Personal Loan Thrissur

Trichur, is the fourth largest city, the third largest urban agglomeration in Kerala (Pop. 1,854,783) and the 20th largest in India. Thrissur is also known as the Cultural Capital of Kerala because of its cultural, spiritual and religious leanings throughout history.

The city has served as an incubator for many Malayali entrepreneurs, and is a major financial and commercial hub of Kerala. It flexes its economic muscle in India as the headquarters of three major scheduled banks:

  1. South Indian Bank Ltd
  2. Catholic Syrian Bank
  3. Dhanalakshmi Bank Ltd
  4. Lord Krishna Bank
  5. Manappuram General Finance and Leasing Ltd
  6. Kerala State Financial Enterprise
  7. ESAF Microfinance and Investments.
Get lowest interest rates on Personal loan in Thrissur from top 10 Banks & your CIBIL score absolutely FREE.
Loan Amount
Employment Status

Personal Loan Interest Rates in Thrissur

Banks Rate of Interest Processing Fee Loan Amount Prepayment Charges Disbursal Time Part Payment Option
Bajaj Finance 10% - 18% 1.50% - 3.99% Rs.1,00,000 - Rs.35,00,000 4.72% inclusive of taxes Within 24 Hours Yes
IndusInd Bank 10.25% - 26% 3.5% Rs.30,000 - Rs.25,00,000 4% + GST (after 12 EMIs) 2-4 Days No
ICICI Bank 10.60% - 16.50% Up to 2% As per Eligibility 3% + GST (Nil after 12 EMIs) 24-72 Hours Yes
Yes Bank 10.85% - 21% 2.50% Rs.25,000 - Rs.40,00,000 2% Part Prepayment + taxes; Foreclosure: 4%(13-24m), 3%(25-36m), 2%(37-48m), Nil(>48m) Few Hours - 5 Days Yes
Tata Capital 10.99% - 17.99% 3.5% + GST Up to Rs.35,00,000 0% up to 25%; 6.5%(within 12m) / 4.5%(after 12m) on excess 3-4 Days Yes
SMFG India Credit 10.99% - 24% Up to 5% + GST Up to Rs.30,00,000 0% - 7%; Lock-in 6-12 months 30 Min - 48 Hours No
Kotak Bank 10.99% - 24% 2.50% - 5% Rs.50,000 - Rs.35,00,000 Floating: Nil; Fixed: 4%(up to 3yr), 2%(after 3yr) Few Hours - 2 Days Yes
KreditBee 12% - 29.95% Up to 5.1% + GST Up to Rs.10,00,000 4% of Principal + GST 15 Min - 3 Working Days Yes
Unity Small Finance Bank 15.50% - 30% 3.25% + e-franking Up to Rs.5,00,000 4% after 6-month lock-in 15 Min - 2 Hours Yes
Navi Finserv 9.90% - 36% zero Up to Rs.20,00,000 Nil (Zero Prepayment Penalty) 5-20 Minutes Yes
Poonawalla Fincorp 9.99% - 18% 0% - 3% + GST Rs.1,00,000 - Rs.50,00,000 Nil after 6 EMIs, else 4% Instant (1-2 Days) Yes
IDFC First Bank 9.99% - 18% 1.5% - 2% + GST Rs.1,00,000 - Rs.1,00,00,000 Up to 5%; Zero for FIRSTmoney 30 Min - 7 Days Yes
HDFC Bank 9.99% - 24% Up to 2.50% (Max Rs.25,000) Rs.25,000 - Rs.40,00,000 4%(0-24 EMIs), 3%(24-36 EMIs), 2%(after 36 EMIs) At Bank's Discretion Yes
Ram Fincorp Up to 35% p.a. Up to 5% Rs.5,000 - Rs.2,00,000 Zero ~30 Minutes Yes

Eligibility Criteria
Eligibility Criteria for Personal Loan in Thrissur
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m 		Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

List of Personal Loans Banks
HDFC Bank
ICICI Bank
Bajaj Finserv
Yes Bank
Canara Bank
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HDFC Bank Bajaj Finserv ICICI Bank Axis Bank
SMFG India ING Vysya Kotak Bank HDB Financial Services
Bank of India Union Bank of India United Bank of India Punjab National Bank
IndusInd Bank Dena Bank Andhra Bank Citibank
Indian Bank Vijaya Bank Corporation Bank RBS

Documents required
for Personal Loan
Documents required for Personal
Loan in Thrissur
Identity Proof : Passport/ Driving License/PAN card/ Photo credit card (with embossed Signature and last two months
close
Age Proof : PAN Card/ Passport/ Driving License / School leaving certificate/ Voter’s card/BirthCertificate/ LIC policy (only for age Proof). (Anyone of the above) Address Proof : Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) (Anyone of the above)
Income Proof : Latest salary slip/current dated salary Certificate with latest form 16 (Anyone of the above)
Job Continuity Proof : Form 16/relieving letter/appointment Letter (for last two months) (Anyone of the above)
Banking History : Bank statements of latest 2 months/ 3 months bank passbook (Anyone of the above)

Eligibility Criteria
Eligibility Criteria for Personal Loan in Thrissur
Banks offer Loan to borrowers depending on various factors such
as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date.
close
Banks offer Loan to borrowers depending on various factors such as income, employment, continuity of business so as to make sure that they repay the loan with interest before the due date. The eligibility criterion of a personal loans is primarily based on the work profile of a loan seeker which is broadly divided into the following two classes:
Salaried Self Employed
Metros: Minimum Salary Required is Rs. 15000/- p.m
Other Cities: Minimum Salary is Rs. 12500/- p.m 		Metros: Minimum ITR Rs. 150000/-
Other Cities: Minimum ITR Rs. 150000/-

Available Banks Address details in Trichy for providing Personal loans:

S.No

Bank Name

Address / Location

Phone Number

1

Corporation Bank

XXVIII/72/2, First Floor, Perinchery's Building, PB No. 34, 680001, Swaraj Round N, Thrissur, Kerala

1800 425 3555

2

Bank of India

Ward No. 25, Mahatma Gandhi Rd, Thrissur, Kerala 688001

0487 244 0884

3

State Bank of India

Maheswari Building, Mahatma Gandhi Rd, Thrissur, Kerala 680001

0487 242 1192

4

Federal bank

Sam's Tower, Thrissur-Kunnamkulam Road, Mundur P O, Thrissur, Kerala 680549

0487 221 4265

5

Axis Bank Ltd

City Centre, Xxv/1130, Round West,, Thrissur, Kerala 680001

0487 233 5820

6

SBI

P.B.No.67, Thrissur, Kerala 680001

0487 233 1471

7

Federal Bank

Anjali Complex, Door No.28/637, Swaraj Round N, Patturaikkal, Thrissur, Kerala 680001

0487 232 1182

8

State Bank of India

High Rd, Kuriachira, Thrissur, Kerala

1800 425 3800

9

Dhanalakshmi Bank

Mahatma Gandhi Rd, Thrissur, Kerala

 

10

State Bank of India

Thrissur Kanjani Vadanappally Rd, Olarikkara, Thrissur, Kerala 680012

 

11

ICICI Bank

West Fort Junction, Ayyanthole Rd, Ayyanthole, Thrissur, Kerala 680004

 

12

State Bank of India

High Rd, Kuriachira, Thrissur, Kerala

1800 425 3800

13

Bank of India

First Floor, Akkarapattiakkal Building, Ayyanthole Civil Lane Rd, Ayyanthole, Thrissur, Kerala 680003

0487 236 3414

14

State Bank of India

East Fort Branch, Trichur-Palghat Rd, Thrissur, Kerala 680005

1800 425 3800

One of the leading players in the personal loan business offers loans for personal use without providing security or guarantors. Avail a personal loan for the renovation of your home, a marriage in the family, a holiday with your family, medical expenses or for an emergency.

A Borrowers can also look for Home Loan in Thrissur, Credit Card in Thrissur, Business Loan in Thrissur and Car Loans in Thrissur.

Compare All Banks Personal Loans in Thrissur

SBI HDFC Bank ICICI Bank Axis Bank
Bajaj Finance Indusind Bank Fullerton India TATA Capital
Ratnakar Bank Citibank Standard Chartered Kotak Bank
Bank of Baroda Uco Bank Dena Bank Federal Bank

 
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Top Bank for Personal Loans

Personal Loan Rates 2023

ICICI Bank 10.99 - 16.50%
Kotak Mahindra 10.99 - 17.25%
Standard Chartered 11.50 - 18.00%
HDFC Bank 10.99 - 20.75%
Bajaj Finserv 11.99% onwards
IndusInd Bank 12.99 - 20.00%
SBI 12.90 - 16.55%
Citibank 10.99%
Tata Capital 10.49 - 19.00%
SMFG India 11.99 - 26.00%

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