Home Loan Lic-pune

LIC Housing Finance Home Loan Pune: Get Instant Quotes on Interest Rates, EMI, Eligibility, Loan Amount, Approved property list, Documents and Processing fees online at Deal4loans.com.

Branch location Address of LIC Housing Finance in Pune

  1. Fortune House, Office No. 303, 3rd Floor, Sr. No. 131/1b/1, Above Pune Sahakari Bank Ltd, Baner Road, Baner, Pune - 411045 Maharashtra
  2. Shop Nos. 6 & 7, Vishal Market,  Vishal Garden, Chakan,  Pune - 410501 Maharashtra
  3. Suryanarayan Complex, Office No -1,2,3,4  1st Floor, Opp Central Bank Of India,  Near D-Mart, Hinjewadi-Wakad Road,Hinjewadi,Pune - 411057 Maharashtra
  4. Office No. 5, Gera 77 Bldg,  Upper Ground Floor,  Near Bishop School, Kalyani Nagar, Pune - 411006 Maharashtra
  5. Office No.17-20, 3rd Floor, B Wing, Kamla Cross Road Building Opp. Pcmc Building, Pimpri, Pune - 411018 Maharashtra
  6. Pune Area Office Office No.204,205, 2nd Floor, Sanas Memories, Opp.nandadeep Hospital, Fergusson College Road, Shivajinagar,Pune - 411005
  7. Office No. 7, Tower - A, Ground Floor, Vega Centre, Shankar Seth Road, Swargate Pune - 411040 Maharashtra

Repayment period = 30 years.

Minimum Loan amount = 1 Lakh.

Processing Fee = as applicable from time to time.

 

Banks HDFC Bank AXIS Bank State Bank Of India (SBI) ICICI Bank
Rate of Interest 8.50% - 9.40% 8.60% - 9.05% 8.60% - 9.65% 9.00% - 9.10%
Processing Fee 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- Nil till 31.04.2023 2999+GST for CIBIL Score above 710, .50% + GST for Score below 710.50% + GST for Score below 700
Prepayment Charges 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- No Prepayment or foreclosure Charges 3000 + Tax

Eligibility Criteria

Eligibility Criteria for Home Loan in Lic-pune
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
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The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Home Loans Banks

State Bank of India(SBI)
HDFC Ltd
LIC Housing Finance
ICICI Bank
Axis Bank
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State Bank of India(SBI) HDFC Ltd LIC Housing Finance ICICI Bank Axis Bank
Fedbank PNB Housing ING Vysya Kotak Bank DHFL
Bank of Baroda Bank of India Union Bank of India United Bank of India Punjab National Bank
Standard Chartered IndusInd Bank IDBI Housing Finance Andhra Bank Citibank
Canara Bank Indian Bank Vijaya Bank Corporation Bank IDBI Bank

Documents required
for Home Loan

Documents required for Home
Loan in Lic-pune
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks
close
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:
· Age Proof
· Address Proof
· Income Proof of the applicant & co-applicant
· Last 6 months bank A/C statement
· Passport size photograph of the applicant & co-applicant
Salaried Self Employed
· Employment certificate from the employer,
· Copies of pay slips for last few months and TDS certificate
· Latest Form 16 issued by employer Bank statements
· Copy of audited financial statements for the last 2 years
· Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company
· Profit and loss account for the last few years
· Income tax assessment order

Eligibility Criteria

Eligibility Criteria for Home Loan in Lic-pune
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
close
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

Check Monthly EMI - Housing Loan EMI Calculator

LIC Housing Finance is HFC, more than 11000 representatives have been helping the borrowers in all over the India. LIC Housing offering home loans to Salaried, Self Employed, NRI & pensioners at lowest/affordable interest rates & minimum emi.

You can borrow the loan for the purchase of Plot/Flat, Construction, Extension, Repairs/renovation, plot Purchase, Top-up, Balance Transfer etc. Maximum tenure for plot purchase are 15 years rest all are 30 years.

Compare Banks Home Loan Interest Rates

SBI Home Loan HDFC Ltd Home Loan Bank of Baroda Home Loan
ICICI Home Loan Axis Bank Home Loan PNB Housing Finance
     

 

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Top Home Loan Banks

Home Loan Rates 2024

IDBI 8.75% - 12.25%
AXIS Bank 8.60% - 9.05%
LIC Housing 8.50% - 10.50%
HDFC Bank 8.50% - 9.40%
ICICI Bank 9.00% - 9.10%
Bank of India 8.65% - 10.75%
Bank of Baroda 9.15% - 10.50%
Canara Bank 8.90%- 11.25%
HSBC Bank 8.75% - 8.85%
State Bank Of India (SBI) 8.60% - 9.65%
Indian Bank NA
GIC Housing Finance 8.45%