Home Loan Pmc-bank

Apply online for PMC Bank home loans, Compare Documents, Eligibility and Interest Rates of Punjab and Maharashtra Co-op Bank Ltd.

Purpose

  1. Purchase of residential accommodation like flats, bungalows, row houses, etc.
  2. Construction of flat / house, bungalows, etc.
  3. Addition / alteration to the existing residential accommodation.

Loan amount - Maximum upto Rs. 70 Lakh per beneficiary of a dwelling unit.

Eligibility amount lowest of the following:

  1. 75% of Agreement value+ Stamp Duty + Registration Fees
    or
  2. 80% of market value
    or
  3. Amount as per income eligibility
Get Eligibility, Interest Rates Quote on Home loans in Pmc-bank & your CIBIL score absolutely FREE.
Loan Amount
Occupation
Annual income
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Banks State Bank Of India (SBI) HDFC Ltd ICICI Bank AXIS Bank
Rate of Interest 6.70% - 6.90% 6.70% - 7.15% 6.70% - 7.55% 6.90% - 8.40%
Processing Fee NIL (upto 31.12.2021) Rs 10,000+ AT or 0.25% + AT ( Which ever is lower) Flat Rs 3000 /- + AT Up to 1% of the Loan amount subject to minimum of Rs.10,000/-
Prepayment Charges No Prepayment or foreclosure Charges No prepayment charge on floating rate home loan For one year, two year and three year fixed rate loan the prepayment charge is 2% of the outstanding loan amount plus applicable service tax and surcharge till the time loan is under fixed rate Flat Rs 3000 /- + AT Up to 1% of the Loan amount subject to minimum of Rs.10,000/-

Eligibility Criteria

Eligibility Criteria for Home Loan in Pmc-bank
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
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The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Home Loans Banks

State Bank of India(SBI)
HDFC Ltd
LIC Housing Finance
ICICI Bank
Axis Bank
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State Bank of India(SBI) HDFC Ltd LIC Housing Finance ICICI Bank Axis Bank
Fedbank PNB Housing ING Vysya Kotak Bank DHFL
Bank of Baroda Bank of India Union Bank of India United Bank of India Punjab National Bank
Standard Chartered IndusInd Bank IDBI Housing Finance Andhra Bank Citibank
Canara Bank Indian Bank Vijaya Bank Corporation Bank IDBI Bank

Documents required
for Home Loan

Documents required for Home
Loan in Pmc-bank
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks
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Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:
· Age Proof
· Address Proof
· Income Proof of the applicant & co-applicant
· Last 6 months bank A/C statement
· Passport size photograph of the applicant & co-applicant
Salaried Self Employed
· Employment certificate from the employer,
· Copies of pay slips for last few months and TDS certificate
· Latest Form 16 issued by employer Bank statements
· Copy of audited financial statements for the last 2 years
· Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company
· Profit and loss account for the last few years
· Income tax assessment order

Eligibility Criteria

Eligibility Criteria for Home Loan in Pmc-bank
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
close
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

Calculate your Eligibility & EMI with Home loan calculator – Click here to calculate

Period - Ranging from 60 Months to 240 Months

PMC Bank Home Loan Interest Rates

Fixed option Floating option
NA NA

 

 

Borrower will be rated on the basis of credit rating parameters set by the bank while issuig initial sanction.

Pre-payment Charges

  1. For Housling Loan at FLOATING Rate of Interest
    No Pre-payment Penalty on Foreclosure
  2. For Housing Loan at FIXED rate of interest
    1. For Foreclosure through own sources: -No pre –payment Penalty.
    2. For Foreclosure through takeover:- Pre-payment Penalty @2% of outstanding Loan amount if prepaid within 2 years of disbursement

Compare Top Banks Home Loan Interest Rates

SBI Home Loan HDFC Ltd Home Loan Bank of Baroda Home Loan
ICICI Home Loan Axis Bank Home Loan PNB Housing Finance
DHFL Home Loan LIC Home Loan Bajaj Finserv Home Loan

 

Compare Offers

Top Home Loan Banks

Home Loan Rates 2021

IDBI 7.80% - 8.80%
AXIS Bank 6.90% - 8.40%
LIC Housing 6.66% - 7.20%
HDFC Ltd 6.70% - 7.15%
ICICI Bank 6.70% - 7.55%
Corporation Bank 6.70% - 7.10%
Bank of India 6.85% - 7.75%
Vijaya Bank 7.25% - 8.25%
Allahabad Bank 7.15% - 7.50%
Bank of Baroda 6.85% - 7.85%
Canara Bank 6.90% - 8.90%
Dena Bank 8.15% - 8.65%
Syndicate Bank 6.90% - 8.90%
HSBC Bank 8.55% - 8.65%
State Bank Of India (SBI) 6.70% - 6.90%
Indian Bank 7.15% - 7.50%
United Bank of India 7.00% - 7.60%
GIC Housing Finance 9.10% - 12.50%