Home Loan South-ex

Home Loan South Ex Delhi – Instant Apply with Lowest Interest Rates Home loans in South Ex Delhi, Best Interest Rates, Low EMI from banks such as SBI, LIC Housing, HDFC, ICICI Bank, IDBI, Citibank, Axis Bank, Bank of Baroda in South Ex Delhi including interest rates, repayment options, charges applicable, Calculate your Eligibility with Home loan Eligibility calculator.

Banks	HDFC Bank	AXIS Bank	State Bank Of India (SBI)	ICICI Bank
Rate of Interest	8.50% - 9.40%	8.60% - 9.05%	8.60% - 9.65%	9.00% - 9.10%
Processing Fee	3000 + Tax (Salaried), 5000 + Tax (S. Employed)	Up to 1% of the Loan amount subject to minimum of Rs.10,000/-	Nil till 31.04.2023	2999+GST for CIBIL Score above 710, .50% + GST for Score below 710.50% + GST for Score below 700
Prepayment Charges	3000 + Tax (Salaried), 5000 + Tax (S. Employed)	Up to 1% of the Loan amount subject to minimum of Rs.10,000/-	No Prepayment or foreclosure Charges	3000 + Tax

Eligibility Criteria

Eligibility Criteria for Home Loan in South-ex

The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Home Loans Banks

State Bank of India(SBI)

HDFC Ltd

LIC Housing Finance

ICICI Bank

Axis Bank

State Bank of India(SBI)	HDFC Ltd	LIC Housing Finance	ICICI Bank	Axis Bank
Fedbank	PNB Housing	ING Vysya	Kotak Bank	DHFL
Bank of Baroda	Bank of India	Union Bank of India	United Bank of India	Punjab National Bank
Standard Chartered	IndusInd Bank	IDBI Housing Finance	Andhra Bank	Citibank
Canara Bank	Indian Bank	Vijaya Bank	Corporation Bank	IDBI Bank

Documents required
for Home Loan

Documents required for Home
Loan in South-ex

Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks

Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:
· Age Proof
· Address Proof
· Income Proof of the applicant & co-applicant
· Last 6 months bank A/C statement
· Passport size photograph of the applicant & co-applicant

Salaried	Self Employed
· Employment certificate from the employer, · Copies of pay slips for last few months and TDS certificate · Latest Form 16 issued by employer Bank statements	· Copy of audited financial statements for the last 2 years · Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company · Profit and loss account for the last few years · Income tax assessment order

Eligibility Criteria

Eligibility Criteria for Home Loan in South-ex

About South Ex- South Extension is a neighbourhood of South Delhi, India.considered to be one of the posh area in Delhi,it is also the home to some of the wealthiest business families in Delhi. Situated on Ring Road, Delhi, just east of All India Institute of Medical Sciences. It is divided into two parts - South Extension I and South Extension II . Located on Ring Road, South Extension (known to locals as "SouthEx") is a huge neighborhood in South Delhi and is divided into two parts: South Extension I and South Extension II. South Extension is considered one of the most posh & expensive area in Delhi. Areas In South Delhi - Ayur Vigyan Nagar Greater Kailash Kalkaji Lajpat Nagar Mehrauli Nehru Place South Extension Malviya Nagar Saket Sarita Vihar Chittaranjan Park Kotla, Mubrakhpur Indiabulls Home Loan - Address: E-128, Kalka Devi Marg, Lajpat Nagar 4, New Delhi, Delhi 110024 PNB Home Loan - Address: N-13, Ring Road, Gurudwara Rd, Block N, South Extension I, New Delhi, Delhi 110049 ICICI Bank - Address: D-, Lajpat Nagar II, South Extension I, New Delhi, Delhi 110024 Indian Bank - Address: A-2, First Floor, Ring Road, Block C, South Extension I, New Delhi, Delhi 110049 Yes Bank - Address: Mahatma Gandhi Marg, South Extension II, New Delhi, Delhi 110048 Dena Bank - Address: Shop No:D-38, Uday Chand Marg, Zafar Nagar, Kotla Mubarakpur, South Extension Part I, New Delhi, Delhi 110003 HSBC Bank - Address: F-43, South Extension I, New Delhi, Delhi 110049 Canara Bank - Address: N-2, Ring Road, Bhishma Pitamah Marg, Block N, South Extension I, New Delhi, Delhi 110049 oriental bank - Address: South Extension II, New Delhi, Delhi 110049 IDBI Bank - Address: No. 54, Ring Road, Near Haldirams, Lajpat Nagar 3, New Delhi, Delhi 110024 SBI (State Bank of India) - Address: E-31, South Extension 2, New Delhi, Delhi 110049 Allahabad Bank - Address: B-1, Gurudwara Rd, New Delhi, Delhi 110049

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Top Home Loan Banks

Home Loan Rates 2024

IDBI	8.75% - 12.25%
AXIS Bank	8.60% - 9.05%
LIC Housing	8.50% - 10.50%
HDFC Bank	8.50% - 9.40%
ICICI Bank	9.00% - 9.10%
Bank of India	8.65% - 10.75%
Bank of Baroda	9.15% - 10.50%
Canara Bank	8.90%- 11.25%
HSBC Bank	8.75% - 8.85%
State Bank Of India (SBI)	8.60% - 9.65%
Indian Bank	NA
GIC Housing Finance	8.45%