Personal Loan Bhubneshwar

Bhubaneswar: Personal Loan

Enjoys the status of being the first planned city in India, Bhubaneswar has become a fast growth city in term of information technology, educational institution and commerce.

Religious tourism and excursion tour are some of the purpose for which we need money. To facilitate this, personal loan are available to fulfill our requirement.

Celebration of marriage is another need that requires spending of large amount and sometimes we experience a shortfall in our stipulated budget. Personal loan proves to be very much helpful to accomplish the function with dignity.

To live with standard and comfort, we need to have modern appliances available in market. But buying hi-tech appliances is not easy for most of us due to other more important expenses. Personal loan is a suitable option for this type of need.  

For getting a personal loan one may either personally visit the bank or he can register himself at website of online financial services. By registering online, one is able to get all necessary information even the comparison of interest rates offered by different banks.

At the time of haste, one has no time to visit banks for lowest interest rate of different banks and other benefits. To facilitate customers, we at deal4loans offer quick services to discerning clients.

We proudly offer following benefits to our customers:

Lowest Interest Rates | High Loan Amount Eligibility | Tie-up with Higher Number of Banks | Online Comparison of Interest Rates offered by all Major Banks | Minimum Time Period |Step by Step Guidance for Easy Sanction of Loan

Get lowest interest rates on Personal loan in Bhubneshwar from top 10 Banks & your CIBIL score absolutely FREE.
Loan Amount
Employment Status

Personal Loan Interest Rates in Bhubneshwar

Banks Rate of Interest Processing Fee Loan Amount Prepayment Charges Disbursal Time Part Payment Option
Kotak Bank 10.50% - 16.99% 0.99% - 2.5% Rs.100,000 - Rs.20,00,000 Zero (if loan Amount is more than 10 lakhs) Else 5% 3 - 4 working days Yes
HDFC Bank 10.75% - 13.45% upto 3999 + GST Min. 50,000 Max. as per eligibility Nil (For Loan amount>10 lakhs and 12 EMI paid), else 4% 3 - 4 Days No
ICICI Bank 11% - 17.50% Rs.999 for Special offers otherwise 1% - 2.5% Rs.50,000 - Rs.20,00,000 Nil (For Loan amount >10 lacs & 12 EMI paid), else 5% 3 - 4 working days No
Citibank 11.49% to 16.50% Upto 2.0% + 0.5% (waiver on PF)
Special surprise gift from Citi Bank
Rs.1,00,000 - Rs.30,00,000 Upto 3% 48 hours Yes
Standard Chartered 11.50% - 18% 0 - 1% Rs.1,00,000 - Rs.30,00,000 Upto 5% 3-4 Working days Yes
Bajaj Finance 11.99% - 16% Upto 2% Upto Rs.25 Lacs Upto 4% post 1st EMI clearance Approval In 48 Hours Yes
Tata Capital 11.99% - 17% Rs.999-2.50% Rs.75,000 - Rs.15 Lacs Part Prepayment Charges: Nil (Allowed Post 6 months, Once a year, 25% of Principal Outstanding) Loan disbursement in 3-4 days Yes
Fullerton India 11.99% - 26% 2% Rs.50,000 - Rs.15,00,000 Upto 7.00%, 0% after 3 years 2-8 days No
IndusInd Bank 12.99% - 20% 0.5% -2% Rs.1,00,000 - Rs.25,00,000 4% 4 working days No
HDB Financial Services 16% - 21% up to 2% Rs.100,000 to Rs.15,00,000 Nil for Selected Corporates Employees (CAT A & B).
4% For Rest
2 days - 7 days No

Eligibility Criteria

Eligibility Criteria for Personal Loan in Bhubneshwar
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
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Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks

HDFC Bank
ICICI Bank
Bajaj Finserv
Yes Bank
Canara Bank
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HDFC Bank Bajaj Finserv ICICI Bank Axis Bank
Fullerton India ING Vysya Kotak Bank HDB Financial Services
Bank of India Union Bank of India United Bank of India Punjab National Bank
IndusInd Bank Dena Bank Andhra Bank Citibank
Indian Bank Vijaya Bank Corporation Bank RBS

Documents required
for Personal Loan

Documents required for Personal
Loan in Bhubneshwar
Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months
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Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria

Eligibility Criteria for Personal Loan in Bhubneshwar
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m
Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

You can get Lowest Interest Rates on Personal loans if you are working in these Companies:

✓ Infosys
✓ Mindfire Solutions
✓ AuroIN
✓ Tata Consultancy Services
✓ UBN Software Solution
✓ Exilant Technologies
✓ Mahindra Satyam
✓ State Bank of India
✓ IL&FS technologies
✓ Tech Mahindra
✓ ICICI Bank
✓ Tata Teleservices
✓ Swash Convergence Technologies
✓ Würth
✓ Microsoft
✓ Larsen & Toubro
✓ Bharti Airtel
✓ Firstsource Solutions
✓ Shapoorji Pallonji & Co
✓ CSM Technologies
✓ Reliance Communications
✓ L&T
✓ Government of India
✓ Tata Steel
✓ Maruti Suzuki
✓ Shriram Transport Finance
✓ Simplex Infrastructures Limited
✓ My eBiz
✓ UF Consultants

Address / Locations of Major Banks in Bhubaneshwar for Personal Loans:

Bank Name Address in Bhubaneswar
Syndicate Bank Extension Counter, Setu Bhavan, Nayapalli, Nayapalli, Bhubaneshwar, OD 751012
State Bank Of India 108a, Unit 3, Lotus House, Station Square, Station Square, Bhubaneshwar, OD 751001
UCO Bank 112B, Gopabandhu - Governer House Rd, Unit 7, Surya Nagar, Bhubaneshwar,
Kotak Mahindra Bank 184, Ground Floor, Janpanth, Bhubaneshwar, OD 751001
Axis Bank CRPF Square, Unit 8, Stewart School, Bhubaneshwar, OD 751012
Punjab National Bank 122a, Po Bbsr, Station Square, Station Square, Bhubaneshwar, OD 751001
NABARD Regional Office Nayapalli, Bhubaneshwar, OD 751015
Axis Bank Plot No. 7, District Centre, Chandrasekharpur, Bhubaneswar, Odisha 751016
Corporation Bank Jayadev Vihar - Ekamra Kanana Rd, Bhubaneshwar, OD 751015
ICICI Bank ATM Ashok Nagar, Bpcl , Rajdhani Filling Station, Behind Main Market Building, Bhubaneshwar, OR 751009
Syndicate Bank Extension Counter, Setu Bhavan, Nayapalli, Nayapalli, Bhubaneshwar, OD 751012
Axis Bank Plot No. 7, District Centre, Chandrasekharpur, Bhubaneswar, Odisha 751016
Corporation Bank First Floor, Indradhanu Market, Indradhanu Market Rd, IRC Village, Nayapalli, Bhubaneshwar, OD 751015
State Bank of India Jayadev Vihar - Ekamra Kanana Rd, Bhubaneshwar, OD 751013
Bank of India Jan Path S, Ashok Nagar, Bhubaneshwar, OD 751009
SBI Sailashree Vihar, Chandrasekharpur, Bhubaneswar(Bhubaneshwar), OD
Bank of Baroda Sahid Nagar, Bhubaneshwar, OD
Corporation Bank Jayadev Vihar - Ekamra Kanana Rd, Bhubaneshwar, OD 751015
Axis Bank Plot No. 7, District Centre, Chandrasekharpur, Bhubaneswar, Odisha 751016
Syndicate Bank Extension Counter, Setu Bhavan, Nayapalli, Nayapalli, Bhubaneshwar, OD 751012

One of the leading players in the personal loan business offers loans for personal use without providing security or guarantors. Avail a personal loan for the renovation of your home, a marriage in the family, a holiday with your family, medical expenses or for an emergency.

A Borrowers can also look for Home Loan in Bhubneshwar, Credit Card in Bhubneshwar, Business Loan in Bhubneshwar and Car Loans in Bhubneshwar.

Compare All Banks Personal Loans in Bhubneshwar

SBI HDFC Bank ICICI Bank Axis Bank
Bajaj Finance Indusind Bank Fullerton India TATA Capital
Ratnakar Bank Citibank Standard Chartered Kotak Bank
Bank of Baroda Uco Bank Dena Bank Federal Bank
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Top Bank for Personal Loans

Personal Loan Rates 2019

ICICI Bank 10.99 - 16.50%
Kotak Mahindra 10.99 - 17.25%
Standard Chartered 11.50 - 18.00%
HDFC Bank 10.99 - 20.75%
Bajaj Finserv 11.99% onwards
IndusInd Bank 12.99 - 20.00%
SBI 12.90 - 16.55%
Citibank 10.99%
Tata Capital 10.49 - 19.00%
Fullerton India 11.99 - 26.00%

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