Home Loan Thrissur

Home Loan Thrissur – Compare & Apply for lowest rate home loans in Thrissur ✔ Interest Rates ✔ Low EMI ✔ Documents ✔ Eligibility ✔ best deals in Thrissur with Deal4loans.com. compare all major banks in Thrissur - SBI, HDFC, ICICI, Axis, Indiabulls, LIC Housing, DHFL, Bank of Baroda, Canara Bank, Union Bank, Bank Of India, Uco bank, andhra bank, state banks etc.

About Thrissur:

 Thrissur originally Thrissivaperoor and previously known by its anglicised form as Trichur, is the fourth largest city, the third largest urban agglomeration in Kerala and the 20th largest in India.  

Banks HDFC Bank AXIS Bank State Bank Of India (SBI) ICICI Bank
Rate of Interest 8.50% - 9.40% 8.60% - 9.05% 8.60% - 9.65% 9.00% - 9.10%
Processing Fee 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- Nil till 31.04.2023 2999+GST for CIBIL Score above 710, .50% + GST for Score below 710.50% + GST for Score below 700
Prepayment Charges 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- No Prepayment or foreclosure Charges 3000 + Tax

Eligibility Criteria

Eligibility Criteria for Home Loan in Thrissur
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
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The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Home Loans Banks

State Bank of India(SBI)
HDFC Ltd
LIC Housing Finance
ICICI Bank
Axis Bank
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State Bank of India(SBI) HDFC Ltd LIC Housing Finance ICICI Bank Axis Bank
Fedbank PNB Housing ING Vysya Kotak Bank DHFL
Bank of Baroda Bank of India Union Bank of India United Bank of India Punjab National Bank
Standard Chartered IndusInd Bank IDBI Housing Finance Andhra Bank Citibank
Canara Bank Indian Bank Vijaya Bank Corporation Bank IDBI Bank

Documents required
for Home Loan

Documents required for Home
Loan in Thrissur
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks
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Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:
· Age Proof
· Address Proof
· Income Proof of the applicant & co-applicant
· Last 6 months bank A/C statement
· Passport size photograph of the applicant & co-applicant
Salaried Self Employed
· Employment certificate from the employer,
· Copies of pay slips for last few months and TDS certificate
· Latest Form 16 issued by employer Bank statements
· Copy of audited financial statements for the last 2 years
· Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company
· Profit and loss account for the last few years
· Income tax assessment order

Eligibility Criteria

Eligibility Criteria for Home Loan in Thrissur
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
close
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

Check - Home Loan Interest Rates in Thrissur

Bank Branches for home loans in Thrissur:

  • DHFL - Address: Above Kotak Mahindra Bank, 2nd Floor, Salpa complex, MG Road, Thrissur, Kerala 680004
  • LIC Housing Finance - Address: LIC Housing Finance Limited 2nd Floor, Chamber of Commerce Bldg., Palace Road, Trichur - 680 020., Palace Rd, Thrissur, Kerala 680022
  • Canfin Home Loans - Address: 2nd Floor, Anbacam Building Puthur High Road, Tennur, Tennur, Trichy, Kerala 620017
  • Repco Home Finance  - Address: Near Sakthan Bus Stand, 872-13, First Floor, Sebi Arcade, Pattalam Ring Road, Sakthan Nagar, Thrissur, Kerala 680021
  • Magma Fincorp - Address: E town Shopping, East Fort Junction 2nd Floor, Thrissur, Kerala 680005
  • Bajaj Finserv  - Address: 3rd Floor, R V K Tower, High Road, Village Chembookkavu, Thrissur, Kerala 680001
  • Sundaram Finance  - Address: Kodungallur - Shornur Rd, Patturaikkal, Thrissur, Kerala 680008
  • Central Bank  - Address: Machad Thanikudam Rd, Thanikkudam, Kerala 680028
  • Bank of India - Address: Ward No. 25, Mahatma Gandhi Rd, Thrissur, Kerala 688001
  • HDFC Bank  - Address: Near Colour House Studio, Global Centre, M.G. Rd, West Fort, Thrissur, Kerala 680004
  • Kerala Gramin Bank -  Address: Thyvalappil Building, Thottapady, Kuttanellur, Thrissur, Kerala 680014
  • Indian Overseas Bank  - Address: 28/640 AND 644, KOLLANUR BUILDING, Palace Rd, Thrissur, Kerala 680022

Compare All Banks Home Loans in Thrissur

SBI Home Loan in Thrissur HDFC Ltd Home Loan in Thrissur Canara Bank Home Loan in Thrissur
ICICI Home Loan in Thrissur Axis Bank Home Loan in Thrissur PNB Housing Finance in Thrissur
     

 

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Home Loan Rates 2024

IDBI 8.75% - 12.25%
AXIS Bank 8.60% - 9.05%
LIC Housing 8.50% - 10.50%
HDFC Bank 8.50% - 9.40%
ICICI Bank 9.00% - 9.10%
Bank of India 8.65% - 10.75%
Bank of Baroda 9.15% - 10.50%
Canara Bank 8.90%- 11.25%
HSBC Bank 8.75% - 8.85%
State Bank Of India (SBI) 8.60% - 9.65%
Indian Bank NA
GIC Housing Finance 8.45%