rs.20,00,000 Zero (if loan Amount is more than 10 lakhs) Else 5% 3 - 4 working days Yes
HDFC Bank 10.75% - 13.45% upto 3999 + GST Min. 50,000 Max. as per eligibility Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4% 3 - 4 Days No
ICICI Bank 11% - 17.50% Rs.999 for Special offers otherwise 1% - 2.5% Rs.50,000 - Rs.20,00,000 Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% 3 - 4 working days No
Citibank 11.49% to 16.50% Upto 2.0% + 0.5% (waiver on PF)
Special surprise gift from Citi Bank
Rs.1,00,000 - Rs.30,00,000 Upto 3% 48 hours Yes
Standard Chartered 11.50% - 18% 0 - 1% Rs.1,00,000 - Rs.30,00,000 Upto 5% 3-4 Working days Yes
Bajaj Finance 11.99% - 16% Upto 2% Upto Rs.25 Lacs Upto 4% post 1st EMI clearance Approval In 48 Hours Yes
Tata Capital 11.99% - 17% Rs.999-2.50% Rs.75,000 - Rs.15 Lacs Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding) Loan disbursement in 3-4 days Yes
Fullerton India 11.99% - 26% 2% Rs.50,000 - Rs.15,00,000 Upto 7.00%, 0% after 3 years 2-8 days No
IndusInd Bank 12.99% - 20% 0.5% -2% Rs.1,00,000 - Rs.25,00,000 4% 4 working days No
HDB Financial Services 16% - 21% up to 2% Rs.100,000 to Rs.15,00,000 Nil for Selected Corporates Employees (CAT A & B).
4% For Rest
2 days - 7 days No

Eligibility Criteria

Eligibility Criteria for Personal Loan in Raipur
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks

HDFC Bank
ICICI Bank
Bajaj Finserv
Yes Bank
Canara Bank
close
HDFC Bank Bajaj Finserv ICICI Bank Axis Bank
Fullerton India ING Vysya Kotak Bank HDB Financial Services
Bank of India Union Bank of India United Bank of India Punjab National Bank
IndusInd Bank Dena Bank Andhra Bank Citibank
Indian Bank Vijaya Bank Corporation Bank RBS

Documents required
for Personal Loan

Documents required for Personal
Loan in Raipur
Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months
close
Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria

Eligibility Criteria for Personal Loan in Raipur
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Major Bank Branch Address of Personal loans in Raipur:

  1. Axis Bank Ltd - Opp. New Bus Stand, Jeevan Bima Marg,Pandri, Raipur, Chhattisgarh 492004
  2. HDFC Bank - Devendra Nagar, Raipur, Chhattisgarh 492001
  3. IDBI Bank - IDBI BANK LTD, DEV TOWER, BESIDES HOLY HEART SCHOOL, SANT KABIR CHOWK, Janta Colony, Raipur, Chhattisgarh 492001
  4. State Bank of India - Phaphadih, National Highway 200, Raipur, Chhattisgarh 492004
  5. ICICI Bank Branch & ATM. - Raipur - Jaistambh Chowk - Jaistambh Chowk, Beside Head Post Office, Raipur, Chhattisgarh 492001
  6. Axis Bank Ltd - National Highway 6, Pachpedi Naka, Raipur, Chhattisgarh 492001
  7. Axis Bank Ltd - Parthivi Pacific, GE Road, Tatibandh, PS Amanaka, Raipur, Chhattisgarh 492099
  8. ICICI Bank Branch & ATM. - Raipur-Pandri - Mukt Prayag Complex, Jeevan Bima Marg, Pandri, Raipur, Chhattisgarh 492004
  9. State Bank of India - Mowa, Raipur, Chhattisgarh 492008
  10. State Bank of India - KUTCHERY RAIPUR, JAIL ROAD, Raipur, Chhattisgarh 492001
  11. Oriental bank of commerce - Pt. JNM college, Jail Road, Raipur, Chhattisgarh 492001
  12. ICICI Bank Branch & ATM. - Raipur - Sadar Bazar - Prabhu Yashoda Sadan, 280, 282, First Floor, Sadar Bazar, Raipur, Chhattisgarh 492001
  13. HDFC Bank Branch / ATM - G E Road, Opposite Dhuppad Petrol Pump Near Varun Honda Showroom, Raipur, Chhattisgarh 492010
  14. HDFC Bank Branch / ATM - Gudhiyari, Opp. To Mahila Sahkari Bank 022-61606161 022-61606161, Raipur, Chhattisgarh 492009
  15. ICICI Bank Branch & ATM. - Raipur - Civil Lines - Gore Parisar, Behind Raj Bhavan, Civil Lines, Raipur, Chhattisgarh 492001
  16. State Bank of India - LAXMI PLAZA BUDHA PARA CHOURAHA 1ST FLOOR, Raipur, Chhattisgarh 492001

What are the minimum and maximum loan amounts?

You can avail of loans ranging from Rs 50,000/- to Rs 25,00,000/- depending on your eligibility, income and repayment capacity.

What are the loan tenure options?

The loan can be repaid over a period of 12 to 60 months ( 1 Year to 5 Years).

Eligibility Or Loan Amount Depends on your Credit Score, Banks Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.

Deal4loanson Google+
Compare Offers

Top Bank for Personal Loans

Personal Loan Rates 2019

ICICI Bank 10.99 - 16.50%
Kotak Mahindra 10.99 - 17.25%
Standard Chartered 11.50 - 18.00%
HDFC Bank 10.99 - 20.75%
Bajaj Finserv 11.99% onwards
IndusInd Bank 12.99 - 20.00%
SBI 12.90 - 16.55%
Citibank 10.99%
Tata Capital 10.49 - 19.00%
Fullerton India 11.99 - 26.00%

Find Personal Loan Deals in Your City

Personal Loan Madhya Pradesh