Home Loan Icici-chandigarh

Chandigarh ICICI Bank Home Loan Interest Rates. Check Processing Fee, Pre Payment Charges, EMI and more. Borrower can get upto 90% of the property value as loan amount. Maximum tenure/repayment period for home loan is 30 years.

Branches of ICICI Bank for Home Loans in Chandigarh:

Address: Sector 46C, SCO-82, Chandigarh, 160047

Address: Sector 26, Madhya Marg, Showroom No 45, Chandigarh, 160026

Address: Sector 9-D, SCO 9-10-11, Chandigarh, 160017

Banks	State Bank Of India (SBI)	HDFC Bank	AXIS Bank	ICICI Bank
Rate of Interest	7.25%–9.05%	7.75%–13.20%	8.00%–8.85%	8.50%–9.80%
Processing Fee	Nil till 31.04.2023	3000 + Tax (Salaried), 5000 + Tax (S. Employed)	Up to 1% of the Loan amount subject to minimum of Rs.10,000/-	2999+GST for CIBIL Score above 710, .50% + GST for Score below 710.50% + GST for Score below 700
Prepayment Charges	No Prepayment or foreclosure Charges	3000 + Tax (Salaried), 5000 + Tax (S. Employed)	Up to 1% of the Loan amount subject to minimum of Rs.10,000/-	3000 + Tax

Eligibility Criteria

Eligibility Criteria for Home Loan in Icici-chandigarh

The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Home Loans Banks

State Bank of India(SBI)

HDFC Ltd

LIC Housing Finance

ICICI Bank

Axis Bank

State Bank of India(SBI)	HDFC Ltd	LIC Housing Finance	ICICI Bank	Axis Bank
Fedbank	PNB Housing	ING Vysya	Kotak Bank	DHFL
Bank of Baroda	Bank of India	Union Bank of India	United Bank of India	Punjab National Bank
Standard Chartered	IndusInd Bank	IDBI Housing Finance	Andhra Bank	Citibank
Canara Bank	Indian Bank	Vijaya Bank	Corporation Bank	IDBI Bank

Documents required
for Home Loan

Documents required for Home
Loan in Icici-chandigarh

Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks

Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:
· Age Proof
· Address Proof
· Income Proof of the applicant & co-applicant
· Last 6 months bank A/C statement
· Passport size photograph of the applicant & co-applicant

Salaried	Self Employed
· Employment certificate from the employer, · Copies of pay slips for last few months and TDS certificate · Latest Form 16 issued by employer Bank statements	· Copy of audited financial statements for the last 2 years · Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company · Profit and loss account for the last few years · Income tax assessment order

Eligibility Criteria

Eligibility Criteria for Home Loan in Icici-chandigarh

Best Home Loan Provider Banks Available in Chandigarh Are -

SBI Home Loan	HDFC Ltd Home Loan	LIC Housing Finance
Axis Bank Home Loan	ICICI Home Loan	BOB Home Loan
India Bulls Home Loan	IDBI Home Loan	Canara Bank Home Loan
Bank of India Home Loan	Union Bank Home Loan	DHFL Housing Finance

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Home Loan Rates 2026

IDBI	7.35%–11.95%
AXIS Bank	8.00%–8.85%
LIC Housing	7.15% onwards
HDFC Bank	7.75%–13.20%
ICICI Bank	8.50%–9.80%
Bank of India	7.10% onwards
Bank of Baroda	7.20% onwards
Canara Bank	7.15%–10.00%
HSBC Bank	7.45% onwards
State Bank Of India (SBI)	7.25%–9.05%
Indian Bank	NA
GIC Housing Finance	8.45%