Home Loan Vapi

Home Loan Vapi – Apply for home loans in Vapi at Lowest home loan interest rates ✔ Minimum EMI ✔ Documents ✔ Eligibility ✔ best deals in Vapi with Deal4loans. Compare all major banks in Vapi - SBI, HDFC, ICICI, Axis, Kotak, Bank of Baroda, Canara Bank, Uco bank, andhra bank, state banks etc.

About Vapi -Vapi, is a city and municipality in Valsad District in the state of Gujarat. It is situated on the banks of the Damanganga River and is the largest city in the Valsad district and also the second largest city after Surat in South Gujarat.It can be called the most developed city in Gujarat followed by Ahemdabad, Surat, Vadodara and Rajkot.

Banks HDFC Bank AXIS Bank State Bank Of India (SBI) ICICI Bank
Rate of Interest 8.50% - 9.40% 8.60% - 9.05% 8.60% - 9.65% 9.00% - 9.10%
Processing Fee 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- Nil till 31.04.2023 2999+GST for CIBIL Score above 710, .50% + GST for Score below 710.50% + GST for Score below 700
Prepayment Charges 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- No Prepayment or foreclosure Charges 3000 + Tax

Eligibility Criteria
Eligibility Criteria for Home Loan in Vapi
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
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The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Home Loans Banks
State Bank of India(SBI)
HDFC Ltd
LIC Housing Finance
ICICI Bank
Axis Bank
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State Bank of India(SBI) HDFC Ltd LIC Housing Finance ICICI Bank Axis Bank
Fedbank PNB Housing ING Vysya Kotak Bank DHFL
Bank of Baroda Bank of India Union Bank of India United Bank of India Punjab National Bank
Standard Chartered IndusInd Bank IDBI Housing Finance Andhra Bank Citibank
Canara Bank Indian Bank Vijaya Bank Corporation Bank IDBI Bank

Documents required
for Home Loan
Documents required for Home
Loan in Vapi
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks
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Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:
· Age Proof
· Address Proof
· Income Proof of the applicant & co-applicant
· Last 6 months bank A/C statement
· Passport size photograph of the applicant & co-applicant
Salaried Self Employed
· Employment certificate from the employer,
· Copies of pay slips for last few months and TDS certificate
· Latest Form 16 issued by employer Bank statements		 · Copy of audited financial statements for the last 2 years
· Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company
· Profit and loss account for the last few years
· Income tax assessment order

Eligibility Criteria
Eligibility Criteria for Home Loan in Vapi
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
close
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

Bank Branches for home loans in Vapi

Bajaj Finserv - Address: 3rd Floor, K P Tower, Daman,Silvasa Road,Above Allahabad Bank,, Vapi, Gujarat 396191

Magma Fincorp - Address: 2nd floor, Shop No-9, Pruthvi Corner Above Mahindra Showroom, GEB Office, Old Jakat Naka, Balitha, Bhilad NH 8 Railway Crossing Rd, Vapi, Gujarat 396191

Allahabad Bank - Address: Shop No: 4,5,6 & 17,Ground Floor, K. P. Tower, Station Rd, Koparli Char Rasta, Near Station Road East, Vapi East, Selvas, Geeta Nagar, Vapi, Gujarat 396191

Central Bank of India - Address: Silvassa Rd, Opp. PWD Rest House, Vapi East, Imran Nagar, Vapi, Gujarat 396191

Union Bank - Address: Shop No. 01, Advance Complex, C-3 Building, National Highway Number 8, GIDC, Gunjan, Vapi, Gujarat 396191

Bank of India - Address: MG Rd, Zanda Chowk, Geeta Nagar, Vapi, Gujarat 396191

HDFC Bank - Address: Deeksha Apartment, 101-104, Chharawada Rd, Near ROFEL College, Opp Parth Plaza,Gunjan Cinema, Housing Sector, GIDC, Vapi, Gujarat 396195

Citi Bank - Address: 1st Floor, Vapi - Daman Rd, The Emperor, Chala, Vapi, Gujarat 396191

Tata Capital - Address: Chala, Vapi, Gujarat 396215

Kotak Mahindra Bank - Address: Plot No 5 & 6, Vapi - Daman Road, Zanda Chowk, Mahalaxmi Society, Chala, Vapi, Gujarat 396191

Compare All Banks Home Loans in Vapi

SBI Home Loan in Vapi HDFC Ltd Home Loan in Vapi Bank of Baroda Home Loan in Vapi
ICICI Home Loan in Vapi Axis Bank Home Loan in Vapi PNB Housing Finance in Vapi
  LIC Home Loan in Vapi  

 
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Top Home Loan Banks

Home Loan Rates 2024

IDBI 8.75% - 12.25%
AXIS Bank 8.60% - 9.05%
LIC Housing 8.50% - 10.50%
HDFC Bank 8.50% - 9.40%
ICICI Bank 9.00% - 9.10%
Bank of India 8.65% - 10.75%
Bank of Baroda 9.15% - 10.50%
Canara Bank 8.90%- 11.25%
HSBC Bank 8.75% - 8.85%
State Bank Of India (SBI) 8.60% - 9.65%
Indian Bank NA
GIC Housing Finance 8.45%

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