Home Loan Ahmednagar

Latest Trends in Home Loans Ahmednagar - Currently most of all the banks offers home loans at around 8.70% to 9.50%. Check & Compare home loan eligibility in leading banks.

Interest rates 8.70% - 9.50%
Processing fees Rs.1000 to 2.00%
Prepayment charges Nil
Repayment options 30 years
Minimum loan amount Rs.1.5 Lakh
Loan to Value Upto 90%
Max. loan amount upto Rs.20 crore
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Loan Amount
Occupation
Annual income
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54 ,02 , 013 Loan quotes taken till now
• 54 lakh customers serviced to get best Loan deals with deal4loans. Deal4loans views Published @ yourstory .com
• As RBI cuts rate, should you go for fixed home loan Deal4loans views Published @ Economic Times online
Banks State Bank Of India (SBI) HDFC Ltd AXIS Bank ICICI Bank
Rate of Interest 7.90% - 8.45% 8.00% - 8.45% 8.55% - 9.20% 8.55% - 9.25%
Processing Fee 0.35% + GST, Nil for Govt Employees Rs 10,000+ AT or 0.25% + AT ( Which ever is lower) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- 0.50% Or 10,000 + GST , whichever is higher.
Prepayment Charges No Prepayment or foreclosure Charges No prepayment charge on floating rate home loan For one year, two year and three year fixed rate loan the prepayment charge is 2% of the outstanding loan amount plus applicable service tax and surcharge till the time loan is under fixed rate Up to 1% of the Loan amount subject to minimum of Rs.10,000/- NIL

Eligibility Criteria

Eligibility Criteria for Home Loan in Ahmednagar
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
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The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Home Loans Banks

State Bank of India(SBI)
HDFC Ltd
LIC Housing Finance
ICICI Bank
Axis Bank
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State Bank of India(SBI) HDFC Ltd LIC Housing Finance ICICI Bank Axis Bank
Fedbank PNB Housing ING Vysya Kotak Bank DHFL
Bank of Baroda Bank of India Union Bank of India United Bank of India Punjab National Bank
Standard Chartered IndusInd Bank IDBI Housing Finance Andhra Bank Citibank
Canara Bank Indian Bank Vijaya Bank Corporation Bank IDBI Bank

Documents required
for Home Loan

Documents required for Home
Loan in Ahmednagar
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks
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Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:
· Age Proof
· Address Proof
· Income Proof of the applicant & co-applicant
· Last 6 months bank A/C statement
· Passport size photograph of the applicant & co-applicant
Salaried Self Employed
· Employment certificate from the employer,
· Copies of pay slips for last few months and TDS certificate
· Latest Form 16 issued by employer Bank statements
· Copy of audited financial statements for the last 2 years
· Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company
· Profit and loss account for the last few years
· Income tax assessment order

Eligibility Criteria

Eligibility Criteria for Home Loan in Ahmednagar
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
close
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Major Banks Branches for Home Loans in Ahmednagar

  1. DHFL Ahmednagar - Address: Office No.8, Amardeep Complex,, Near Gogadeo Temple, Sarjepura., Ahmednagar, Maharashtra 414001
  2. HDFC LTD - Address: Manmad, Pune, Ahmednagar, Maharashtra 414003  

Best Home Loan Banks in Ahmednagar are -

SBI Home Loan

HDFC Ltd Home Loan

LIC Housing Finance

Axis Bank Home Loan

ICICI Home Loan

BOB Home Loan

India Bulls Home Loan

IDBI Home Loan

Canara Bank Home Loan

Bank of India Home Loan

Union Bank Home Loan

DHFL Housing Finance

 

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Top Home Loan Banks

Home Loan Rates 2020

IDBI 8.25% - 8.60%
AXIS Bank 8.55% - 9.20%
LIC Housing 8.10% - 8.95%
HDFC Ltd 8.00% - 8.45%
ICICI Bank 8.55% - 9.25%
Corporation Bank 8.10% - 8.35%
Bank of India 8.10% - 8.40%
Vijaya Bank 8.15% - 8.65%
Allahabad Bank 8.25% - 8.85%
Bank of Baroda 8.15% - 9.15%
Canara Bank 8.10% - 8.55%
Dena Bank 8.15% - 8.65%
Syndicate Bank 8.00% - 8.50%
HSBC Bank 8.55% - 8.65%
State Bank Of India (SBI) 7.90% - 8.45%
Indian Bank 8.20% - 8.55%
United Bank of India 8.00% - 8.15%
GIC Housing Finance 9.10% - 12.50%