Home Loan Lic-chennai

LIC Housing Finance Home Loan Chennai: Get Instant Quotes on Interest Rates, EMI, Eligibility, Loan Amount, Approved property list, Documents and Processing fees online at Deal4loans.com.

Branch location Address of LIC Housing Finance in Chennai

  1. No.55/29 I Floor, Vrb Commercial Complex Venkatrathnam Nagar, Adyar, Chennai - 600020 Tamil Nadu
  2. No.67,b 2nd Floor North Park Street, Venkatapuram,ambattur Chennai - 600053 Tamil Nadu
  3. No.m-78/6 1st Floor, 3rd Avenue Opposite K4 Police Station Anna Nagar ,Chennai - 600102 Tamil Nadu
  4. New No. 15, Old No. 38, 3rd Floor, South India Co-op. Bldg., Anna Salai, Chennai - 600002 Tamil Nadu
  5. No 7 First Floor, Kubera Nagar Near Guduvancherry Bus Terminus,nandivaram-guduvancherry Chennai - 603202 Tamil Nadu
  6. 69, First Floor, Vallal Pachaiyappan Street, Kanchipuram - 631501 Tamil Nadu
  7. No.3/45, Near Jain Temple, Rajiv Gandhi Salai, Kelambakkam, Chennai, Tamilnadu - 603103 Tamil Nadu
  8. 1st Floor, Best Towers Rajiv Gandhi Salai (omr) Thuraipakkam,Chennai - 600097 Tamil Nadu
  9. Madhavaram High Road,thilaga Towers Ii Floor Old No.81 And 82,new No.213 And 215 Perambur , Chennai - 600011 Tamil Nadu
  10. 1st Floor Plot No. 15, M.s.s. Nagar, Kattupakkam, Poonamallee, Chennai - 600056 Tamil Nadu
  11. New No.108, Old No.80, 1st Floor Raghaviah Road, (off G.n.chetty Road), T.nagar, Chennai - 600017 Tamil Nadu
  12. Door No. 6/8, 1st Floor C.v. Naidu Salai, Thiruvallur Chennai - 602001 Tamil Nadu
  13. No 48a, Ist Floor, "kanya", Taramani 100ft Road,(opposite Tcs),velachery, Chennai - 600042 Tamil Nadu
  14. R.k.complex, 1st Floor, No.127, Arcot Road, Valasarawakkam, Chennai - 600087 Tamil Nadu
  15. 27, Rajaji Salai, Tambaram (west), Chennai - 600045 Tamil Nadu
  16. Lic Zonal Office , Ground Floor 153 Anna Salai Chennai - 600056 Tamil Nadu

Repayment period = 30 years.

Minimum Loan amount = 1 Lakh.

Processing Fee = as applicable from time to time.

 

Banks HDFC Bank AXIS Bank State Bank Of India (SBI) ICICI Bank
Rate of Interest 8.50% - 9.40% 8.60% - 9.05% 8.60% - 9.65% 9.00% - 9.10%
Processing Fee 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- Nil till 31.04.2023 2999+GST for CIBIL Score above 710, .50% + GST for Score below 710.50% + GST for Score below 700
Prepayment Charges 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- No Prepayment or foreclosure Charges 3000 + Tax

Eligibility Criteria
Eligibility Criteria for Home Loan in Lic-chennai
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
close
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Home Loans Banks
State Bank of India(SBI)
HDFC Ltd
LIC Housing Finance
ICICI Bank
Axis Bank
close
State Bank of India(SBI) HDFC Ltd LIC Housing Finance ICICI Bank Axis Bank
Fedbank PNB Housing ING Vysya Kotak Bank DHFL
Bank of Baroda Bank of India Union Bank of India United Bank of India Punjab National Bank
Standard Chartered IndusInd Bank IDBI Housing Finance Andhra Bank Citibank
Canara Bank Indian Bank Vijaya Bank Corporation Bank IDBI Bank

Documents required
for Home Loan
Documents required for Home
Loan in Lic-chennai
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks
close
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:
· Age Proof
· Address Proof
· Income Proof of the applicant & co-applicant
· Last 6 months bank A/C statement
· Passport size photograph of the applicant & co-applicant
Salaried Self Employed
· Employment certificate from the employer,
· Copies of pay slips for last few months and TDS certificate
· Latest Form 16 issued by employer Bank statements		 · Copy of audited financial statements for the last 2 years
· Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company
· Profit and loss account for the last few years
· Income tax assessment order

Eligibility Criteria
Eligibility Criteria for Home Loan in Lic-chennai
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
close
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

Check Your Monthly EMI - Home Loan EMI Calculator

LIC Housing Finance is HFC, more than 11000 representatives have been helping the borrowers in all over the India. LIC Housing offering home loans to Salaried, Self Employed, NRI & pensioners at lowest/affordable interest rates & minimum emi.

You can borrow the loan for the purchase of Plot/Flat, Construction, Extension, Repairs/renovation, plot Purchase, Top-up, Balance Transfer etc. Maximum tenure for plot purchase are 15 years rest all are 30 years.

Compare Banks Home Loan Interest Rates in Chennai

SBI Home Loan HDFC Ltd Home Loan Bank of Baroda Home Loan
ICICI Home Loan Union Bank Home Loan PNB Housing Finance
DHFL Home Loan Bajaj Finserv Home Loan Canara Bank Home Loan
 

 
Compare Offers

Top Home Loan Banks

Home Loan Rates 2024

IDBI 8.75% - 12.25%
AXIS Bank 8.60% - 9.05%
LIC Housing 8.50% - 10.50%
HDFC Bank 8.50% - 9.40%
ICICI Bank 9.00% - 9.10%
Bank of India 8.65% - 10.75%
Bank of Baroda 9.15% - 10.50%
Canara Bank 8.90%- 11.25%
HSBC Bank 8.75% - 8.85%
State Bank Of India (SBI) 8.60% - 9.65%
Indian Bank NA
GIC Housing Finance 8.45%

Find Home Loan Deals in Your City

Home Loan Tamilnadu
Trichy
Salem
Tirupur
Calicut
Thrissur
Tirunelveli
Tuticorin
Hosur
Lic-coimbatore
Lic-erode
Lic-hosur
Lic-madurai
Lic-nagercoil
Lic-salem
Lic-trichy
Lic-vellore