Personal Loan Vidisha

About Vidisha:

Vidisha or Besnagar as it is called in the Pali scriptures, once the prosperous capital of the western dominions of the Sungas, contains some remarkable antiquities that throw light on the considerable architectural development of the period.
   
Situated in the fork of the Betwa and Bes rivers, Vidisha, 10 km from Sanchi, occupies an important place amongst the ancient cities in India. In the 6th and 5th centuries BC, it rose to become an important trade centre and a bustling city under the Sungas, Nagas, Satvahanas and Guptas. The Emperor Ashoka was governor of Vidisha, and it finds mention in Kalidasa's immortal Meghdoot.

Vidisha district of Madhya Pradesh extends between Latitude 230 21' and 240 22' North and Longitude 770 15' 30" and 780 18' East. The District is situated in Eastern part of the fertile Malwa Region. The Tropic of Cancer passes through the Southern stretch of the District about 2 km South of the District Head Quarters. It is bounded in the North by Guna District in the South by Raisen District and in the East by Sagar District.

Get lowest interest rates on Personal loan in Vidisha from top 10 Banks & your CIBIL score absolutely FREE.
Loan Amount
Employment Status

Personal Loan Interest Rates in Vidisha

Banks Rate of Interest Processing Fee Loan Amount Prepayment Charges Disbursal Time Part Payment Option
Yes Bank 10.45% - 16.99% Upto 2% Rs.100,000 - Rs.20,00,000 Nil Above 7.5Lacs 48 Working Hours No
Kotak Bank 10.50% - 16.99% 0.99% - 2.5% Rs.100,000 - Rs.20,00,000 Zero (if loan Amount is more than 10 lakhs) Else 5% 3 - 4 working days Yes
HDFC Bank 10.75% - 13.45% upto 3999 + GST Min. 50,000 Max. as per eligibility Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4% 3 - 4 Days No
ICICI Bank 11% - 17.50% Rs.999 for Special offers otherwise 1% - 2.5% Rs.50,000 - Rs.20,00,000 Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% 3 - 4 working days No
Citibank 11.49% to 16.50% Upto 2.0% + 0.5% (waiver on PF)
Special surprise gift from Citi Bank
Rs.1,00,000 - Rs.30,00,000 Upto 3% 48 hours Yes
Bajaj Finance 11.99% - 16% Upto 2% Upto Rs.25 Lacs Upto 4% post 1st EMI clearance Approval In 48 Hours Yes
Tata Capital 11.99% - 17% Rs.999-2.50% Rs.75,000 - Rs.15 Lacs Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding) Loan disbursement in 3-4 days Yes
Fullerton India 11.99% - 26% 2% Rs.50,000 - Rs.15,00,000 Upto 7.00%, 0% after 3 years 2-8 days No
IndusInd Bank 12.99% - 20% 0.5% -2% Rs.1,00,000 - Rs.25,00,000 4% 4 working days No
Standard Chartered 14.00% - 21.00% 2.00% for salaried, 2.50% for self employed Rs.1,00,000 - Rs.50,00,000 Upto 5% 3-4 Working days Yes
HDB Financial Services 16% - 21% up to 2% Rs.100,000 to Rs.15,00,000 Nil for Selected Corporates Employees (CAT A & B).
4% For Rest
2 days - 7 days No

Eligibility Criteria

Eligibility Criteria for Personal Loan in Vidisha
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
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Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks

HDFC Bank
ICICI Bank
Bajaj Finserv
Yes Bank
Canara Bank
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HDFC Bank Bajaj Finserv ICICI Bank Axis Bank
Fullerton India ING Vysya Kotak Bank HDB Financial Services
Bank of India Union Bank of India United Bank of India Punjab National Bank
IndusInd Bank Dena Bank Andhra Bank Citibank
Indian Bank Vijaya Bank Corporation Bank RBS

Documents required
for Personal Loan

Documents required for Personal
Loan in Vidisha
Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months
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Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria

Eligibility Criteria for Personal Loan in Vidisha
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

Available Banks Address details in Vidisha for providing Personal loans:

  1. HDFC Bank Branch - Vidisha, 92, Khari Phatak, Vidisha, Madhya Pradesh 464001
  2. ORIENTAL BANK OF COMMERCE - Veer Hakikat Rai Marg, Kiri Mohalla, Baripura, Vidisha, Madhya Pradesh 464001
  3. BANK OF BARODA - Veer Hakikat Rai Marg, Kiri Mohalla, Baripura, Vidisha, Madhya Pradesh 464001
  4. Allahabad Bank - Allahabad bank c/o, hospital road, Vidisha, Madhya Pradesh 464001
  5. Axis Bank Ltd - 33, Subhash Road (Khari Phatak Road Near Gaurav Traders, 464001,, SH 19, Vidisha, Madhya Pradesh
  6. Jila Sahakari Kendiya Bank mydt. vidisha - 44,Savarkar Path, Infront of Kotwali Thana, Nagar Palika Station Road, Vidisha, Madhya Pradesh 464001
  7. State Bank of India - Baripura, Vidisha, Madhya Pradesh 464001
  8. ICICI Bank Branch - Infront Of Girls School, Sagar Road, Raisen, Madhya Pradesh 484551

One of the leading players in the personal loan business offers loans for personal use without providing security or guarantors. Avail a personal loan for the renovation of your home, a marriage in the family, a holiday with your family, medical expenses or for an emergency.

A Borrowers can also look for Home Loan in Vidisha, Credit Card in Vidisha, Business Loan in Vidisha and Car Loans in Vidisha.

Compare All Banks Personal Loans in Vidisha

SBI HDFC Bank ICICI Bank Axis Bank
Bajaj Finance Indusind Bank Fullerton India TATA Capital
Ratnakar Bank Citibank Standard Chartered Kotak Bank
Bank of Baroda Uco Bank Dena Bank Federal Bank
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Top Bank for Personal Loans

Personal Loan Rates 2020

ICICI Bank 10.99 - 16.50%
Kotak Mahindra 10.99 - 17.25%
Standard Chartered 11.50 - 18.00%
HDFC Bank 10.99 - 20.75%
Bajaj Finserv 11.99% onwards
IndusInd Bank 12.99 - 20.00%
SBI 12.90 - 16.55%
Citibank 10.99%
Tata Capital 10.49 - 19.00%
Fullerton India 11.99 - 26.00%

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