Personal Loan Satna

About Satna:

Satna is a city in central India and a municipal corporation in Satna district in the Indian state of Madhya Pradesh. It is the administrative headquarters of Satna District. Satna is a border city of the state and is touched by the borders of the state of Uttar Pradesh. Population of over 2,228,619 as per census 2011. Satna is in the limestone belts of India. As a result, it contributes around 8%–9% of India's total cement production. There is abundance of dolomite and limestone in the area, the city has Seven number of cement factories that are producing cement and exporting the same to other part of the country. The electrical cable company Universal Cables in Satna is among the pioneers in the country.

Get lowest interest rates on Personal loan in Satna from top 10 Banks & your CIBIL score absolutely FREE.
Loan Amount
Employment Status

Personal Loan Interest Rates in Satna

Banks Rate of Interest Processing Fee Loan Amount Prepayment Charges Disbursal Time Part Payment Option
Yes Bank 10.45% - 16.99% Upto 2% Rs.100,000 - Rs.20,00,000 Nil Above 7.5Lacs 48 Working Hours No
Kotak Bank 10.50% - 16.99% 0.99% - 2.5% Rs.100,000 - Rs.20,00,000 Zero (if loan Amount is more than 10 lakhs) Else 5% 3 - 4 working days Yes
HDFC Bank 10.75% - 13.45% upto 3999 + GST Min. 50,000 Max. as per eligibility Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4% 3 - 4 Days No
ICICI Bank 11% - 17.50% Rs.999 for Special offers otherwise 1% - 2.5% Rs.50,000 - Rs.20,00,000 Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% 3 - 4 working days No
Citibank 11.49% to 16.50% Upto 2.0% + 0.5% (waiver on PF)
Special surprise gift from Citi Bank
Rs.1,00,000 - Rs.30,00,000 Upto 3% 48 hours Yes
Bajaj Finance 11.99% - 16% Upto 2% Upto Rs.25 Lacs Upto 4% post 1st EMI clearance Approval In 48 Hours Yes
Tata Capital 11.99% - 17% Rs.999-2.50% Rs.75,000 - Rs.15 Lacs Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding) Loan disbursement in 3-4 days Yes
Fullerton India 11.99% - 26% 2% Rs.50,000 - Rs.15,00,000 Upto 7.00%, 0% after 3 years 2-8 days No
IndusInd Bank 12.99% - 20% 0.5% -2% Rs.1,00,000 - Rs.25,00,000 4% 4 working days No
Standard Chartered 14.00% - 21.00% 2.00% for salaried, 2.50% for self employed Rs.1,00,000 - Rs.50,00,000 Upto 5% 3-4 Working days Yes
HDB Financial Services 16% - 21% up to 2% Rs.100,000 to Rs.15,00,000 Nil for Selected Corporates Employees (CAT A & B).
4% For Rest
2 days - 7 days No

Eligibility Criteria

Eligibility Criteria for Personal Loan in Satna
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
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Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks

HDFC Bank
ICICI Bank
Bajaj Finserv
Yes Bank
Canara Bank
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HDFC Bank Bajaj Finserv ICICI Bank Axis Bank
Fullerton India ING Vysya Kotak Bank HDB Financial Services
Bank of India Union Bank of India United Bank of India Punjab National Bank
IndusInd Bank Dena Bank Andhra Bank Citibank
Indian Bank Vijaya Bank Corporation Bank RBS

Documents required
for Personal Loan

Documents required for Personal
Loan in Satna
Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months
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Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria

Eligibility Criteria for Personal Loan in Satna
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Major Bank Branch Address of Personal loans in Satna:

  • IDBI Bank - Panna Khajuraho Rd, Satna, Madhya Pradesh
  • Punjab National Bank - Panna Khajuraho Rd, Satna, Madhya Pradesh
  • HDFC Bank ATM - Rewa Road, Tmd Complex, Rewa Road Opp Hotel Savera, Satna, Madhya Pradesh 485001
  • ICICI Bank - Jeevan Jyoti Colony Rd, Satna, Madhya Pradesh
  • Bank Of Baroda - Satna Branch, Mukhtiyar Ganj Civil Lines Rd, Jeevan Jyoti Colony, Satna, Madhya Pradesh 485001
  • Bank of India - Near City Kotwali, Satna, Madhya Pradesh 485001
  • Punjab National Bank - Jagatdev Talab Rd, Krishna Nagar, Satna, Madhya Pradesh 485001
  • HDFC Bank Branch / ATM - Rewa Road, Tmd Complex, Rewa Road, Satna, Madhya Pradesh 485001
  • Click Bank - H No. 491, Hanuman Nagar, Nai Basti,, Near Nidhi School, Ward No. 18, Satna, Madhya Pradesh 485005
  • Axis Bank Ltd - Upper Ground Floor, Tiwari Towers, Rewa Rd, Satna, Madhya Pradesh 485001
  • Allahabad Bank - National Highway 75, Sangram Colony, Satna, Madhya Pradesh 485001

Tips to Get Best Personal loan deals in Satna:

1) Compare exact EMI | Processing fee |Tenure| Documents checklist before choose the bank.

2) Never pay any fee to any person to get loan sanctioned. Processing fee is deducted from Loan amount.

3) Only give documents to one bank and check whether he is authorized Bank employee or vendor.

4) For getting more loan from bank – Pay regular bills or payments of credit cards, and Try to increase your income with the help of these steps you get more& more personal loan amount from bank.

What are the minimum and maximum loan amounts?

You can avail of loans ranging from Rs 50,000/- to Rs 25,00,000/- depending on your eligibility, income and repayment capacity.

What are the loan tenure options?

The loan can be repaid over a period of 12 to 60 months ( 1 Year to 5 Years).

Eligibility Or Loan Amount Depends on your Credit Score, Banks Policies, Company in which you are working, your Income or salary, Area in which you are live, Work experience etc. Or better to pay your credit cards or loan amounts on time to get more loan amount from banks at the time of apply new personal loans.

If you want to know how much you have to pay for your loan amount – Calculate Personal loan EMI with Calculator

Documents required for Personal Loan in Satna:

The documentation process is very fast on Personal loans. Following documents are required by financial institutions to process the loan application :

In case of Salaried
  • Identity proof
  • 3 to 6 months Bank statements
  • Residence proof
  • Salary slip
  • Guarantors & their same set of documents
In case of Self Employed
  • Balance Sheets
  • Profit & Loss Account
  • Partnership Deed & other mandatory documents etc.

Best Banks Provide Personal Loans in Satna :

SBI Personal Loan Bajaj Finance Personal Loan ICICI Bank Personal Loan
Standard Chartered Personal Loan HDFC Bank Personal Loan Vijaya Bank Personal Loan
UBI Personal Loan Citi Bank Personal Loan Ing Vysya Personal Loan
HSBC Personal Loan IDBI Bank Central Bank Personal Loan
AXIS Bank Personal Loan Bank of Baroda Personal Loan BOM Personal Loan

 

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Top Bank for Personal Loans

Personal Loan Rates 2020

ICICI Bank 10.99 - 16.50%
Kotak Mahindra 10.99 - 17.25%
Standard Chartered 11.50 - 18.00%
HDFC Bank 10.99 - 20.75%
Bajaj Finserv 11.99% onwards
IndusInd Bank 12.99 - 20.00%
SBI 12.90 - 16.55%
Citibank 10.99%
Tata Capital 10.49 - 19.00%
Fullerton India 11.99 - 26.00%

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Personal Loan Madhya Pradesh