Home Loan Ludhiana

Home Loan Ludhiana – Compare & Apply for lowest rate home loans in Ludhiana ✔ Interest Rates 2024 ✔ Low EMI ✔ Documents ✔ Eligibility ✔ best deals in Ludhiana with Deal4loans.com. compare all major banks in Ludhiana - SBI, HDFC, ICICI, Axis, Indiabulls, LIC Housing, DHFL, Bank of Baroda, Canara Bank, Union Bank, Bank Of India, Uco bank, Andhra Bank, State Banks etc.

Banks State Bank Of India (SBI) HDFC Bank AXIS Bank ICICI Bank
Rate of Interest 7.25%–9.05% 7.75%–13.20% 8.00%–8.85% 8.50%–9.80%
Processing Fee Nil till 31.04.2023 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- 2999+GST for CIBIL Score above 710, .50% + GST for Score below 710.50% + GST for Score below 700
Prepayment Charges No Prepayment or foreclosure Charges 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- 3000 + Tax

Eligibility Criteria
Eligibility Criteria for Home Loan in Ludhiana
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
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The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Home Loans Banks
State Bank of India(SBI)
HDFC Ltd
LIC Housing Finance
ICICI Bank
Axis Bank
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State Bank of India(SBI) HDFC Ltd LIC Housing Finance ICICI Bank Axis Bank
Fedbank PNB Housing ING Vysya Kotak Bank DHFL
Bank of Baroda Bank of India Union Bank of India United Bank of India Punjab National Bank
Standard Chartered IndusInd Bank IDBI Housing Finance Andhra Bank Citibank
Canara Bank Indian Bank Vijaya Bank Corporation Bank IDBI Bank

Documents required
for Home Loan
Documents required for Home
Loan in Ludhiana
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks
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Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:
· Age Proof
· Address Proof
· Income Proof of the applicant & co-applicant
· Last 6 months bank A/C statement
· Passport size photograph of the applicant & co-applicant
Salaried Self Employed
· Employment certificate from the employer,
· Copies of pay slips for last few months and TDS certificate
· Latest Form 16 issued by employer Bank statements		 · Copy of audited financial statements for the last 2 years
· Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company
· Profit and loss account for the last few years
· Income tax assessment order

Eligibility Criteria
Eligibility Criteria for Home Loan in Ludhiana
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
close
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

Calculate EMI Per Month- EMI Calculator

List of Bank Branches for home loans in Ludhiana

PNB -  Chaura Bazar Rd, Purani Kotwali, Chaura Bazar, Old Ludhiana, Ludhiana, Punjab 141008

ICICI Bank - BRS Nagar, G-462, Ludhiana, Punjab 141001

South Indian Bank - Mall Road, Civil Lines, Mall road, D Complex, Civil Lines, Ludhiana, Punjab 141001

Corporation Bank - Premises No. 5, Dasmesh Complex, Pakhowal Road, New Lajpat Nagar, Ludhiana, Punjab 141001

Indian Bank - G.T. Road, GTB Market, Clock Tower Chowk, Near Clock Tower, Ludhiana, Punjab 141008

Vijaya Bank - F-19, Bhai Randhir Singh Nagar, Brs Nagar, Brs Nagar, Ludhiana, Punjab 141001

Kotak Bank - Sarabha Nagar, Near Walia Clinic, Pakhowal Road, Ludhiana, Punjab 141001

Yes Bank - BXX-2427/928, Near Shehanshah Palace,, Ferozepur Rd, Gobind Nagar, Gurdev Nagar, Ludhiana, Punjab 141001

Punjab & Sind Bank - Dugri Rd, Model Town, Ludhiana, Punjab 141002

Central Bank of India - 177 178,BASANT AVENUE, Dugri Rd, Duggri, Ludhiana, Punjab 141003

Allahabad Bank - Beat No.37, Chaura Bazar Rd, Dr. Kalicharan Chowk, Chaura Bazar, Old Ludhiana, Ludhiana, Punjab 141008

Compare Banks Home Loan Interest Rates in Ludhiana

SBI Home Loan in Nagercoil HDFC Ltd Home Loan in Nagercoil Bank of Baroda Home Loan in Nagercoil
ICICI Home Loan in Nagercoil Axis Bank Home Loan in Nagercoil PNB Home Loan in Nagercoil
  LIC Home Loan in Nagercoil  

 
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Top Home Loan Banks

Home Loan Rates 2026

IDBI 7.35%–11.95%
AXIS Bank 8.00%–8.85%
LIC Housing 7.15% onwards
HDFC Bank 7.75%–13.20%
ICICI Bank 8.50%–9.80%
Bank of India 7.10% onwards
Bank of Baroda 7.20% onwards
Canara Bank 7.15%–10.00%
HSBC Bank 7.45% onwards
State Bank Of India (SBI) 7.25%–9.05%
Indian Bank NA
GIC Housing Finance 8.45%

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