Personal Loan Allahabad

Allahabad: Personal Loan

Situated at bank of Ganges and Yamuna River, Allahabad has witnessed industrial growth apart from hub for agriculture industry. Major chunk of population is employed either with private sector or with state.

The construction industry has become an important feature in Allahabad which has caused the prices of real estate are going up and up. As a result of this price hike, more and more people are investing in property. They find it more convenient to get a personal loan at low interest rate and book a property. Additionally, convenient pay back facility of personal loan has attracted so many people.

Apart from property, personal loan are meant for every justifiable reason such as marriage, home renovation, tourism, purchasing of white goods, jewelry etc.

 

At the time of haste, one has no time to visit banks for lowest interest rate of different banks and other benefits. To facilitate customers, we at deal4loans offer quick services to discerning clients.

We proudly offer following benefits to our customers:

Lowest Interest Rates | High Loan Amount Eligibility | Tie-up with Higher Number of Banks | Online Comparison of Interest Rates offered by all Major Banks | Minimum Time Period |Step by Step Guidance for Easy Sanction of Loan

Get lowest interest rates on Personal loan in Allahabad from top 10 Banks & your CIBIL score absolutely FREE.
Loan Amount
Employment Status

Personal Loan Interest Rates in Allahabad

Banks Rate of Interest Processing Fee Loan Amount Prepayment Charges Disbursal Time Part Payment Option
Kotak Bank 10.50% - 16.99% 0.99% - 2.5% Rs.100,000 - Rs.20,00,000 Zero (if loan Amount is more than 10 lakhs) Else 5% 3 - 4 working days Yes
HDFC Bank 10.75% - 13.45% upto 3999 + GST Min. 50,000 Max. as per eligibility Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4% 3 - 4 Days No
ICICI Bank 11% - 17.50% Rs.999 for Special offers otherwise 1% - 2.5% Rs.50,000 - Rs.20,00,000 Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% 3 - 4 working days No
Citibank 11.49% to 16.50% Upto 2.0% + 0.5% (waiver on PF)
Special surprise gift from Citi Bank
Rs.1,00,000 - Rs.30,00,000 Upto 3% 48 hours Yes
Standard Chartered 11.50% - 18% 0 - 1% Rs.1,00,000 - Rs.30,00,000 Upto 5% 3-4 Working days Yes
Bajaj Finance 11.99% - 16% Upto 2% Upto Rs.25 Lacs Upto 4% post 1st EMI clearance Approval In 48 Hours Yes
Tata Capital 11.99% - 17% Rs.999-2.50% Rs.75,000 - Rs.15 Lacs Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding) Loan disbursement in 3-4 days Yes
Fullerton India 11.99% - 26% 2% Rs.50,000 - Rs.15,00,000 Upto 7.00%, 0% after 3 years 2-8 days No
IndusInd Bank 12.99% - 20% 0.5% -2% Rs.1,00,000 - Rs.25,00,000 4% 4 working days No
HDB Financial Services 16% - 21% up to 2% Rs.100,000 to Rs.15,00,000 Nil for Selected Corporates Employees (CAT A & B).
4% For Rest
2 days - 7 days No

Eligibility Criteria

Eligibility Criteria for Personal Loan in Allahabad
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
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Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks

HDFC Bank
ICICI Bank
Bajaj Finserv
Yes Bank
Canara Bank
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HDFC Bank Bajaj Finserv ICICI Bank Axis Bank
Fullerton India ING Vysya Kotak Bank HDB Financial Services
Bank of India Union Bank of India United Bank of India Punjab National Bank
IndusInd Bank Dena Bank Andhra Bank Citibank
Indian Bank Vijaya Bank Corporation Bank RBS

Documents required
for Personal Loan

Documents required for Personal
Loan in Allahabad
Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months
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Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria

Eligibility Criteria for Personal Loan in Allahabad
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Major Bank Branch Address for Personal loans in Allahabad :

Bank Name Allahabad
Allahabad Bank Alopi Bagh, Allahabad, Uttar Pradesh 211006  
Axis Bank Ltd Clive Rd, Civil Lines, Allahabad, Uttar Pradesh 211001  1800 209 5577
ICICI Bank Darbhanga Colony, Civil Lines, Allahabad, Uttar Pradesh
Corporation Bank 1st, floor, 69, Kamla Nehru Rd, Johnston Ganj, Miurabad, Allahabad, Uttar Pradesh 211003
BOI 23/47/122f, Kidwai Nagar, Allahapur, Kidwai Nagar, Allahabad, Uttar Pradesh 211006 
Canara Bank 4/58, Shew Charan Lal Rd, Zero Rd, Allahabad, 211003  1800 425 0018
Corporation Bank CY Chintamani Rd, George Town, Allahabad, Uttar Pradesh 211002
State Bank of India Kala Danda, Allahabad, Uttar Pradesh
UCO Bank Baghambri Road, Allahapur, Allahabad, Uttar Pradesh 211006
Corporation Bank CY Chintamani Rd, George Town, Allahabad, Uttar Pradesh 211002
HDFC Bank 50, Jawaharlal Nehru Rd, Tagore Town, Allahabad, Uttar Pradesh 211002
Allahabad Bank Gol Park Rd, Malviyanagar, Allahabad, Uttar Pradesh 
Bank of Baroda First Floor,B 6, Azad Market, Teliyarganj, National HIghway 96, Teliarganj, Allahabad, Uttar Pradesh 211004  1800 22 3344
Bank of India Meerapur, Allahabad, Uttar Pradesh 211003
State bank Of India Allahapur, Allahabad, Uttar Pradesh 211002

One of the leading players in the personal loan business offers loans for personal use without providing security or guarantors. Avail a personal loan for the renovation of your home, a marriage in the family, a holiday with your family, medical expenses or for an emergency.

A Borrowers can also look for Home Loan in Allahabad, Credit Card in Allahabad, Business Loan in Allahabad and Car Loans in Allahabad.

Compare All Banks Personal Loans in Allahabad

SBI HDFC Bank ICICI Bank Axis Bank
Bajaj Finance Indusind Bank Fullerton India TATA Capital
Ratnakar Bank Citibank Standard Chartered Kotak Bank
Bank of Baroda Uco Bank Dena Bank Federal Bank
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Top Bank for Personal Loans

Personal Loan Rates 2019

ICICI Bank 10.99 - 16.50%
Kotak Mahindra 10.99 - 17.25%
Standard Chartered 11.50 - 18.00%
HDFC Bank 10.99 - 20.75%
Bajaj Finserv 11.99% onwards
IndusInd Bank 12.99 - 20.00%
SBI 12.90 - 16.55%
Citibank 10.99%
Tata Capital 10.49 - 19.00%
Fullerton India 11.99 - 26.00%

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