Home Loan Trichy

Home Loan Trichy – Compare & Apply for lowest rate home loans in Trichy ✔ Interest Rates 2023 ✔ Low EMI ✔ Documents ✔ Eligibility ✔ best deals in Trichy with Deal4loans.com. compare all major banks in Trichy - SBI, HDFC, ICICI, Axis, Indiabulls, LIC Housing, DHFL, Bank of Baroda, Canara Bank, Union Bank, Bank Of India, Uco bank, andhra bank, state banks etc.

About Trichy

Tiruchirappalli, also called Tiruchi or Trichy, is a city in the Indian state of Tamil Nadu and the administrative headquarters of Tiruchirappalli District.

 

 

Banks HDFC Bank AXIS Bank State Bank Of India (SBI) ICICI Bank
Rate of Interest 8.50% - 9.40% 8.60% - 9.05% 8.60% - 9.65% 9.00% - 9.10%
Processing Fee 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- Nil till 31.04.2023 2999+GST for CIBIL Score above 710, .50% + GST for Score below 710.50% + GST for Score below 700
Prepayment Charges 3000 + Tax (Salaried), 5000 + Tax (S. Employed) Up to 1% of the Loan amount subject to minimum of Rs.10,000/- No Prepayment or foreclosure Charges 3000 + Tax

Eligibility Criteria

Eligibility Criteria for Home Loan in Trichy
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
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The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

List of Home Loans Banks

State Bank of India(SBI)
HDFC Ltd
LIC Housing Finance
ICICI Bank
Axis Bank
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State Bank of India(SBI) HDFC Ltd LIC Housing Finance ICICI Bank Axis Bank
Fedbank PNB Housing ING Vysya Kotak Bank DHFL
Bank of Baroda Bank of India Union Bank of India United Bank of India Punjab National Bank
Standard Chartered IndusInd Bank IDBI Housing Finance Andhra Bank Citibank
Canara Bank Indian Bank Vijaya Bank Corporation Bank IDBI Bank

Documents required
for Home Loan

Documents required for Home
Loan in Trichy
Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks
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Generally the documents required to processing your loan application are almost similar across all the banks; however they may differ with various banks depending upon specific requirement etc. Following documents are required by financial institutions to process the loan application:
· Age Proof
· Address Proof
· Income Proof of the applicant & co-applicant
· Last 6 months bank A/C statement
· Passport size photograph of the applicant & co-applicant
Salaried Self Employed
· Employment certificate from the employer,
· Copies of pay slips for last few months and TDS certificate
· Latest Form 16 issued by employer Bank statements
· Copy of audited financial statements for the last 2 years
· Copy of partnership deed if it is a partnership firm or copy of memorandum of association and articles of association if it is a company
· Profit and loss account for the last few years
· Income tax assessment order

Eligibility Criteria

Eligibility Criteria for Home Loan in Trichy
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, assets etc.
close
The borrower's eligibility of getting a housing loan depend upon his/her repayment capacity & the banks establish this repayment capacity by considering various factors such income, spouse's income, age, number of dependants qualifications , assets, liabilities, stability and continuity of occupation and savings history. Calculate your Eligibility for Home loan
Your Home Loan eligibility is determined by your repayment capacity, taking into consideration, factors such as: Your:
• Income
• Qualifications
• Age
• Spouse's income
• No. of dependants
• Stability and continuity of occupation
• Assets/LiabilitiesM.
• Savings history.
The most important concern of banks in determining your loan eligibility is that whether or not you are contentedly able to pay off the amount you borrow.

Check Monthly EMI - Housing Loan EMI Calculator

Bank Branches for home loans in Trichy:

  • LIC Housing Finance - Address: 35A/1&2, Amuda Shree Flats, Reynolds Rd, Cantonment, Tiruchirappalli, Tamil Nadu 620001
  • DHFL - Address: Sree Naga Arcade, 1st Floor,, Next to Seva Sangam Higher Secondary School, No.5, Williams Road,Contonment., Tiruchirappalli, Tamil Nadu 620001
  • HDFC - Address: No. 111, Achyuta, Bharathidasan Salai, Cantonment, Tiruchirappalli, Tamil Nadu 620001
  • Bajaj Finserv - Address: C-84, 1st Floor, RS Towers, Fort Station Rd, 5th Cross,Thillai Nagar, Tiruchirappalli, Tamil Nadu 620018
  • Sundaram Home Finance - Address: C 56, Plas Tower 2nd Floor, 4th Cross, Thillai Nagar, Thillai Nagar, Tiruchirappalli, Kerala 620018
  • Indiabulls Home Loan - Address: 1st Floor, Aravind Plazza, No.2, Fort Station Road, Tiruchirappalli, Tamil Nadu 620002
  • India Infoline Finance - Address: Crown Tower, 1st Floor, No. 23, Pugazhiya Pillai St & Chinnakadai St, Tiruchirappalli, Tamil Nadu 620002
  • Repco Home Finance - Address: 34 3rd Floor, Vanuvas Plaza, Singarathope, Singarathope, Tiruchirappalli, Kerala 620008
  • State Bank of Travancore - Address: Pbno. 317, 35 Chinnakadai Street, Tiruchirapalli, Tiruchirappalli, Tamil Nadu
  • Indian Overseas Bank - Address: 144, L A Buildings, West Bouleward Road, Trichy Main, Tiruchirappalli, Tamil Nadu
  • Bank of India - Address: Convent Rd, Melapudur, Sangillyandapuram, Tiruchirappalli, Tamil Nadu 620001
  • Syndicate Bank - Address: Railway Colony, Tiruchirappalli, Tamil Nadu 620004

Compare All Banks Home Loans in Trichy

SBI Home Loan in Trichy HDFC Ltd Home Loan in Trichy Bank of Baroda Home Loan in Trichy
ICICI Home Loan in Trichy Axis Bank Home Loan in Trichy PNB Housing Finance in Trichy
     

 

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Top Home Loan Banks

Home Loan Rates 2024

IDBI 8.75% - 12.25%
AXIS Bank 8.60% - 9.05%
LIC Housing 8.50% - 10.50%
HDFC Bank 8.50% - 9.40%
ICICI Bank 9.00% - 9.10%
Bank of India 8.65% - 10.75%
Bank of Baroda 9.15% - 10.50%
Canara Bank 8.90%- 11.25%
HSBC Bank 8.75% - 8.85%
State Bank Of India (SBI) 8.60% - 9.65%
Indian Bank NA
GIC Housing Finance 8.45%